FHA VS Conventional loan programs in 2026 for Groton, Middlesex County, Massachusetts
In 2026, the Conventional loan limit in Groton, located in Middlesex county, MA, is $828,000. For a single-family home, the FHA limit is $828,000.
With the Lendersa® Conventional loan calculator, you can compare today's top rates among Conventional, FHA, and USDA loans. It helps determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator lets you view Conforming Conventional loans, USDA, FHA, and VA side by side, aiding your decision on the optimal program in MA for your financial situation.
2026 Loan Limits and Down Payment Requirements in Groton, Middlesex County, MA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$828,000
3%
USDA
$675,000
0%
FHA
$828,000
3.5%
This comparison table is applicable for zip codes: 01450
Available Conventional and FHA Loan Options in Groton, MA
Lendersa® aims to connect you with the best available Conventional, USDA, or FHA loans quickly and hassle-free. Choose from three possible paths to match with appropriate lenders and loan programs.
Best Rate Mortgage MA was started in 2011 in Charlestown MA and now serves the entire Commonwealth with below market rates and personalized customer service. With loan officers located across the state and equipped with state of the art technology, the mortgage process is easily tailored to those who demand either in-person.
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Leominster Credit Union is a member-owned, not-for-profit cooperative financial institution. For more than 65 years, we have provided a full range of deposit, lending, and other financial services to North Central Massachusetts residents. Today, we are proud to claim more than 50, 000 members. Leominster Credit Union is headquartered in Leominster,
Leominster Employees Federal Credit Union is a unique non-profit financial institution that is owned and operated for the benefit of its’ membership, the City of Leominster Municipal employees, and their families. The Leominster Employees Federal Credit Union came into being in 1995
