FHA VS Conventional loan programs in 2025 for Medford, Middlesex County, Massachusetts

In 2025, the Conventional loan limit for Medford, located in Middlesex county, MA, is set at $828,000, while the FHA limit for a single-family home is $828,000.

Leverage the Lendersa® Conventional loan calculator to assess and compare today's leading rates for Conventional versus FHA and USDA loans. Determine the income, credit, reserves, and essential documents needed for qualification. Our advanced mortgage calculator offers a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, supporting your decision on the optimal program for your specific financial needs in MA.

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Loan Limits and Down Payment Requirements for 2025 in Medford, County of Middlesex, MA

Loan Type Loan Limit Down Payment
Conventional Conforming $828,000 3%
USDA $675,000 0%
FHA $828,000 3.5%

The table applies to the following zip codes: 02155, 02153, 02156

Explore Conventional and FHA Loan Options in Medford, MA

The mission of Lendersa® is to efficiently secure the best Conventional, USDA, or FHA loan options for you hassle-free. Choose from three starting options that lead to matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • True Point Lending
  • 28202 Cabot Road, Suite 300, Laguna Niguel, CA, 92677
  • If you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • JDR Mortgage
  • 30025 Alicia Pkwy, Suite 557, Laguna Niguel, CA, 92677
  • Our mission is to serve our customers with honesty, integrity & competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Private Loan Management
  • 30262 Crown Valley Pkwy B884, Laguna Niguel, CA, 92677
  • Private Loan Management started a loan company together in 1999 and it blossomed into something we could never have imagined. With that said, our experience is 2nd to none. With over 1.5 Billion in loan closings and over 5,000 units, we have certainly done our fair share of underwriting and investing.
  • Pacific Mortgage Loans, Inc.
  • 3455 Ingraham Street, San Diego, CA, 92109
  • We are a full-service mortgage company based in San Diego, CA. We specialize in Conventional, High Balance Loans, VA purchase and streamline loans, Jumbo. and FHA and USDA lending anywhere in the State of California. Whether you are buying a home or refinancing anywhere in California, we can help you realize your dream of home ownership
  • Parkview Investment & Loan Inc
  • 4603 Mission Boulevard, Suite 219, San Diego, CA, 92109
  • Parkview Investment & Loan Inc was founded in 2006 by Mathieu Pollenz. Parkview Investment & Loan is a full service mortgage and realty service company. We work with Residential and Commercial properties. Our mortgage department is determined to provide our clients the best rates with unparalleled service.
  • Cal Coast Funding
  • 4609 Cass Street, San Diego, CA, 92109
  • Cal Coast Funding mortgage lender located in sunny San Diego, Ca. We pride ourselves on offering competitive rates and outstanding service. We make the loan process simple, straightforward, and fast for all types of borrowers. Whether you are purchasing your dream home or looking to refinance an existing loan our highly experienced teaM.
  • Your San Diego Broker Inc
  • 1660 Chalcedony Street, Unit H, San Diego, CA, 92109
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • America's Local Lender, LLC
  • 4538 Cass Street, Suite B, San Diego, CA, 92109
  • We are an award-winning mortgage company with over 50 years of combined experience. We keep our costs low which allows us to pass those savings to our borrowers with competitive rates! We specialize in jumbo lending and loans to first-time home-buyers Call us today and put us to work for you!
  • SD Realty
  • 4629 Cass Street, Suite 71, San Diego, CA, 92109
  • SD Realty has been successfully helping clients with their Real Estate and Mortgage needs since 2007. Whatever your goals are, we are here to help — providing the highest level of personalized services to create a unique and exemplary experience for all clients.A real estate transaction is a multi-faceted process with many moving parts.