FHA VS Conventional loan in Nahant, Essex County, Massachusetts

In 2026, the limit for conventional loans in Nahant, Essex county, MA, is $828,000. The FHA limit for a single-family home is $828,000.

Use the Lendersa® Conventional loan calculator to compare today's best rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documentation necessary to qualify. Our advanced mortgage calculator shows Conforming Conventional, USDA, FHA, and VA loans side by side to help you decide which option in MA is best for your specific financial needs.

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2026 Loan Limits and Down Payment Requirements in Nahant, Essex County, MA

Loan Type Loan Limit Down Payment
Conventional Conforming $828,000 3%
USDA $675,000 0%
FHA $828,000 3.5%

This information is applicable to the following zip codes: 1908

Conventional and FHA Loan Options in Nahant, MA

Lendersa® is committed to securing the best possible Conventional, USDA, or FHA loan efficiently. Choose one of three approaches to connect with matching lenders and loan programs.

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Nahant Lenders

  • Brotherhood Credit Union
  • 75 Market St Lynn, Lynn, MA, 01901
  • Lends in Massachusetts
  • Brotherhood Credit Union offers its members a full service website that allows for true "Banking from Home" functionality. Users have the ability to get account balance and history reports, transfer money between accounts, make bill payments, and so much more. Brotherhood Credit Union has been serving its members in and around the Lynn, MA.

  • Clipper Commercial Capital
  • 20 Waterside Road, Marblehead, MA, 01945
  • Lends in Massachusetts
  • Clipper Commercial Capital, LLC is an advisory firm based in greater Boston, providing capital solutions for small and mid-size business nationwide. We work closely with a network of national bank and non-bank financial institutions to offer competitive rates, market knowledge, and specialized lending solutions.

  • The National Grand Bank of Marblehead
  • 91 Pleasant Street, Marblehead, MA, 01945
  • Lends in Massachusetts
  • Incorporated in April of 1831 as the Grand Bank, later renamed the National Grand Bank, we officially opened our doors on November 18, 1831. That day we recorded $1, 500 worth of deposits and started our commitment to providing the citizens and businesses of Marblehead with the best service and banking products available.

  • Stepstone Mortgage Company Inc
  • 89 Front Street, Suite 313, Marblehead, MA, 01945
  • Lends in Massachusetts
  • We have been in business since 1988 and have helped thousands of homeowners purchase their new home, refinance into a lower rate, or get cash for home improvements, investments, business, debt consolidation, and college. Call us and see what the Stepstone Advantage is all about. We will strive to find the right mortgage product for you.

  • Salem Five Bank
  • 71 Washington Street, Salem, MA, 01970
  • Lends in Massachusetts
  • At Salem Five, we understand the importance of helping our communities. Through the Salem Five Charitable Foundation, we are committed and continue to support a variety of community organizations ensuring vibrant and viable futures for the people whom these critical organizations serve.Salem Five is owned & operated for the benefit of its customers

  • MDO Mortgage LLC
  • 10 Bremen Street, 2nd Floor, East Boston, MA, 02128
  • Lends in Massachusetts
  • Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Transcend Mortgage Inc
  • 40 Eastern Avenue, Suite 219, Malden, MA, 02148
  • Lends in Massachusetts
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Everett Co-operative Bank
  • 419 Broadway, Everett, MA, 02149
  • Lends in Massachusetts
  • Everett Banks’ loyalty to our customers and friends is the foundation of our business. We're proud to be a part of this local heritage and have enjoyed working to help our communities grow and prosper. Our goal is to form long-lasting relationships by providing customers with better, more convenient products and services.

  • MJ Mortgage Corporation
  • 627 Broadway, Everett, MA, 02149
  • Lends in Massachusetts
  • MJ Mortgage has licenses to operate in Florida, Massachusetts, and New Hampshire.Our process is fast, practical, and efficient, with record time for processing documents with the bank, in less than 20 days! We are the ideal Mortgage company for anyone who wants to buy or invest in. Make yourself at home