FHA VS Conventional loan in Sterling, Worcester County, Massachusetts

In 2026, the loan limits for single-family homes in Sterling, part of Worcester county in MA, are as follows: the Conventional loan limit is $726,200, while the FHA limit is $472,030.

Utilize the Lendersa® Conventional loan calculator to assess and compare current best rates for Conventional, FHA, and USDA loans, determining the necessary income, credit scores, reserves, and documentation to qualify. With our advanced mortgage calculator, compare Conforming Conventional, USDA, FHA, and VA loans side by side, helping you select the best program in MA that meets your financial needs.

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2026 Loan Limits and Down Payment Requirements in Sterling, Worcester, MA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to the following zip codes: 1564

Conventional and FHA Loan Options in Sterling, MA

The aim of Lendersa® is to rapidly and effortlessly help you secure the best Conventional, USDA, or FHA loan. Begin with one of three paths that connect you to matching lenders and ideal loan programs.

Explore Lendersa's USDA loan requests and results


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    San Diego Funding is a full-service mortgage lender with access to a wide array of loan products to meet every situation. "

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  • Your Mortgage Expert
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    Residential, investment, and commercial real estate
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  • Best Finance Capital Inc. was established with a philosophy to always prioritize our clients’ needs first and provide our clients’ with a piece of mind throughout the entire loan process. We pride ourselves on our long-standing, faithful commitment in achieving mortgage financing for the American Dream of becoming a home owner.

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