FHA VS Conventional loan programs in Shirley, Middlesex County, Massachusetts
In 2026, the loan limits for a single-family home in Shirley, situated in Middlesex county, MA, are set as follows: the Conventional loan limit is $828,000, while the FHA loan maximum is $828,000. These figures are crucial for determining your financing options.
Take advantage of the Lendersa® Conventional loan calculator to analyze and compare today's most competitive rates across Conventional, FHA, and USDA loan offerings. This tool allows you to determine the necessary income, assess credit requirements, calculate reserves, and compile the documents needed for loan qualification. Our advanced mortgage calculator gives you a side-by-side view of Conforming Conventional loans, USDA, FHA, and VA loans, enabling you to decide which program in MA best aligns with your particular financial circumstances.
2026 Loan Limits and Down Payment Details in Shirley, Middlesex, MA
Loan Type
Loan Limit
Minimum Down Payment
Conventional Conforming
$828,000
3%
USDA
$675,000
0%
FHA
$828,000
3.5%
The data within this comparison table specifically applies to the following zip codes: 1464
Exploring Conventional and FHA Loan Options in Shirley, MA
The mission of Lendersa® is to ensure you swiftly secure the most appropriate Conventional, USDA, or FHA loan with minimal complication. Begin with one of three entry points that guide you to matched lenders and suitable loan programs tailored to your needs.
Mortgage Unity is a full service mortgage brokerage that has been specifically built for the consumer, real estate professional and mortgage professional to work together creating a better consumer experience. By taking a collaborative approach to mortgage finance, Mortgage Unity can effectively and efficiently help consumers finance.
We're full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending..from purchase to refinance to construction lending.We have access to a full range of mortgage sources & all of our lending specialists are dedicated to finding the right loan-with the best rates,terms & costs-to meet your unique needs
GFA Federal Credit Union is a full service, Member-owned, community financial institution serving Central Massachusetts & Southern New Hampshire, with branch locations in Ashburnham, Gardner, Hubbardston, Keene, Leominster, Peterborough, Rindge, Rutland & Winchendon. Offering Personal, Business, Investment & Insurance solutions to help buy a home.
Enterprise Bank was founded through the entrepreneurial vision of George L. Duncan in 1988. We are headquartered in Lowell, Massachusetts, with branch locations throughout the Merrimack Valley and North Central regions of Massachusetts, as well as Southern New Hampshire.For over 30 years, Enterprise Bank has been supporting the financial needs of b
Locally governed and managed with over 165 years of strength and stability, Lowell Five is a service-oriented community bank providing comprehensive mortgage and loan products in excess of $20 million, extensive deposit and cash management products and services, and investment and insurance products for individuals, businesses, municipalities
We are a small but mighty federal credit union serving Greater Lowell, Massachusetts and surrounding communities. And we’re standing ready to help you achieve your financial goals. Whether it be through sitting down with you to create a budget or working with you to buy your first home, our focus is to help you build from here.
"Since 1922, Align Credit Union has provided customized banking solutions to individuals and families throughout Northeastern Massachusetts and Southern New Hampshire.
Align offers a full suite of products and services including Personal and Business Banking, Mortgages, Financial Planning and Insurance."
The Worcester Police Department Credit Union was incorporated on November 22, 1946 and officially opened for business on February 1, 1947. The first official incorporators' meeting was held on October 22nd, 1946. In attendance were Boleslaw Izbicki, Frank R. Stake, George P. Merril, Joseph Turner Jr., Iver C. Blomstrom and more
Traditional Mortgage, Inc. was founded in 2004 and is a full service mortgage company located in Pelham, New Hampshire. We offer a wide range of products including, purchases, refinancing options and debt consolidation products. We are licensed in New Hampshire, Maine and Massachusetts.
