FHA VS Conventional loan in Grafton, Worcester County, Massachusetts

In the year 2025, the Conventional loan limit for Grafton, situated in the county of Worcester, MA, is $726,200. Meanwhile, the FHA limit for a single-family home reaches $472,030.

Try the Lendersa® Conventional loan calculator to compare the best rates available today among Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator allows you to compare Conforming Conventional loans, USDA, FHA, and VA side-by-side, assisting in choosing the most suitable program in MA for your financial needs.

Explore loan offers from a variety of 100 lenders

2025 Loan Limits and Downpayment Requirements in Grafton, County of Worcester, MA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is valid for ZIP codes: 01519, 01560, 01536

FHA and Conventional Loan Options in Grafton, MA

At Lendersa®, our mission is to secure the most advantageous Conventional, USDA, or FHA loan for you swiftly and simply. Choose from one of three starting points to find matching lenders and suitable loan programs.

Loan requests and matching results for Lendersa USDA


  • Empower Lending Group
  • 16501 Ventura Blvd, Suite 400, Encino, CA, 91354
  • We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
  • Buwalda Mortgage Services, Inc.
  • 426 N Redington, Hanford, CA, 93230
  • Buwalda Mortgage Services Inc., AKA BMS Inc., offers a variety of loan products from FHA, Conventional, VA and Privately funded loans. We are a family owned business that has over 24 years experience in mortgage lending, finance, and retail Banking.variety of loan products from FHA, Conventional, VA and Privately funded loans. We are a family
  • Valleywide Lending Solutions
  • 630 North Irwin Street, Hanford, CA, 93230
  • Our mission here at Valleywide Lending is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • All Family Lending
  • 1300 N Irwin St, Hanford, CA, 93230
  • All Family Lending & Real Estate has been providing mortgage loans and real estate sales to the residents of Hanford and the surrounding areas since 2005 and also All Family Lending apart is our ability as Mortgage Brokers to reach across several loan programs and products,effectively tailoring a loan to each and every one of our unique customers.
  • New Horizon Funding
  • 2201 E. Willow St, Suite C, Signal Hill, CA, 90755
  • The New Horizon Home Loans Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of California. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt.
  • North American Lending Group
  • 2525 Cherry Avenue, Suite 160, Signal Hill, CA, 90755
  • North American Lending Group, we believe knowledge, trust, and experience are the building blocks for working with our clients to navigate through one of life’s most significant investment. Our years of experience and customers are testimonial to our devotion and commitment to being an accessible group with the clients’ needs in mind.
  • Shoreline Funding, Inc.
  • 2700 Cherry Avenue, Signal Hill, CA, 90755
  • We pride ourselves with a high level of customer service & personal relationships. Our clients have used our services repeatedly for their mortgage needs & are always satisfied. Shoreline Funding, Inc. is affiliated with over 100 lenders in order to meet all your mortgage needs. We maintain the standards in loan program knowledge and lender detail.
  • Allied Healthcare Federal Credit Union
  • 2801 Atlantic Ave, Long Beach, CA, 90806
  • Since 1956, Allied Healthcare Federal Credit Union (AHFC) has been serving the extended medical communities of a wide-range of medical groups and hospitals within Southern California. We're dedicated to providing each of our members with the best possible service, convenient solutions, competitive rates and "Financial Healthcare for Life.
  • Summit Lending of Long Beach
  • 3880 Kilroy Airport Way, Suite 10, Long Beach, CA, 90806
  • Summit Lending of Long Beach is a branch office of the Orange County-based Summit Lending, a direct mortgage lender, specializing in FHA, VA, Conventional Fixed Rate, and Jumbo mortgage loans for home buyers and homeowners throughout California. As a direct lender, quite frankly, we call the shots.