FHA VS Conventional loan programs in 2025 for Grafton, Worcester County, Massachusetts

In the year 2025, the Conventional loan limit for Grafton, situated in the county of Worcester, MA, is $726,200. Meanwhile, the FHA limit for a single-family home reaches $472,030.

Try the Lendersa® Conventional loan calculator to compare the best rates available today among Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator allows you to compare Conforming Conventional loans, USDA, FHA, and VA side-by-side, assisting in choosing the most suitable program in MA for your financial needs.

Explore loan offers from a variety of 100 lenders

2025 Loan Limits and Downpayment Requirements in Grafton, County of Worcester, MA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is valid for ZIP codes: 01519, 01560, 01536

FHA and Conventional Loan Options in Grafton, MA

At Lendersa®, our mission is to secure the most advantageous Conventional, USDA, or FHA loan for you swiftly and simply. Choose from one of three starting points to find matching lenders and suitable loan programs.

Loan requests and matching results for Lendersa USDA


  • R.E.P. Financial LLC
  • 6001 Menaul Blvd NE #1216, Albuquerque, NM, 87110
  • ## Unlocking Your Real Estate Potential with R.E.P. Financial LLC ### Tailored Financial Solutions At R.E.P. Financial LLC, we specialize in crafting bespoke financial strategies, unlocking doors to your real estate dreams. ### Your Real Estate "Key Master" With personalized solutions and dedicated support, Denise Webster and her expert te
  • Main Bank
  • 7300 Menaul Blvd NE, Albuquerque, NM, 87110
  • Main Bank has a long history of serving Albuquerque’s personal and business banking needs. Originally chartered in 1975 as Plaza Del Sol National Bank, the bank has undergone a series of changes. In 1995, the bank was sold, became a state chartered bank called Interamerica Bank and moved to 2424 Louisiana Blvd., NE in Albuquerque.
  • Accurate Mortgage
  • 6605 Uptown Boulevard Northeast, Suite 260, Albuquerque, NM, 87110
  • Accurate Mortgage will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify.
  • New Mexico Mortgage Company
  • 6303 Indian School Road NE, Suite 104, Albuquerque, NM, 87110
  • The New Mexico Mortgage Company Team is your premier mortgage team located in New Mexico. We pride ourselves on offering a variety of programs and competitive rates and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the state of New Mexico.
  • Sky Federal Credit Union
  • 111 North B Street, Livingston, MT, 59047
  • Sky Federal Credit Union is a full-service community chartered, not-for-profit financial cooperative. Our charter allows us to serve anyone who lives, works or worships in the rural district of Beaverhead, Broadwater, Carbon, Cascade, Deer Lodge, Gallatin, Golden Valley, Granite, Jefferson, Lake, Lewis and Clark, Madison, Meagher, Mineral, Missoula
  • Grand Valley Home Loans
  • 1822 L Road, Fruita, CO, 81521
  • Mickie Fisher Rogers is the owner of Grand Valley Home Loans a recognized leader in the mortgage industry. Being a Fruita, Colorado Native, she and her family have strong roots in the Western Slope. Known for consistently delivering the best home buying experience, Mickie is passionate, genuine & always has her borrower’s best interest at heart.
  • Sinberg Capital Lending
  • 1099 Main Ave, Suite 300, Durango, CO, 81301
  • At Sinberg Capital Lending we understand the needs and goals of each of our clients. We work directly with clients and real estate professionals to provide comprehensive mortgage solutions for today’s real estate markets. Established in 2007, Sinberg Capital Lending offers a complete portfolio of loan products at highly competitive rates.
  • ANIMAS MOUNTAIN MORTGAGE INC.
  • 900 Main Avenue, Suite 200, Durango, CO, 81301
  • Animas Mountain Mortgage is a trusted local mortgage company. For 20+ years, the founder Peter Pritchard has been bringing people’s dream of homeownership to life while providing local, in-house processing and underwriting on every individual loan. Peter has closed thousands of loans throughout his career,
  • First Financial Credit Union NM
  • 4910 Union Way NE, Albuquerque, NM, 87107
  • First Financial Credit Union was formed in 1937 by 10 members of the telephone company here in New Mexico. In the early 80s, the breakup of the Bell System occurred. With the breakup came a period of downsizing in the state. At this point, First Financial chose to pursue additional fields of membership so as to not be impacted by the changes.