FHA VS Conventional loan in Upton, Worcester County, Massachusetts

In 2025, the loan limit for a Conventional loan in Upton, within Worcester county, MA is $726,200, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to examine and compare the best current rates for Conventional, FHA, and USDA loans. Evaluate the necessary income, creditworthiness, reserves, and documentation to qualify. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the optimal program in MA that best fits your financial requirements.

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Loan Limits and Down Payment Requirements in Upton, Worcester, MA for 2025

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to the following zip codes: 1568

Conventional and FHA Loan Options in Upton, MA

The goal of Lendersa® is to help you quickly find the best Conventional, USDA, or FHA loan with ease. Start with one of three pathways to connect with matching lenders and appropriate loan programs.

Explore Lendersa's USDA loan requests and matching outcomes


  • Southern Lakes Credit Union
  • 3000 80th Street, Kenosha, WI, 53142
  • It all started in 1935 when a group of 10 individuals pooled their resources to help each other succeed financially by starting a Credit Union. Southern Lakes Credit Union is a member owned financial cooperative. With our Home Office in Kenosha, WI we are a Community Chartered Credit Union serving all individuals living
  • Lakefront Capital LLC
  • 4623 75th S, Suite 4-164, Kenosha, WI, 53142
  • Lakefront Capital was founded by a husband-and-wife team who have a passion for real estate investing and have been investing in real estate since 2012. Lakefront Capital is always focused on the bigger picture and is looking to build long lasting lending relationships with every investor.
  • Gateway Mortgage Corporation
  • 6501 Green Bay Road, Kenosha, WI, 53142
  • In 1983, Gateway Mortgage Corporation was founded as a mortgage broker - originating residential mortgages in Southeastern Wisconsin. Growth throughout the 1980s allowed Gateway to expand to become a full service mortgage banker - underwriting, funding, and servicing the loans it originated.
  • Bank of Brookfield
  • 9136 Washington Avenue, Brookfield, IL, 60513
  • First National Bank of Brookfield, your friendly hometown community bank. For over 30 years, the Village of Brookfield was without a bank. In 1962 a group of ten businessmen founded the First National Bank of Brookfield, located in the Grand Boulevard business district. The bank was established during a period of rapid growth in Brookfield.
  • Epic Mortgage
  • 3728 Prairie Ave, Brookfield, IL, 60513
  • Epic Mortgage. Our mortgage broker in Brookfield, IL, can assist with a wide range of mortgage loans. And instead of handing you a one-size-fits-all mortgage loan, we'll actually work with you and your needs to find the best answer for you. Our owner cares deeply about each client he works with and wants to make your experience with us memorable.
  • First Secure Bank and Trust Co.
  • 10360 South Roberts Road, Palos Hills, IL, 60465
  • First Secure Bank and Trust was founded in Palos Hills, Illinois in 1977 to serve the financial needs of our friends and neighbors. We are still in the neighborhood and continuing with that mission. We are the only “true” locally owned bank in the area. We care about the community because we live here, too.
  • First State Bank
  • 240 N. First St., Irvington, KY, 40146
  • First State Bank is proud to be a locally-owned hometown bank. We are dedicated to not only meeting but exceeding your customer service expectations of quality customer service. This bank and every director, officer and employee is a part of this community. We live, shop and belong to the same organizations as you.
  • US Financial LTD
  • 636 South Des Plaines River Road, Suite 300, Des Plaines, IL, 60016
  • U.S. Financial is a family-run business specializing in financial consulting services for consumers and small business owners. We can help you pursue your financial goals. Our goal is to accommodate all of your financial needs under one roof. We have experts on staff and at your disposal.
  • Embers Credit Union
  • 601 S McClellan Avenue, Marquette, MI, 49855
  • We're an institution that was born and raised in the Upper Peninsula of Michigan. The #EmbersTeamMembers strive to spark financial opportunities and offer solid advice to get our membership to the next level. Our fire burns for everyone that calls the U.P. home. So, as we always say, #LiveitUP.