FHA VS Conventional loan programs in 2025 for Dennis, Barnstable County, Massachusetts

In 2025, the conventional loan limit for the area within Dennis, located in Barnstable county of MA, is set at $726,200. In contrast, the FHA loan limit for a single-family dwelling in the same region is $701,500. These figures are crucial for prospective homeowners assessing their financing capabilities.

With the Lendersa® Conventional loan calculator, you can effectively compare today's prime rates across Conventional, FHA, and USDA loans. This tool helps you evaluate income requirements, credit scores, reserves, and essential documents needed to qualify for financing. By using our advanced mortgage calculator, you can see side-by-side comparisons of Conforming Conventional loans with USDA, FHA, and VA options, aiding in your decision on the best financial program in MA tailored to your needs.

Explore loan offers from 100 top lenders

2025 Loan Limits and Downpayment Requirements in Dennis, County of Barnstable, MA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $496,800 0%
FHA $701,500 3.5%

This loan limit comparison is specifically applicable to the zip codes: 02638, 02639, 02670, 02641, 02660

Explore Conventional and FHA Loan Options in Dennis, MA

The commitment of Lendersa® is to help you swiftly secure the best possible Conventional, USDA, or FHA loans hassle-free. Begin by selecting one of three key starting points that facilitate the matching of lenders and loan programs to meet your unique financial needs.

Results from USDA Loan Requests at Lendersa


  • Delano Mortgage Services LLC
  • 480 Enfield Street, Enfield, CT, 06082
  • Established in May 2005, Delano Mortgage is a Licensed Connecticut residential and commercial mortgage provider located in Enfield Connecticut. Our mission is to develop relationships with our clients that will last for generations. Our most important goal is measured by our quality.
  • Ledyard National Bank
  • 74 South Main Street, Concord, NH, 03301
  • At Ledyard, you get more than just bankers with knowledge, expertise and local decision-making capabilities. Ledyard offers true partnerships. Every member of our team is part of the community, providing us with the additional insight to develop personalized solutions for each client. Individuals and families have come to rely on us to provide
  • New Hampshire Federal Credit Union
  • 70 Airport Road, Concord, NH, 03301
  • NH Federal Credit Union is a full-service financial institution. You will find some of the best rates for savings and loans in NH, along with very low fees. As a not-for-profit financial cooperative, we are owned by the people we serve - the employees and immediate family members of more than 150 employers throughout NH.
  • Original Funding
  • 575 Underhill Blvd, Suite 216, Southold, NY, 11971
  • Original Funding is not a lender. We provide a service to prospective borrowers wherein we submit their secure application information to our network of lenders. We do not collect a fee from the applicants. Our mission is to match prospective borrowers with our preferred network of lenders. There is no guarantee that your application
  • Pioneer Valley Credit Union
  • 246 Brookdale Drive, Springfield, MA, 01104
  • Our mission is to provide products and services to our members with the goal of empowering them to understand the importance of financial stability and security, while offering tools to make sound financial decisions. Our vision is to be the pioneer of cutting edge financial products while maintaining exclusive membership benefits.
  • Finex Credit Union
  • 616 Burnside Avenue, East Hartford, CT, 06108
  • Finex is a credit union. We are a cooperative, not-for-profit financial institution owned by our members. The purpose of a credit union is to use its income to provide affordable, quality products and services to members. We work hard to enrich the quality of life for others. The Finex difference is all in how we do banking.
  • America's First Network Credit Union
  • 92 Pitkin Street, East Hartford, CT, 06108
  • America’s First Network Credit Union was founded in 1976 in Clinton Connecticut under its original name, Chesebrough-Pond’s Federal Credit Union. In May of 1989, our Trumbull Connecticut office was opened in Unilever’s Corporate Complex, where we still maintain a branch. America's First Network Credit Union now has 8 offices located in 2 states.
  • Mortgage Markets Cuso
  • 616 Burnside Avenue, East Hartford, CT, 06108
  • Finex Credit Union created Mortgage Markets CUSO, LLC in 2003 to address a common issue facing many Connecticut credit unions: sending members to banks for mortgages and jeopardizing their all-important ongoing member relationships. The Mortgage Markets CUSO, LLC mission is to empower our credit union