Explore the differences! FHA VS Conventional loan programs in Somerville, Middlesex County, Massachusetts
In 2025, the limit for a Conventional loan in Somerville, found in Middlesex county, MA, is $828,000 while for a single-family home, the FHA limit is set at $828,000.
With the Lendersa® Conventional loan calculator, you can compare today's best rates for Conventional, FHA, and USDA loans while determining the income, credit, reserves, and documentation needed for qualification. Our sophisticated mortgage calculator enables you to view Conforming Conventional loans, USDA, FHA, and VA side by side, assisting you in selecting the optimal program for your particular financial needs in MA.
2025 Loan Limits and Downpayment Requirements in Somerville, County of Middlesex, MA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$828,000
3%
USDA
$675,000
0%
FHA
$828,000
3.5%
The comparison table applies to the following zip codes: 02144, 02145, 02143
Available Conventional and FHA Loan Options in Somerville, MA
The aim of Lendersa® is to quickly and effectively match you with the best possible loan choice, be it Conventional, USDA, or FHA, without hassle. Begin with one of three available starting points to find the right lenders and loan programs.
PCF Wholesale is a cutting-edge Wholesale Mortgage Lender that is engineered to support Mortgage Brokers and their clients nationwide. PCF Wholesale is currently doing business in 35 states, with more on the way. Offering a wide array of loan products from Agency to Jumbo, you can count on us for any loan scenario.
Primco Mortgage is redefining the home loan experience. For us, the home loan experience is a client-focused journey. We know the importance of finding the right loan for every client and we accomplish this through one-on-one guidance. Our company succeeds on our ability to think differently.
Absolute Mortgage our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
1st Reliant Home Loans With visionary leadership, expertise in the financial services sector, and an entrepreneurial spirit, our 1st Reliant corporate team has over 30 years of experience in the mortgage industry. Passionate about helping our clients achieve their lifestyle and financial goals.
The Independent Funding Group team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
LoanRx A team of seasoned Loan Advisers who truly care for your needs. In 2018 Jenny Partnered up with Blaine Podkowa for Real Estate and Mortgage. Together, Jenny and Blaine Re Branded Vision Financial to LoanRx for Mortgage and built a Real estate team called "List". Jenny specializes in all aspects of Residential Real estate.
17291 Irvine Boulevard, Suite 460, Tustin, CA, 92780
At Consortium Equity we recognize that our performance is a direct reflection on the broker in the eyes of their borrower. By working quickly, efficiently, and honestly we assure all parties involved a seamless and successful funding. A happy borrower will return to the broker to Refinance and by pleasing our broker we will earn future business.
Buenaventura Inc. dba American Home Loan Center, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage.
17461 Irvine Boulevard, Suite S, Tustin, CA, 92780
OC Home providing clients with the highest quality financial services combined with the lowest rates available in your area. I will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs. Whether you are purchasing your dream home, refinancing an outstanding loan.
