FHA VS Conventional loan programs in 2025 for Pittsfield, Berkshire County, Massachusetts
In 2025, the limit for a Conventional loan in Pittsfield, part of Berkshire county, MA, is $726,200. For a single-family home, the FHA limit is $472,030.
Lendersa®'s Conventional loan calculator allows you to examine today's leading rates between Conventional, FHA, and USDA options, determining necessary qualifications like income, credit, reserves, and documents needed. With our advanced mortgage calculator, see side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans. This helps you select the program best suited to your financial needs in MA.
2025 Loan Limits and Down Payment Requirements in Pittsfield, County of Berkshire, MA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The table applies to the zip codes: 01201, 01202, 01203
Available Conventional and FHA Loan Options in Pittsfield, MA
Lendersa® is committed to securing the best possible loan, whether it be Conventional, USDA, or FHA, quickly and conveniently. Choose from three starting options that will match you with the appropriate lenders and loan plans.
The Mortgage House has been lending in California since 1995 and we take the needs of our clients very seriously. Emphasizing our California lending focus, we can provide service at an unprecedented level within our local branches. Our branches have knowledgeable, experienced loan officers and staff.
Anchor Loans is the nation’s number one private direct lender to fix-and-flip investors, and was the first to fund more than $1 billion in loans in a single year. Anchor remains the industry leader, providing over $1 billion in fix-and-flip financing every year since 2016 — with life-to-date fundings surpassing $8.3 billion.
At Golden City Home loans. We are a full-service mortgage company based in Carmichael, California. We specialize in First Time Home Buyers in Carmichael. We also serve the surrounding cities in Sacramento County, including zip code. We can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.
4901 Marconi Ave, Carmichael, Carmichael, CA, 95608
Asher Evan Investments uses private investors to fund its First Trust Deed private mortgage loans. Private loans are made against standing Commercial, Multi-family and Residential investment properties. All loans are in 1st position, a priority position over other liens or encumbrances.
In 2001, a group of local business owners realized that the unique needs of companies on the Oregon Coast—the fisheries, logging outfits, motels, restaurants, and shops that have always been the backbone of our communities—just weren’t being served well by the big banks. So they decided to build a bank dedicated to supporting the people
5777 Madison Avenue, Suite 605, Sacramento, CA, 95841
Client 1st Mortgage strives to provide all of the qualities that people look for in a mortgage company. We treat each customer as an individual. Not as a number.We operate under a strict code of ethics and values aimed at building long-term customer trust and loyalty. We use a “common sense” approach and will help you.
Patron Mortgage is a California Mortgage Company working with borrowers throughout California. I am a senior loan officer and real estate broker with over ten years experience. I can assist you with home purchase loans, refinancing, reverse mortgages, ITIN loans, land loans, construction loans, hard money loans,
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
9521 Folsom Boulevard, Suite O, Sacramento, CA, 95827
We specialize in home loans. We have every loan product available to suit our client’s needs. We are competitively priced to ensure a great mortgage but service and knowledge to complement your experience.Metro Financial Services is not just here for your one transaction but we strive to earn your continuing relationship.
861 E Thousand Oaks Blvd, Suite 1, Thousand Oaks, CA, 91360
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
