FHA VS Conventional loan programs in 2026 for Sterling, Worcester County, Massachusetts
In 2026, the loan limits for single-family homes in Sterling, part of Worcester county in MA, are as follows: the Conventional loan limit is $726,200, while the FHA limit is $472,030.
Utilize the Lendersa® Conventional loan calculator to assess and compare current best rates for Conventional, FHA, and USDA loans, determining the necessary income, credit scores, reserves, and documentation to qualify. With our advanced mortgage calculator, compare Conforming Conventional, USDA, FHA, and VA loans side by side, helping you select the best program in MA that meets your financial needs.
2026 Loan Limits and Down Payment Requirements in Sterling, Worcester, MA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The comparison table applies to the following zip codes: 1564
Conventional and FHA Loan Options in Sterling, MA
The aim of Lendersa® is to rapidly and effortlessly help you secure the best Conventional, USDA, or FHA loan. Begin with one of three paths that connect you to matching lenders and ideal loan programs.
The Wachusett Mortgage Corporation is your premier mortgage broker located in West Boylston, Massachusetts. The ownership team prides themselves on offering some of the most competitive rates in the area and makes the loan process simple and straightforward for borrowers seeking a mortgage in Massachusetts.
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We are a full-service Credit Union, but more importantly, we’re people like you, helping people like you. Yes…we have checking and saving accounts; auto loans and mortgages…you get the gist. But what we pride ourselves most on is helping you through every stage of your life. IC was founded in 1928.
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We're full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending..from purchase to refinance to construction lending.We have access to a full range of mortgage sources & all of our lending specialists are dedicated to finding the right loan-with the best rates,terms & costs-to meet your unique needs
