FHA VS Conventional loan programs in Littleton-Common, Middlesex County, Massachusetts

In 2026, the conventional loan limit for a single-family home in Littleton-Common, within Middlesex county, MA, is $770,500, whereas the FHA limit is $770,500.

The Lendersa® Conventional loan calculator enables you to compare the top rates for Conventional, FHA, and USDA loans available today. Evaluate the income, credit score, reserves, and documents needed for qualification. Our advanced mortgage calculator presents side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, assisting you in selecting the program in MA that best aligns with your financial needs.

Explore loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Littleton-Common, Middlesex County, MA

Loan Type Loan Limit Down Payment
Conventional Conforming $770,500 3%
USDA $579,600 0%
FHA $770,500 3.5%

This table applies to the zip codes: 1460

Conventional and FHA Loan Options in Littleton-Common, MA

The aim of Lendersa® is to efficiently secure the best available Conventional, USDA, or FHA loan for you without difficulty. Choose one of three starting methods to find lenders and loan programs that meet your needs.

Results from USDA loan requests via Lendersa


Littleton-Common Lenders

  • Hanscom Federal Credit Union
  • 25 Porter Road, Suite 100, Littleton, MA, 01460
  • Lends in Massachusetts
  • With $1.7 billion in assets and over 90, 000 members, we are one of the most trusted credit unions headquartered in Massachusetts. Our mobile services, education programs, and innovative products are designed to help our members become financially self-sufficient and successful, whether they're well-established or just starting out.

  • WORKERS CREDIT UNION
  • 119 Russell Street, Littleton, MA, 01460
  • Lends in Massachusetts
  • Our members – both long-time and brand-new – have chosen Workers for full banking services to meet a lifetime of financial needs, and we can help you, too. We would love to show you how we can save you money, and make banking easier, and more convenient.We take the time to focus on the things that are important to you

  • Best Rate Mortgage LLC
  • 28 Broadway Street, Westford, MA, 01886
  • Lends in Massachusetts
  • Best Rate Mortgage MA was started in 2011 in Charlestown MA and now serves the entire Commonwealth with below market rates and personalized customer service. With loan officers located across the state and equipped with state of the art technology, the mortgage process is easily tailored to those who demand either in-person.

  • Value Mortgage Corporation
  • 11 Eldorado Road, Chelmsford, MA, 01824
  • Lends in Massachusetts
  • As a mortgage broker with more than 20 years of experience, Value Mortgage has the dedication and know how to get almost any transaction done. Whether you’re refinancing your house or purchasing your very first home Value Mortgage Corporation can help you with all your home financing needs.

  • Lowell Firefighters Credit Union
  • 642 Chelmsford Street, Lowell, MA, 01851
  • Lends in Massachusetts
  • The Lowell Firefighters Credit Union is a member owned and operated financial institution. Our mission is to educate our members and provide a reliable, secure, friendly financial environment, which features benefits and advantages from our financial services, in order to help members gain some measure of personal financial success

  • Enterprise Bank and Trust Company
  • 222 Merrimack Street, Lowell, MA, 01852
  • Lends in Massachusetts
  • Enterprise Bank was founded through the entrepreneurial vision of George L. Duncan in 1988. We are headquartered in Lowell, Massachusetts, with branch locations throughout the Merrimack Valley and North Central regions of Massachusetts, as well as Southern New Hampshire.For over 30 years, Enterprise Bank has been supporting the financial needs of b

  • The Lowell Five Cent Savings Bank
  • 34 John Street, Lowell, MA, 01852
  • Lends in Massachusetts
  • Locally governed and managed with over 165 years of strength and stability, Lowell Five is a service-oriented community bank providing comprehensive mortgage and loan products in excess of $20 million, extensive deposit and cash management products and services, and investment and insurance products for individuals, businesses, municipalities

  • Mills42 Federal Credit Union
  • 83 Merrimack Street, Lowell, MA, 01852
  • Lends in Massachusetts
  • We are a small but mighty federal credit union serving Greater Lowell, Massachusetts and surrounding communities. And we’re standing ready to help you achieve your financial goals. Whether it be through sitting down with you to create a budget or working with you to buy your first home, our focus is to help you build from here.