FHA VS Conventional loan programs in 2026 for Medford, Middlesex County, Massachusetts

In 2026, the Conventional loan limit for Medford, located in Middlesex county, MA, is set at $828,000, while the FHA limit for a single-family home is $828,000.

Leverage the Lendersa® Conventional loan calculator to assess and compare today's leading rates for Conventional versus FHA and USDA loans. Determine the income, credit, reserves, and essential documents needed for qualification. Our advanced mortgage calculator offers a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, supporting your decision on the optimal program for your specific financial needs in MA.

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Loan Limits and Down Payment Requirements for 2026 in Medford, County of Middlesex, MA

Loan Type Loan Limit Down Payment
Conventional Conforming $828,000 3%
USDA $675,000 0%
FHA $828,000 3.5%

The table applies to the following zip codes: 02155, 02153, 02156

Explore Conventional and FHA Loan Options in Medford, MA

The mission of Lendersa® is to efficiently secure the best Conventional, USDA, or FHA loan options for you hassle-free. Choose from three starting options that lead to matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • First Nebraska Bank
  • 330 N Spruce St, Valley, NE, 68064
  • First Nebraska Bank is a full-service community bank with 11 locations and 1 loan production office in central and eastern Nebraska. Our history in Nebraska banking can be traced all the way back to 1879. We are proud that our commitment to the success of our customers and the economic growth of the communities.

  • Cornerstone Bank
  • 45th St 2280 45th Street S, Fargo, ND, 58104
  • North and South Dakota, our bank has been growing since 1936. We believe that while bank products are similar in most financial institutions, Cornerstone Bank offers one distinct difference: here you have easy access to the experts—the people who help you make decisions, whatever your business and whatever your balance.

  • NEXA Mortgage | Kyle Green
  • 5551 36th Ave S, Unit D, Fargo, ND, 58104
  • "I provide mortgage loan products for homeowners purchasing or refinancing real property in North Dakota.
    While partnered with NEXA, I bring extensive loan options to my clients. Effectively achieving my clients home goals is my top priority.
    Schedule an appointment with me here: https://Calendly.com/kylegreen1/mortgage-inquiry/"

  • Forward Mortgage
  • 4575 23rd Ave S, Suite 250, Fargo, ND, 58104
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan

  • VALLEY MORTGAGE, INC
  • 3315 45th Street South, Suite 200, Fargo, ND, 58104
  • VALLEY MORTGAGE, INC is ultimate goal is to create lasting relationships with each of you so we may continue providing excellent mortgage loan service to you, your family and friends. Referrals from happy customers are our best advertising we can hope for and we've built a solid business.

  • Park Mortgage
  • 4170 41st Ave S, Suite 102, Fargo, ND, 58104
  • Park Mortgage, our purpose is to simplify the mortgage process. We are committed to customer satisfaction and value communication to understand your financial needs. We will listen to you and encourage your questions. Our established relationships allow us to shop the market quickly to find the best product at the best rate.

  • PLAINS COMMERCE BANK
  • 3905 West 49th Street, Sioux Falls, SD, 57106
  • Plains Commerce Bank's sole purpose of operation is to provide their customers with quality service and products, by linking the values of the past with the ideas and technology of the future. Getting its start in rural South Dakota over eighty years ago, Plains Commerce Bank has built a solid foundation.

  • Generations Mortgage
  • 3665 N Investment Dr, Fayetteville, AR, 72703
  • Generations Bank has served Arkansas families and businesses for over 100 years. Established in 1907 in the small, South Arkansas town of Harrell, Generations Bank has expanded into a full-service financial institution serving South and Northwest Arkansas. Our experienced team of bankers are committed to providing convenient, friendly.

  • The Farmers State Bank
  • 209 Montana Avenue, Holton, KS, 66436
  • The Farmers State Bank of Circleville was chartered October 27, 1900 with $5,000.00 capital. By 1916 the total assets had increased to over $100,000.00. The bank survived a robbery in 1923, the Circleville fire in 1931, and The Depression and resulting bank failures. It was a matter of pride to have been the first bank