Explore the differences! FHA VS Conventional loan programs in Medford, Middlesex County, Massachusetts
In 2025, the Conventional loan limit for Medford, located in Middlesex county, MA, is set at $828,000, while the FHA limit for a single-family home is $828,000.
Leverage the Lendersa® Conventional loan calculator to assess and compare today's leading rates for Conventional versus FHA and USDA loans. Determine the income, credit, reserves, and essential documents needed for qualification. Our advanced mortgage calculator offers a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, supporting your decision on the optimal program for your specific financial needs in MA.
Loan Limits and Down Payment Requirements for 2025 in Medford, County of Middlesex, MA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$828,000
3%
USDA
$675,000
0%
FHA
$828,000
3.5%
The table applies to the following zip codes: 02155, 02153, 02156
Explore Conventional and FHA Loan Options in Medford, MA
The mission of Lendersa® is to efficiently secure the best Conventional, USDA, or FHA loan options for you hassle-free. Choose from three starting options that lead to matching lenders and loan programs.
3601 S Congress Ave, Suite C304, Austin, TX, 78704
UpEquity is a tech-enabled mortgage platform that is disrupting the U.S. mortgage lending marketplace by providing cash offers for everyone. Founded in 2019 by Tim Herman and Louis Wilson while they were attending Harvard Business School, UpEquity was created out of a passion to solve the broken home buying process.
Nexus is a $20 Million fund for hard money loans. We use investor capital to originate and service high-yield, short-term loans secured with marketable real estate in Texas and Arizona.We make money on the spread between our cost of capital to investors (9%) and our lending rates (10.95% - 12% to qualified borrowers with qualified collateral.
Little City Investments provides quick, straightforward hard money loans for residential and commercial real estate in Austin and Houston, Texas. Our hard money loans are an excellent alternative to bank financing because they’re primarily based on property value instead of personal creditworthiness
Citizens National Bank has established itself in central Texas as a leader among financial institutions. Many have come to know and trust Citizens National Bank. We are located in Brownwood, Texas, & have strong ties to many of our neighboring communities. Our commitment to our customers and our community is just one reason Citizens National Bank.
SouthStar Bank, S.S.B. (headquartered in Moulton, TX) specializes in residential mortgage, real estate, and construction lending, operating 15 full-service branches across the Central Texas region. Established in 1920, the bank holds over $1 billion in assets and focuses on community involvement and personal relationships.
We strive to get the best deal as we are partnered with the largest wholesale lenders. Our Traditional products include Conventional, Jumbo, FHA, VA, & USDA loans. Market-leading pricing means we can offer you some of the lowest rates available. Residential Mortgage Brokerage with the Nation Largest Lender can give you the best competitive rates
FMS Bank is a community Bank in every sense of the term: homegrown, locally owned and operated, and committed to our fellow neighbors. In fact, we’re more than just a community Bank, we’re a Bank built on community. All financial decisions happen right here, assuring you of fast turnarounds, responsive service
Since 1890, First Financial has been serving the financial needs of customers just like you. Not just through good times, but during difficult years too. We survived the Great Depression, the collapse of the Texas economy in the 1980s, and the Great Recession. Throughout it all, we remain a place of stability and trust for our customers.
Since its inception in 1940 the Lcra Credit Union has been serving its members in the Austin, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here.
