FHA VS Conventional loan programs in Saugus, Essex County, Massachusetts

In 2025, Convetional loan limit in Saugus, county of Essex, MA is $828,000 while FHA limit is $828,000 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in MA is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Saugus, county of Essex, MA

Loan Type Loan Limit Down payment
Conventional Conforming $828,000 3%
USDA $675,000 0%
FHA $828,000 3.5%

The comparison table applies to zip codes: 1906

Conventional and FHA loan options in Saugus, MA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Orange County’s Credit Union - St. Andrew
  • PO Box 11777, Santa Ana, CA, 92711
  • Orange County's Credit Union! Originally chartered in 1938, today the Credit Union serves more than 116, 000 Members in Orange, Los Angeles, Riverside, and San Bernardino Counties. The Credit Union reports an asset size exceeding $2 billion and employs more than 300 happy Associates.
  • Golden Waters Funding, Inc
  • 1600 North Broadway, Suite 120, Santa Ana, CA, 92706
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • MGM Lenders Inc.
  • 1912 North Broadway, Suite 102, Santa Ana, CA, 92706
  • MGM Lenders provides quality mortgage lending services with the mission of offering competitive real estate financing with unmatched services.Our overqualified team, with a backbone of great teamwork, is ready to serve our customers in multiple languages - including English, Spanish and Farsi. We highly respect different cultures and languages.
  • Loankey.io
  • 2702 North Flower Street, Santa Ana, CA, 92706
  • Loankey.io founder of the Eric Antonio Figueroa is a full service Mortgage Brokerage offering Home and Commercial loans from over 20 lenders and also our team is ready to help. We can assist with all types of financing needs. Stated Income Programs, No Income Documentation, New Employment and Many More.
  • Bank of Whittier
  • 15141 East Whittier Boulevard, Whittier, CA, 90603
  • Bank of Whittier began Its operation at its present location in Whittier California on December 20, 1982. In July 2011 Bank of Whittier expanded its unique brand of RF (Riba-Free) services by opening a second branch in the city of Richardson, Texas to serve the Dallas Fort Worth area.
  • Encore Mortgage
  • 15111 Whittier Blvd, Suite 101-B, Whittier, CA, 90603
  • A full spectrum of loan products from which to choose. Sharing our expertise to personally assist hundreds of families with sustainable home finance Helping you Become a HOMEOWNER with the Best Personal Loan Rates and also When financing your home, you need an experienced, reputable company and an agent who gives you facts, not opinions.
  • Allianze Mortgage Services Inc.
  • 15820 Whittier Boulevard, Suite G, Whittier, CA, 90603
  • "Allianze Mortgage Services DRE License Number 01403147, NMLS I D 346138. Mortgage lending specialist with nearly 32 years experience. Specializing in structuring custom mortgage loans tailored to meet client needs. Our mission is to serve our customers with honesty, integrity and competence."
  • Liberty Bridge Financial
  • 16224 Whittier Boulevard, Whittier, CA, 90603
  • "Liberty Bridge Financial is a neighborhood mortgage lender that was built on core values of integrity, honesty and reliability. We seek lifelong relationships with our clients. We strive to provide the highest level of service that each customer expects and deserves. In return we have received raves of fans."
  • GW Private Capital
  • 15820 Whittier Blvd, Suite E, Whittier, CA, 90603
  • GW Private Capital, Inc specializes in private "hard" money real estate loans for California properties. We lend 1st, 2nd and 3rd mortgages. $30k to $10MM. Residential, commercial, apartments, investment, bridge, "fix and flip". Fast and easy. We provide private money real estate loans for California properties.
  • KEY HOME GROUP
  • 28 Silver Crescent, Irvine, CA, 92603
  • KEY HOME GROUP have been in the real estate services business in Southern California for over 40 successful years and will be here for many more. Their devotion to making your move as quick and painless as possible, while still ensuring that you get the best results makes them the best candidates to be your real estate agents.
  • The Proton Group Inc.
  • 119 Jadestone, Irvine, CA, 92603
  • The Proton Group Inc will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved.
  • Westpark Loans
  • 6789 Quail Hill Pkwy, Irvine, CA, 92603
  • Westpark Loans is a nationwide, direct hard money lender. Established in 2007, we provide short-term fix & flip financing and long-term rental financing for real estate investors. Our loans, often called hard money loans, can be used for the purchase or refinance of non-owner occupied residential & commercial properties, financing of renovation pro