FHA VS Conventional loan programs in Pittsfield, Berkshire County, Massachusetts

In 2026, the limit for a Conventional loan in Pittsfield, part of Berkshire county, MA, is $726,200. For a single-family home, the FHA limit is $472,030.

Lendersa®'s Conventional loan calculator allows you to examine today's leading rates between Conventional, FHA, and USDA options, determining necessary qualifications like income, credit, reserves, and documents needed. With our advanced mortgage calculator, see side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans. This helps you select the program best suited to your financial needs in MA.

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2026 Loan Limits and Down Payment Requirements in Pittsfield, County of Berkshire, MA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The table applies to the zip codes: 01201

Available Conventional and FHA Loan Options in Pittsfield, MA

Lendersa® is committed to securing the best possible loan, whether it be Conventional, USDA, or FHA, quickly and conveniently. Choose from three starting options that will match you with the appropriate lenders and loan plans.

Lendersa USDA loan request and matching results


  • King Financial Group Inc.
  • 2600 Highland Village Pkwy, Suite 100, Village, TX, 75077
  • King Financial Group, Inc. is a residential mortgage company specializing in loans that will meet most families’ needs. We believe in providing the best service, products, and follow-through as if you are a part of our family. King Financial Group was established in 1992 by Kathy King with the desire to treat customers with respect

  • The Local FCU
  • 8787 N Stemmons Freeway, Suite 185, Dallas, TX, 75247
  • The Local FCU is non-profit financial cooperative. When you join the credit union, you become a shareholder, or part "owner", of a very unique financial institution. Earnings above the required reserves are returned to you in the form of lower interest rates on loans and competitive dividends on savings.

  • Affordable Lending, LLC
  • 1140 Empire Central Drive, Suite 245, Dallas, TX, 75247
  • Our mortgage team members will give you the individual attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. So we make a promise to you: we will help you qualify, apply and be approved for the ideal loan.

  • Resolution Capital L.P.
  • 1349 Empire Central, Dallas, TX, 75247
  • Resolution Capital offers a full line of mortgage products to meet your needs. Whether you're buying a home, refinancing or need cash for debt consolidation or home improvement, we'll work hard to find the right loan for you.We have a strong and genuine belief in the "customer for life" principle of doing business: this is our number goal.

  • The Farmers Bank of Appomattox
  • 31 West Main Street, Carnegie, OK, 73015
  • Established in 1905, we have been serving Oklahoma for over 100 years! Locally owned and operated we support the community in many areas!

    Under new management since 2020.

    To operate in a safe and sound manner while understanding we have a fiduciary responsibility to all of our depositors.

  • Home Loans with Ashley
  • 901 N Zang Blvd, Suite 106, Dallas, TX, 75208
  • Home Loans with Ashley, where promises are kept and expectations exceeded. Your DREAM HOME is within reach. Ashley Turner epitomizes integrity, hard work, diligence, and creative service in every detail of your mortgage transaction. Ashley have worked in various aspects of the mortgage industry over the past 16 years.

  • Array Capital Investment Co., LLC
  • 1005 W Jefferson, Suite 305, Dallas, TX, 75208
  • Array Capital Investment Co, LLC. It is here to give you the right loan for your situation, whether you are looking for a loan of 30 or 15 years, we are your solution.We offer a conventional loan of 1% deposit offer many options to get rid of mortgage insurance and We teach you how to get a score higher credit approvals

  • Bosse Lending
  • 422 W 12th St, Dallas, TX, 75208
  • BOSSE Lending is a hard money lender, focused on real estate investment properties in Texas.In addition to lending, we are able to advise our clients on their investments throughout the process - acquisition, renovation and listing services.BOSSE Lending guarantees a one-time fee at closing.

  • UPTOWN FUNDING, LLC
  • 5215 N O'Connor Blvd, Suite 1100, Irving, TX, 75039
  • Founded in 1999, Uptown Funding is a leading private, independent mortgage company that originates residential and commercial mortgage loans and is the among the finest mortgage originators in the United States. Headquartered in Irving, TX, Uptown Funding originates loans through direct mortgage originators and is guided by discipline

  • Sherman Bridge
  • 5000 Riverside Dr, Building 5, Suite 100W, Irving, TX, 75039
  • Sherman Bridge is an ideal partner for the purchase of distressed single-family residential properties. Our leadership stems from a high degree of ground-floor experience and vast knowledge of residential real estate investment.Our loans cater to flippers and landlords. With benefits such as low rates and high loan-to-value ratios.