FHA VS Conventional loan in Shrewsbury, Worcester County, Massachusetts

In 2026, the Conventional loan limit for Shrewsbury in Worcester county, MA is $726,200, while for single-family homes, the FHA limit is $472,030.

Use the Lendersa® Conventional loan calculator to analyze today's top rates among Conventional, FHA, and USDA loans, evaluating necessary income, credit, reserves, and documents for qualification. The advanced mortgage calculator allows a side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA, aiding in selecting the best program for your financial scenario in MA.

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2026 Loan Limits and Down Payment Requirements in Shrewsbury, County of Worcester, MA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the following zip codes: 01545, 01546

Available Conventional and FHA Loan Options in Shrewsbury, MA

The purpose of Lendersa® is to efficiently provide you with the best Conventional, USDA, or FHA loan without hassle. Choose one of three starting paths to connect with the right lenders and loan programs.

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  • 3000 N. University Dr, Sunrise, FL, 33322
  • At PriorityONE, we make your financial success our number one priority. If you're banking with a financial institution that charges you too much and treats you like just a number, then make it a priority to join PriorityONE Credit Union. We are a not-for-profit, cooperative financial institution.

  • Mortgage Funding Group Inc
  • 8551 W. Sunrise Blvd, Suite 105, Plantation, FL, 33322
  • Mortgage Funding Group was founded in 1997 & have been serving Florida communities for over 20 years.Our core purpose is to process and pre-approve home loans.Our motto is "Your homeownership is our goal!" So, we work very hard to help you achieve this goal. We offer a variety of loans from mortgage lenders that utilize "common sense" underwriting.

  • Members Exchange Credit Union
  • 107 Marketridge Drive, Ridgeland, MS, 39157
  • MECU was originally chartered solely for the employees of Presto Manufacturing Company in Jackson. Our humble credit union has grown to include more than 600 member companies across central and northern Mississippi.

    At Members Exchange, you’ll know right away that you’re more than a customer – you’re a member.

  • Brightview Credit Union
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  • Affordable Lending Group Llc
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  • MS Lending, LLC
  • 681 Towne Center Blvd, Suite A, Ridgeland, MS, 39157
  • MS Lending, LLC is a boutique mortgage brokerage lending throughout the state of Mississippi with offices in Ridgeland and Ocean Springs, Mississippi. Whether buying or refinancing, MS Lending has a wide array of options to help you meet your financial goals. Michelle Dugan has been named a Top 20 Mortgage Professional in 2020 by Yahoo! Finance,

  • Englewood Bank & Trust
  • 1111 S McCall Rd, Englewood, FL, 34223
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  • Ahnee Mortgage Inc
  • 1560 Sawgrass Corporate Parkway, 4th Floor, Sunrise, FL, 33323
  • "From Home Mortgage origination to Home Refinancing, our professional team will identify your specific needs and provide you with the most competitive program with custom terms and conditions.
    Loan Products...
    Easy Application Process.
    Quick Approval Time.
    Customized Options For You.
    Step By Step Assistance From Professional Loan Process