Explore the differences! FHA VS Conventional loan programs in Medford, Middlesex County, Massachusetts
In 2026, the Conventional loan limit for Medford, located in Middlesex county, MA, is set at $828,000, while the FHA limit for a single-family home is $828,000.
Leverage the Lendersa® Conventional loan calculator to assess and compare today's leading rates for Conventional versus FHA and USDA loans. Determine the income, credit, reserves, and essential documents needed for qualification. Our advanced mortgage calculator offers a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, supporting your decision on the optimal program for your specific financial needs in MA.
Loan Limits and Down Payment Requirements for 2026 in Medford, County of Middlesex, MA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$828,000
3%
USDA
$675,000
0%
FHA
$828,000
3.5%
The table applies to the following zip codes: 02155
Explore Conventional and FHA Loan Options in Medford, MA
The mission of Lendersa® is to efficiently secure the best Conventional, USDA, or FHA loan options for you hassle-free. Choose from three starting options that lead to matching lenders and loan programs.
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