FHA VS Conventional loan in Franklin, Norfolk County, Massachusetts

In 2026, the Conventional loan limit for a single-family home in Franklin, located in the county of Norfolk, MA, is set at $828,000. Meanwhile, the FHA loan limit is $828,000.

Use the Lendersa® Conventional loan calculator to compare the best rates available today for Conventional, FHA, and USDA loans. Determine the necessary income, credit profile, reserves, and documents to qualify. Our advanced mortgage calculator displays a side-by-side view of Conforming Conventional loans, USDA, FHA, and VA options, helping you choose the most suitable program in MA for your financial situation.

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2026 Loan Limits and Downpayment Requirements in Franklin, Norfolk County, MA

Loan Type Loan Limit Down Payment
Conventional Conforming $828,000 3%
USDA $616,400 0%
FHA $828,000 3.5%

This table applies to the following zip codes: 2038

Conventional and FHA Loan Options in Franklin, MA

Lendersa® aims to provide you with the best Conventional, USDA, or FHA loan quickly and with ease. Start with one of three options to find matching lenders and loan programs that suit your needs.

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Franklin Lenders

  • Dean Co-operative Bank
  • 21 Main Street, Franklin, MA, 02038
  • Lends in Massachusetts
  • A full-service financial institution that stands by their promise: offering outstanding financial products and customer service and helping individuals, families and businesses to reach their goals and dreams. Since 1889, Dean Bank has been a community bank committed to its mutual bank charter. With 4 branches; Franklin, Bellingham, Blackstone and

  • Wrentham Co-operative Bank
  • 102 South Street, Wrentham, MA, 02093
  • Lends in Massachusetts
  • Wrentham Cooperative has been a place people can trust for all of their personal and business financial needs since 1901. Unlike most banks, we provide you with the services YOU actually want and need, not the services we want you to buy. We work quietly and steadily every day to improve our services

  • Norfolk Community Federal Credit Union
  • 18 Union Street, Suite 104, Norfolk, MA, 02056
  • Lends in Massachusetts
  • Norfolk Community Federal Credit Union was chartered on August 11, 1953. We are a federally chartered and insured credit union. A credit union is a not-for-profit, membership-owned financial institution. Known for its strong consumer-orientation, a credit union is organized to serve a community, a company or a municipality

  • New Horizon Mortgage Co. Inc.
  • 165 Main St, Suite109, Medway, MA, 02053
  • Lends in Massachusetts
  • New Horizon Mortgage Company is a Medway, MA based mortgage brokerage company that is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in the region. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt.

  • Allstate Capital Group
  • 1600 Boston-Providence Hwy, Walpole, MA, 02081
  • Lends in Massachusetts
  • Allstate Capital Group specializes in providing customized loans to investors, builders and developers in need of funding outside the scope of traditional banks. We also offer direct FHA HUD Lending programs starting at 2.55%, No Points, 35 Year Fixed. We are known for speed, service and integrity.

  • Zenith Mortgage Advisors
  • 74 South St, Hopkinton, MA, 01748
  • Lends in Massachusetts
  • Zenith Mortgage is a full service mortgage broker licensed to do business in MA. We serve our clients before, during, and after each and every transaction. We love to provide first time buyers with a foundation of knowledge so they can move through the process smoothly, and well informed.

  • Prime Rate Home Mortgage, LLC.
  • 34 Hayden Rowe St, Suite 158, Hopkinton, MA, 01748
  • Lends in Massachusetts
  • At Prime Rate Home Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.

  • Goldmark Federal Credit Union
  • 155 Pleasant Street, Attleboro, MA, 02703
  • Lends in Massachusetts
  • Goldmark has served the financial needs of members since 1955. In that year, five local citizens saw a need for people to save and borrow money through an institution focused on people helping people. Their goal was to form a credit union, which is a not-for-profit cooperative owned and controlled by members, for members. The five original members