FHA VS Conventional loan in Sterling, Worcester County, Massachusetts

In 2026, the loan limits for single-family homes in Sterling, part of Worcester county in MA, are as follows: the Conventional loan limit is $726,200, while the FHA limit is $472,030.

Utilize the Lendersa® Conventional loan calculator to assess and compare current best rates for Conventional, FHA, and USDA loans, determining the necessary income, credit scores, reserves, and documentation to qualify. With our advanced mortgage calculator, compare Conforming Conventional, USDA, FHA, and VA loans side by side, helping you select the best program in MA that meets your financial needs.

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2026 Loan Limits and Down Payment Requirements in Sterling, Worcester, MA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to the following zip codes: 1564

Conventional and FHA Loan Options in Sterling, MA

The aim of Lendersa® is to rapidly and effortlessly help you secure the best Conventional, USDA, or FHA loan. Begin with one of three paths that connect you to matching lenders and ideal loan programs.

Explore Lendersa's USDA loan requests and results


  • Oceanwide Lending
  • 717 West Olympic Boulevard, Unit 2104, Los Angeles, CA, 90015
  • At Oceanwide Lending, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you

  • Loan Source Central
  • 4608 Obispo Avenue, Lakewood, CA, 90712
  • Loan Source Central is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward.

  • Belmont Mortgage
  • 1925 Montair Avenue, Long Beach, CA, 90815
  • Belmont Mortgage we are all about transparency. We detail everything to you up front so there are never any surprises Our Loan Officers have extensive knowledge in both the Purchase and Refinancing markets. Whether you are looking to buy your first home, refinance an existing one or even co-sign for a loved one, we have experience in all scenario.

  • United Mortgage Corporation of America
  • 18274 Cumulus Ct, Santa Clarita, CA, 91350
  • The United Mortgage Corporation of America team is committed to providing clients with the highest quality financial services combined with offer an array of complimentary mortgage tools available on the Internet – with 24/7 access for easy, convenient, online pre-approvals and applications for jumbo, conventional, FHA and VA loan programs.

  • Great Western Home Loans Inc
  • 21080 Centre Pointe Parkway, Santa Clarita, CA, 91350
  • Great Western is at the forefront of providing cutting edge mortgage products to its clients with speed and integrity and also We are experts in lending options for new homes, existing homes, Refinancing, second homes, rentals, tourist visa/foreign buyers financing programs and Home Loans We are experts in lending options for new homes.

  • America Capital Funding Inc
  • 28419 Connick Place, Saugus, CA, 91350
  • We are a full-service mortgage company based in Santa Clarita, California. We specialize in Construction, FHA, Jumbo and VA mortgage loans as well as Commercial Loans in Santa Clarita. We also serve the surrounding cities in Los Angeles County and the entire State of California and Idaho.

  • Revival Lending
  • 16822 Pacific Coast Highway, Suite F, Sunset Beach, CA, 90742
  • At Revival Lending, we want you to experience revival in your finances and your life. We focus on serving our clients for the long term, not as a one time transaction. We accomplish this by taking a holistic financial approach. We begin by analyzing your past financial history, we review your current situation and map out your future goals.

  • J and J Mortgage
  • 908 Taylorville Road, Suite 200, Grass Valley, CA, 95949
  • Jessica Burton, started this company in 2011 because she believed she could make a difference in the mortgage industry. She started out by herself working out of her garage with a dream of running a company that offered exceptional service and a wealth of knowledge. Today she has just that, a team of people who challenge themselves.

  • Golden State Home Loans
  • 10076 Alta Sierra Dr., Grass Valley, CA, 95949
  • Golden State Home Loans is a Mortgage Broker NMLS #1839739. Helping First Time Home Buyers and Existing Home Owners acquire Lower Interest Rate and Lower Fee Home Loans Broker NMLS #1839739. Helping First Time Home Buyers and Existing Home Owners acquire Lower Interest Rate. Whether you’re buying, selling, refinancing, or building your dream home