FHA VS Conventional loan programs in 2025 for Harvard, Worcester County, Massachusetts

In 2025, the maximum limit for a Conventional loan in Harvard, Worcester county, MA is $726,200, whereas the FHA loan limit for a single-family home is $472,030.

With Lendersa's® Conventional loan calculator, you can compare the top rates of today for Conventional, FHA, and USDA loans. It helps you figure out the necessary income, credit, reserves, and documents for qualification. This advanced calculator showcases Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in selecting the most suitable program in MA for your financial situation.

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Loan Limits and Down Payment Requirements for 2025 in Harvard, Worcester, MA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This applies to these zip codes: 01434, 01467, 01451

Exploring Conventional and FHA Loan Choices in Harvard, MA

The mission of Lendersa® is to swiftly assist you in securing the best possible Conventional, USDA, or FHA loan smoothly and easily. Choose from one of three starting points to connect with appropriate lenders and loan programs.

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