FHA VS Conventional loan programs in 2025 for Cheshire, Berkshire County, Massachusetts
For the year 2025, the limit for a Conventional loan in Cheshire, located within Berkshire county of MA, is established at $726,200. Meanwhile, the FHA loan limit for a single-family house stands at $472,030.
Take advantage of the Lendersa® Conventional loan calculator to evaluate today's best rates for Conventional versus FHA and USDA loans. Determine the necessary income, credit score, reserves, and paperwork required for eligibility. Our innovative mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in selecting the most appropriate program in MA to meet your unique financial objectives.
2025 Loan Limits and Down Payment Requirements in Cheshire, Berkshire County, MA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The above comparison table relates to these zip codes: 1225
Available Conventional and FHA Loan Programs in Cheshire, MA
Lendersa® is committed to providing you with the most favorable Conventional, USDA, or FHA loans swiftly and with ease. Choose from three initial actions that will link you with lenders and suitable loan options.
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