FHA VS Conventional loan in Fitchburg, Worcester County, Massachusetts

In 2026, the Conventional loan limit set for Fitchburg in Worcester county, MA, is $726,200, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to assess and compare today's leading rates among Conventional, FHA, and USDA loans. It helps determine the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator provides a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, assisting you in selecting the most fitting program for your financial needs in MA.

Explore loan offers from a wide array of 100 lenders

Review 2026 Loan Limits and Down Payment Requirements in Fitchburg, County of Worcester, MA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to these zip codes: 1420

Available Conventional and FHA Loan Options in Fitchburg, MA

The aim of Lendersa® is to swiftly help you secure the best Conventional, USDA, or FHA loan with minimal hassle. Choose between three initial options that connect you with appropriate lenders and loan programs.

Lendersa USDA loan request and matching results


  • Stillwater Mortgage
  • 135 South Jackson St, Casper, WY, 82601
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • FirstBank & Trust
  • 7806 Indiana Avenue, Lubbock, TX, 79423
  • FirstBank & Trust is not your ordinary community bank! We are a growing, dynamic local bank that is strengthened by HTLF, a multi-billion-dollar financial services company that has been named a Forbes Best Bank.
    We offer our employees unlimited opportunities for career development.

  • First Source Capital Mortgage, Inc.
  • 3223 S Loop 289, Suite 150, Lubbock, TX, 79423
  • We have been in continuous operation since June of 1993. We founded First Source Capital at a very difficult time for most commercial real estate owners and developers, following the real estate crash in 1986 - 87. FSCM's relationships with Investment Bankers provided a conduit for commercial real estate financing.

  • PrimeWest Mortgage
  • 7806 Indiana Ave, Lubbock, TX, 79423
  • PrimeWest Mortgage, decision making is kept to a local level and mortgage professionals are unwaveringly committed to deeply understanding every intricacy of every customer’s home buying experience. Because when that happens, a mortgage provider, even one with the backing of a company with national outreach, doesn’t just feel like a partner

  • Guadalupe Bank
  • 1309 Bandera Hwy, Kerrville, TX, 78028
  • Guadalupe Bank was built by locals, for locals. We pride ourselves on the fact that our decisions are made locally by people who live in our community, value relationships with our customers, and genuinely understand local needs. We have a commitment to every single customer and to the people and small business owners in our community.

  • US Mortgage Lenders
  • 230 Castle Pines, Kerrville, TX, 78028
  • US Mortgage Lenders, I not only have access to leading national lenders, but I have access to funding sources not readily advertised, with lenders you wouldn’t think to look for. Undoubtedly, I can find more competitive mortgage rates than banks and other traditional mortgage firms.

  • The Falls City National Bank
  • 100 S Front Street, Falls City, TX, 78113
  • The Falls City National Bank was chartered March 23, 1907. On May 6, 1907 Falls City National Bank officially opened for business.

    Alterations and additions were made to the building in 1924. Expansion and renovation more than doubling the size was completed in 1980. Another additional expansion was completed in March 1982.

  • Buffalo Federal Bank
  • 106 Fort Street, Buffalo, WY, 82834
  • In the late 1880's and early 1900's several associations were organized to make loans on homes and business property and to accept people's savings. Some of the names of these associations were Home Building and Loan Association, Johnson County Building and Loan Association and Buffalo Building and Loan Association.

  • First Northern Bank of Wyoming
  • 141 S. Main St, Buffalo, WY, 82834
  • First Northern Bank of Wyoming was founded in 1885 on the bedrock principle that our success would be solely dependent on that of our community and customers. From our origins in a humble, wood frame building with a starting capital of $50, 000, to our continuous growth throughout the last century.

  • First Federal Bank and Trust
  • 671 Illinois Street, Sheridan, WY, 82801
  • First Federal’s financial soundness allows us to be a strong partner in ensuring the stability and growth of our community. Since 1935, First Federal has been guided by sound banking principles that have led to protecting our clients’ money and lending to businesses and consumers responsibly.

  • Money Source of America
  • 201 E 5th St, Suite 980, Sheridan, WY, 82801
  • Callaway Financial Group is a direct private money warehouse lending group. A Real Estate Investment Firm that currently holds over 50 million in portfolio real estate holdings. We and our lending group have over a Billion dollars in funding holdings and has been in the making for over 100 years.

  • Cherry Creek Mortgage, LLC
  • 379 Kilbourne St, Sheridan, WY, 82801
  • We are a full service mortgage banking company. Cherry Creek Mortgage embodies the best of the big and small lenders. By dealing with Fannie Mae, Freddie Mac, and the Wall Street conduits, our customers are offered a variety of loan products and services with the financial backing they can count on.