FHA VS Conventional loan programs in Leominster, Worcester County, Massachusetts

In the year 2026, the Conventional loan limit for Leominster, located in Worcester county, MA, is $726,200. Meanwhile, the FHA loan limit for a single-family residence is $472,030.

With the Lendersa® Conventional loan calculator, you can assess today's best rates among Conventional, FHA, and USDA loans. It helps determine necessary qualifications such as income, credit history, reserves, and documentation. Our comprehensive mortgage calculator provides a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, helping you find the most beneficial program for you in MA.

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For 2026, here's the loan limits and down payment requirements in Leominster, Worcester county, MA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is relevant for the zip codes: 1453

Explore Conventional and FHA loan possibilities in Leominster, MA

At Lendersa®, our objective is to quickly and seamlessly connect you with the best option for a Conventional, USDA, or FHA loan. Choose from three different starting options that link you with matching lenders and loan plans.

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Leominster Lenders

  • Leominster Credit Union
  • 20 Adams Street, Leominster, MA, 01453
  • Lends in Massachusetts
  • Leominster Credit Union is a member-owned, not-for-profit cooperative financial institution. For more than 65 years, we have provided a full range of deposit, lending, and other financial services to North Central Massachusetts residents. Today, we are proud to claim more than 50, 000 members. Leominster Credit Union is headquartered in Leominster,

  • Leominster Employees Federal Credit Union
  • 24 Church Street, Leominster, MA, 01453
  • Lends in Massachusetts
  • Leominster Employees Federal Credit Union is a unique non-profit financial institution that is owned and operated for the benefit of its’ membership, the City of Leominster Municipal employees, and their families. The Leominster Employees Federal Credit Union came into being in 1995

  • Fidelity Bank MA
  • 9 Leominster Connector, Leominster, MA, 01453
  • Lends in Massachusetts
  • The goliath banks of 1888 weren’t interested in providing a high quality banking experience to the hard working middle class of our community. They were only interested in what was in people’s wallets, not what was in their hearts. That’s where we came in. Fidelity Cooperative Bank first opened its doors in 1888.

  • IC Federal Credit Union - Main Office
  • 300 Bemis Road, Fitchburg, MA, 01420
  • Lends in Massachusetts
  • We are a full-service Credit Union, but more importantly, we’re people like you, helping people like you. Yes…we have checking and saving accounts; auto loans and mortgages…you get the gist. But what we pride ourselves most on is helping you through every stage of your life. IC was founded in 1928.

  • Wachusett Mortgage Corporation
  • 45 Sterling St, West Boylston, MA, 01583
  • Lends in Massachusetts
  • The Wachusett Mortgage Corporation is your premier mortgage broker located in West Boylston, Massachusetts. The ownership team prides themselves on offering some of the most competitive rates in the area and makes the loan process simple and straightforward for borrowers seeking a mortgage in Massachusetts.

  • GFA Federal Credit Union
  • 229 Parker St, Gardner, MA, 01440
  • Lends in Massachusetts
  • GFA Federal Credit Union is a full service, Member-owned, community financial institution serving Central Massachusetts & Southern New Hampshire, with branch locations in Ashburnham, Gardner, Hubbardston, Keene, Leominster, Peterborough, Rindge, Rutland & Winchendon. Offering Personal, Business, Investment & Insurance solutions to help buy a home.

  • Worcester Police Department Credit Union
  • 805 West Boylston Street, Worcester, MA, 01606
  • Lends in Massachusetts
  • The Worcester Police Department Credit Union was incorporated on November 22, 1946 and officially opened for business on February 1, 1947. The first official incorporators' meeting was held on October 22nd, 1946. In attendance were Boleslaw Izbicki, Frank R. Stake, George P. Merril, Joseph Turner Jr., Iver C. Blomstrom and more

  • Hanscom Federal Credit Union
  • 25 Porter Road, Suite 100, Littleton, MA, 01460
  • Lends in Massachusetts
  • With $1.7 billion in assets and over 90, 000 members, we are one of the most trusted credit unions headquartered in Massachusetts. Our mobile services, education programs, and innovative products are designed to help our members become financially self-sufficient and successful, whether they're well-established or just starting out.

  • WORKERS CREDIT UNION
  • 119 Russell Street, Littleton, MA, 01460
  • Lends in Massachusetts
  • Our members – both long-time and brand-new – have chosen Workers for full banking services to meet a lifetime of financial needs, and we can help you, too. We would love to show you how we can save you money, and make banking easier, and more convenient.We take the time to focus on the things that are important to you