FHA VS Conventional loan in Shirley, Middlesex County, Massachusetts

In 2025, the loan limits for a single-family home in Shirley, situated in Middlesex county, MA, are set as follows: the Conventional loan limit is $828,000, while the FHA loan maximum is $828,000. These figures are crucial for determining your financing options.

Take advantage of the Lendersa® Conventional loan calculator to analyze and compare today's most competitive rates across Conventional, FHA, and USDA loan offerings. This tool allows you to determine the necessary income, assess credit requirements, calculate reserves, and compile the documents needed for loan qualification. Our advanced mortgage calculator gives you a side-by-side view of Conforming Conventional loans, USDA, FHA, and VA loans, enabling you to decide which program in MA best aligns with your particular financial circumstances.

Discover and evaluate loan offers from an extensive range of 100 lenders

2025 Loan Limits and Down Payment Details in Shirley, Middlesex, MA

Loan Type Loan Limit Minimum Down Payment
Conventional Conforming $828,000 3%
USDA $675,000 0%
FHA $828,000 3.5%

The data within this comparison table specifically applies to the following zip codes: 1464

Exploring Conventional and FHA Loan Options in Shirley, MA

The mission of Lendersa® is to ensure you swiftly secure the most appropriate Conventional, USDA, or FHA loan with minimal complication. Begin with one of three entry points that guide you to matched lenders and suitable loan programs tailored to your needs.

Examine Lendersa's USDA loan requests and result matches


  • Metro Federal Credit Union
  • 2440 E Rand Road, Arlington Heights, IL, 60004
  • METRO Federal Credit Union has provided financial services for almost 50 years. We were organized in 1973 by municipal employees who wanted financial services at lower costs than those supplied by banks or other savings institutions. As a community credit union, we serve portions of Cook, DuPage, Lake, and McHenry counties, in addition
  • Innovative Mortgage Inc
  • 2001 E Fremont Ct, Arlington Heights, IL, 60004
  • Innovative Mortgage Inc boosts your home-buying journey with top tier mortgage solutions, enhancing dreams with personalized services that suit every client's needs. Provide us with a few simple details and we’ll match you with a personal home financing specialist to help you on your home journey.
  • One Republic Mortgage
  • 725 E.Dundee Rd, Suite 201, Arlington Heights, IL, 60004
  • One Republic Mortgage Inc. was founded in 2008 as a broker of residential home loan purchases and refinances. But after the dramatic environmental shift the financial and real-estate sectors endured in recent history, we determined that we could better serve the community by converting into a lender.
  • Hunter Mortgage, Inc.
  • 408 Silver Bluff Road, Aiken, SC, 29803
  • Hunter Mortgage, Inc. has a program to fit your needs! We are committed to providing you with fast and individualized service that large banks and other lenders do not offer. As a mortgage broker we are able to search for the best program to fit your particular needs and then find the best interest rate for you.
  • USA Mortgage Corporation
  • 101 North Addison Street, Suite 202, Elmhurst, IL, 60126
  • Our mortgage team members will give you the individual attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. So we make a promise to you.
  • Stonehaven Mortgage
  • 194 N York St, Ste 100, Elmhurst, IL, 60126
  • Stonehaven Mortgage is a Illinois mortgage bank that is focused on servicing our clients with the lowest rates and quickest turn times in the industry. All of our conventional and government loans are processed, underwritten and closed by underwriters who understand the markets in which banks lend. This allows us to assure our clients that we’ll g
  • Hinsdale Bank & Trust Company, National Association
  • 25 E 1st St, Hinsdale, IL, 60521
  • Hinsdale Bank & Trust offers banking solutions tailored to our customers, their needs, and our unique community. No matter what your financial need, we can help. But, we also go above and beyond basic banking solutions. We host financial education courses, hold community events and throw neighborhood cookouts.
  • Mortgage Store Co
  • 1311 S Princeton Ave, Arlington Heights, IL, 60005
  • The Mortgage Store Co., where we specialize in residential mortgages. At The Mortgage Store Co., we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • TOWN & COUNTRY MORTGAGE SERVICES, INC.
  • 2340 S. Arlington Heights Rd, Suite 440, Arlington Heights, IL, 60005
  • "Established in 2003 as a partner company to Town & Country Realty. We originally started at the location in downtown Arlington Heights and in 2013 moved our office location to the corner of Arlington Heights Rd. and Algonquin. Town & Country Mortgage Services, Inc. provides the best combination of interest rates and closing costs,"