FHA VS Conventional loan programs in 2026 for Stoneham, Middlesex County, Massachusetts
For 2026, the Conventional loan limit in Stoneham, located in Middlesex county, MA, is $828,000. Meanwhile, the FHA limit for a single-family home is set at $828,000.
You can use the Lendersa® Conventional loan calculator to compare the best rates between Conventional, FHA, and USDA loans for today. Determine the income, credit score, reserves, and documents needed to qualify. With our advanced mortgage calculator, view Conforming Conventional, USDA, FHA, and VA loans side by side to decide which program in MA best suits your financial needs.
2026 Loan Limits and Downpayment Requirements in Stoneham, County of Middlesex, MA
Loan Type
Loan Limit
Down payment
Conventional Conforming
$828,000
3%
USDA
$675,000
0%
FHA
$828,000
3.5%
This table applies to the following zip codes: 2180
Conventional and FHA Loan Options in Stoneham, MA
The goal of Lendersa® is to provide you with the best possible Conventional, USDA, or FHA loan quickly and without hassle. You can select one of three starting points to connect with matching lenders and suitable loan programs.
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