FHA VS Conventional loan programs in Fall-River, Bristol County, Massachusetts

In 2026, the Conventional loan limit for Fall-River, which is in the county of Bristol, MA, is $647,200, whereas for a single-family home, the FHA limit is $592,250.

The Lendersa® Conventional loan calculator aids in comparing today's best rates among Conventional, FHA, and USDA loans, helping determine the income, credit, reserves, and documents required. Our sophisticated mortgage calculator allows you to view Conforming Conventional, USDA, FHA, and VA loans side by side so you can select the most suitable program for your financial situation in MA.

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2026 Loan Limits and Downpayment Requirements for Fall-River, County of Bristol, MA

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $404,800 0%
FHA $592,250 3.5%

Note: This comparison table is applicable to the zip codes: 02724

Available Conventional and FHA Loan Options in Fall-River, MA

The goal of Lendersa® is to efficiently secure the best possible loan option, whether it's Conventional, USDA, or FHA, with minimum hassle. Choose from one of three starting points that align you with suitable lenders and appropriate programs.

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Fall-River Lenders

  • St. Anne's Credit Union
  • 286 Oliver Street, Fall River, MA, 02724
  • Lends in Massachusetts
  • St. Anne's Credit Union has been providing financial products and banking services since 1936. St. Anne's has over 150 employees servicing ten locations including Dartmouth, Fairhaven, Fall River, New Bedford, Somerset, Swansea, Westport and The Lending Center in Plymouth. St. Anne’s was selected for the fifth year in a row #1 Credit Union by the p

  • Fall River Pawn Brokers
  • 1475 South Main Street, Fall River, MA, 02724
  • Lends in Massachusetts
  • Fall River Pawnbrokers was established in 1995 with our first pawn shop operation opening its doors in Fall River, Massachusetts. For over 24 years we have contributed to serving working families and communities by providing a wide range of financial services for people of all ages and backgrounds.

  • First Class Mortgage Company
  • 99 S. Main Street, Suite 154, Fall River, MA, 02721
  • Lends in Massachusetts
  • Our mission is to serve our customers with honesty, integrity and competence. We specialize in Home Purchase Loans and Refinancing in MA and RI. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks

  • Fall River Municipal Credit Union
  • 333 Milliken Blvd, Fall River, MA, 02721
  • Lends in Massachusetts
  • Fall River firemen gave birth to what is today the Fall River Municipal Credit Union. The beginning was humble to say the very least. It started with a Fall River firefighter, a state appointed finance board, and the impending threat of wholesale cuts in the pay of city employees

  • Bank 5
  • 79 North Main Street, Fall River, MA, 02720
  • Lends in Massachusetts
  • BankFive, based in Fall River, Massachusetts, is the SouthCoast's premier independent community bank, and one of the top regional banks in the area. With 13 convenient banking locations in Swansea, Somerset, Fall River, Dartmouth, New Bedford, Fairhaven, and Bristol, RI, plus lending offices in Woburn, Wrentham, and Cranston, RI.

  • BayCoast Bank
  • 330 Swansea Mall Drive, Swansea, MA, 02777
  • Lends in Massachusetts
  • BayCoast Bank has 24 locations: Berkley, Dartmouth, Fairhaven, Fall River, Foxborough, New Bedford, North Dighton, Somerset, Swansea, Seekonk, Westport in Massachusetts and Bristol, Cranston, Little Compton, Providence, Tiverton, Portsmouth in Rhode Island. Each branch has at least one ATM, and ITMs are located at select branches.

  • BayCoast Mortgage Company, LLC
  • 330 Swansea Mall Drive, Swansea, MA, 02777
  • Lends in Massachusetts
  • BayCoast Mortgage, LLC is a full service lender providing industry best solutions in residential purchase, refinance, renovation, and construction loans. Our product offering complements customers throughout the East Coast including FNMA, FHLC, VA, FHA, Jumbo, MA Housing, RI Housing and BayCoast Portfolio .

  • Westport Federal Credit Union
  • 655 State Road, Westport, MA, 02790
  • Lends in Massachusetts
  • In 1949, Antone Costa moved to the town of Westport. He enrolled in Business school and began to study Accounting, Cost Accounting, and Business Law for the next three years. Around that time he realized that Westport did not have a banking facility. Upon consulting the President of St. Mathieu’s Credit Union, he began to assemble a group.