FHA VS Conventional loan programs in Adams, Berkshire County, Massachusetts

In 2025, the limit for a Conventional loan in the city of Adams, county of Berkshire, MA, is set at $726,200, while the limit for an FHA loan on a single-family home is $472,030.

With the Lendersa® Conventional loan calculator, you can evaluate today's best rates for Conventional, FHA, and USDA loans, assessing income, credit, reserves, and required documents. Our advanced mortgage calculator presents Conforming Conventional loans, USDA, FHA, and VA options side by side, aiding in your decision on which program in MA is most suitable for your unique financial scenario.

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2025 Loan Limits and Down Payment Criteria in Adams, Berkshire, MA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is valid for these zip codes: 1220

Options for Conventional and FHA Loans in Adams, MA

Lendersa® is designed to help you promptly secure the best possible Conventional, USDA, or FHA loan, with ease. Choose from three starting points, each leading you to matching lenders and tailored loan programs.

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