FHA VS Conventional loan programs in Cheshire, Berkshire County, Massachusetts
For the year 2026, the limit for a Conventional loan in Cheshire, located within Berkshire county of MA, is established at $726,200. Meanwhile, the FHA loan limit for a single-family house stands at $472,030.
Take advantage of the Lendersa® Conventional loan calculator to evaluate today's best rates for Conventional versus FHA and USDA loans. Determine the necessary income, credit score, reserves, and paperwork required for eligibility. Our innovative mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in selecting the most appropriate program in MA to meet your unique financial objectives.
2026 Loan Limits and Down Payment Requirements in Cheshire, Berkshire County, MA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The above comparison table relates to these zip codes: 1225
Available Conventional and FHA Loan Programs in Cheshire, MA
Lendersa® is committed to providing you with the most favorable Conventional, USDA, or FHA loans swiftly and with ease. Choose from three initial actions that will link you with lenders and suitable loan options.
Adams Community Bank is a responsive, community-focused, mutually owned savings bank providing premier banking services to the people and businesses of the Berkshires. Headquartered in Adams, MA, we have 8 full-service branch locations in Adams, North Adams, Williamstown, Cheshire, Lanesborough, Lenox, and Lee.
The Pittsfield Cooperative Bank marks over 130 years in business. The Bank has grown quietly and steadily over the years with the unwavering commitment to its customers, employees, and communities. Our story is of family homes funded and dreams realized, and of providing assistance to businesses and entrepreneurs.
Greylock Federal Credit Union is an independent company, wholly owned by its members. This is what distinguishes the Credit Union from other financial institutions. Members put their money in a variety of savings accounts, and that money, in turn, is lent to members. After operating expenses and reserve requirements
MountainOne is dedicated to the local communities we serve, with a mission of delivering solutions of real value that help individuals, businesses, and community institutions manage their financial lives with clarity & confidence. Founded in 1848, MountainOne Bank provides a complete array of personal and business banking and electronic services.
Lee Bank Our vision is to remain an independent full service bank, provide premier financial services, and deliver a level of customer service that is superior to any other business you may deal with. Because of our independence, we make all our decisions locally, and offer flexible products and services to meet your specific needs
Our commitment to sound banking, combined with our promise to provide the best service available, has made us one of the fastest growing banks in our area.
Florence Bank remains committed to serving the community as a local bank. The bank is depositor owned and its Directors and Corporators are all actively involved in the local community.
Franklin First began in 1958 as four separate credit unions: Franklin County Public Hospital FCU, Franklin County Teachers FCU, Lunt Silversmiths, and Greenfield Tap & Die Credit Union. As the years went on, they became united by common goals and the desire to offer updated services for their members.
