Explore the differences! FHA VS Conventional loan programs in Shirley, Middlesex County, Massachusetts
In 2025, the loan limits for a single-family home in Shirley, situated in Middlesex county, MA, are set as follows: the Conventional loan limit is $828,000, while the FHA loan maximum is $828,000. These figures are crucial for determining your financing options.
Take advantage of the Lendersa® Conventional loan calculator to analyze and compare today's most competitive rates across Conventional, FHA, and USDA loan offerings. This tool allows you to determine the necessary income, assess credit requirements, calculate reserves, and compile the documents needed for loan qualification. Our advanced mortgage calculator gives you a side-by-side view of Conforming Conventional loans, USDA, FHA, and VA loans, enabling you to decide which program in MA best aligns with your particular financial circumstances.
2025 Loan Limits and Down Payment Details in Shirley, Middlesex, MA
Loan Type
Loan Limit
Minimum Down Payment
Conventional Conforming
$828,000
3%
USDA
$675,000
0%
FHA
$828,000
3.5%
The data within this comparison table specifically applies to the following zip codes: 1464
Exploring Conventional and FHA Loan Options in Shirley, MA
The mission of Lendersa® is to ensure you swiftly secure the most appropriate Conventional, USDA, or FHA loan with minimal complication. Begin with one of three entry points that guide you to matched lenders and suitable loan programs tailored to your needs.
The Baton Rouge Fire Department Federal Credit Union has been serving our local area since 1936. We are a non-profit financial institution, which is owned and operated by its members. We provide our members low-interest loans and convenient savings plans. Our Vision is to become the preferred financial institution for all fire department employees.
1850 South Sherwood Forest Boulevard, Baton Rouge, LA, 70816
At BRECO, we take our mission seriously to assist our member-owners build and secure their financial success. Being a not-for-profit, we return earnings back to members in the form of better interest rates, reduced or no fees and quality personal service; all because our focus is on serving our members and not on making profits.
With 75 years of service, we are truly committed to providing quality financial products & services. Our professional staff with decades of combined experience aims to make the banking process as enjoyable as possible. LAUSA members have access to a full range of valuable benefits & services designed to make the banking experience.
"At In-House Lending, llc, your local Louisiana mortgage lender, providing lending programs that fit the needs of our community.
We are a direct local lender that has also teamed up with some of the largest and most respected national lenders, giving us one of the widest selections of loan options ANYWHERE."
11715 Bricksome Ave, Suite B-6, Baton Rouge, LA, 70816
TKM of LA, LLC is located in Baton Rouge, Louisiana and licensed to service the entire state of Louisiana. The staff combined has over 20 years of experience in Residential and Commercial Financing. TKM of LA was created to extend mortgage financing to unique borrowers without the added restrictions that banks and institutions may enforce.
EFCU Financial is a Louisiana-based, full-service credit union committed to improving the lives of our members through comprehensive financial solutions delivered with world-class service. Since 1934, EFCU Financial has been passionately living our promise to do what is in the best interest of our members and our community.
5841 S Sherwood Forest Blvd, Baton Rouge, LA, 70816
1st Phase Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the best financing available
11616 Southfork Ave, Suite 100, Baton Rouge, LA, 70816
At Standard Mortgage, we originate and service mortgage loans secured by single \-family properties. Our in-house staff includes mortgage bankers, accountants, attorneys, underwriters and loan servicing specialists. Our real estate experience, combined with our various capital sources
4021 WE Heck Court, Building M2, Baton Rouge, LA, 70816
Highcrest Home Lending we understand that buying a home can be an intimidating process. Our representatives are your guides into the home buying world. We do not judge we help you discover what mortgage will work best for you & your lifestyle.
We pledge to provide top-notch customer service & the most competitive loan products to our clients"