Explore the differences! FHA VS Conventional loan programs in Pittsfield, Berkshire County, Massachusetts
In 2026, the limit for a Conventional loan in Pittsfield, part of Berkshire county, MA, is $726,200. For a single-family home, the FHA limit is $472,030.
Lendersa®'s Conventional loan calculator allows you to examine today's leading rates between Conventional, FHA, and USDA options, determining necessary qualifications like income, credit, reserves, and documents needed. With our advanced mortgage calculator, see side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans. This helps you select the program best suited to your financial needs in MA.
2026 Loan Limits and Down Payment Requirements in Pittsfield, County of Berkshire, MA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The table applies to the zip codes: 01201
Available Conventional and FHA Loan Options in Pittsfield, MA
Lendersa® is committed to securing the best possible loan, whether it be Conventional, USDA, or FHA, quickly and conveniently. Choose from three starting options that will match you with the appropriate lenders and loan plans.
Greylock Federal Credit Union is an independent company, wholly owned by its members. This is what distinguishes the Credit Union from other financial institutions. Members put their money in a variety of savings accounts, and that money, in turn, is lent to members. After operating expenses and reserve requirements
The Pittsfield Cooperative Bank marks over 130 years in business. The Bank has grown quietly and steadily over the years with the unwavering commitment to its customers, employees, and communities. Our story is of family homes funded and dreams realized, and of providing assistance to businesses and entrepreneurs.
Lee Bank Our vision is to remain an independent full service bank, provide premier financial services, and deliver a level of customer service that is superior to any other business you may deal with. Because of our independence, we make all our decisions locally, and offer flexible products and services to meet your specific needs
Adams Community Bank is a responsive, community-focused, mutually owned savings bank providing premier banking services to the people and businesses of the Berkshires. Headquartered in Adams, MA, we have 8 full-service branch locations in Adams, North Adams, Williamstown, Cheshire, Lanesborough, Lenox, and Lee.
MountainOne is dedicated to the local communities we serve, with a mission of delivering solutions of real value that help individuals, businesses, and community institutions manage their financial lives with clarity & confidence. Founded in 1848, MountainOne Bank provides a complete array of personal and business banking and electronic services.
