Explore the differences! FHA VS Conventional loan programs in Ocean-Grove, Bristol County, Massachusetts

During 2026, the conventional loan ceiling in Ocean-Grove, located in Bristol, MA, is $647,200. Meanwhile, the FHA cap for a single-family home is $592,250.

The Lendersa® Conventional loan calculator allows you to compare today's Conventional, FHA, and USDA rates. It helps in determining the income, credit score, reserves, and documentation necessary for qualification. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, enabling you to choose the most suitable program in MA for your specific financial needs.

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2026 Loan Limits and Downpayment Requirements in Ocean-Grove, Bristol, MA

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $404,800 0%
FHA $592,250 3.5%

These comparisons apply to the following zip codes: 2777

Options for Conventional and FHA Loans in Ocean-Grove, MA

The aim of Lendersa® is to provide you with the best possible Conventional, USDA, or FHA loan quickly and with ease. You can begin by selecting one of three starting options that connect you with lenders and their loan programs.

Lendersa USDA loan request results


  • Financial Resources Federal Credit Union
  • PO Box 6999, Bridgewater, NJ, 08807
  • FRFCU's headquarters is located in Bridgewater, NJ & has been in business for over 100 years. The Credit Union was formerly the Ethicon Employees FCU which was formed by a group of Johnson & Johnson employees. As one of the largest Credit Unions in New Jersey, it is a member-owned, not-for-profit cooperative.

  • GOLDEN MORTGAGE CORPORATION
  • 818 Route 202-206, Bridgewater, NJ, 8807
  • Since 1998, our mission is to serve our New Jersey and New York customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Ditmas Park Capital
  • 11 Hawk Way, Lakewood, NJ, 08701
  • Ditmas Park Capital is a Limited Liability Partnership operating since 2015 that was established to initiate and invest in High Yield Real Estate Mortgages. We have over $20, 000, 000 under management and hold first lien mortgages on over 200 properties. We bundle these mortgages together and have created a hedge fund structure

  • FM Home Loans
  • 1229 Madison Avenue, 1st Floor, Lakewood, NJ, 08701
  • Since its inception in 1991, FM Home Loans, LLC has been helping homeowners from all backgrounds purchase their dream home. With more than one billion in closed purchased transactions in 2015 alone, our company of over 175 employees are dedicated to the highest standards of ethics, responsiveness and customer service.

  • Ark Mortgage, Inc
  • 317 Monmouth Avenue, Suite 20, Lakewood, NJ, 08701
  • Ark Mortgage is a full-service mortgage lender with an experienced staff offering expertise in every area of mortgage lending, from purchase to refinance.We have innovated new products & processes that make getting you home —easier, faster & better than ever! All of our lending specialists are committed to finding the right loan with the best rates

  • Peapack-Gladstone Bank
  • 500 Hills Drive, Suite 300, Bedminster, NJ, 07921
  • Peapack Private, the bank’s wealth management* division, offers comprehensive financial, tax, fiduciary and investment advice and solutions, to individuals, families, privately-held businesses, family offices and not-for-profit organizations, which help them to establish, maintain and expand their legacy.

  • OceanFirst Bank
  • 975 Hooper Avenue, Toms River, NJ, 08753
  • OceanFirst Bank is one of the largest regional banks in New Jersey with a presence in New York & Philadelphia. We stay focused on what we believe is most important: building long-term relationships with our customers and giving back to the communities we serve. OceanFirst was established in 1902 as the Point Pleasant Building and Loan Association.

  • New Jersey Mortgage Services
  • 30 Main Street, Toms River, NJ, 08753
  • New Jersey Mortgage Services is a Mortgage Broker who is licensed under the New Jersey Department of Banking and Insurance. Broker owner Tom Altieri has 36 years experience and thousands of close loans. Tom is knowledgeable in real estate, contracts, and a the latest mortgage products.

  • Family First Funding LLC
  • 44 Washington Street, Suite 200, Toms River, NJ, 08753
  • Family First Funding LLC offers high quality mortgage banking and brokering services to residential and business customers. Our aim is to provide our clients with fair and reasonable rates and costs, while keeping our clients informed and educated throughout the process. We will become friends and trusted advisors to our clients.

  • OCEANSIDE MORTGAGE
  • 55 Main St, Toms River, NJ, 08753
  • Oceanside Mortgage Company has served its customers with honesty and integrity for over 20 years. Our mission is to provide competitive interest rates and low closing costs while guiding borrowers through any red tape so they can secure their mortgage without hassle. Meet the team whose here to make the home loan process a home run!