Explore the differences! FHA VS Conventional loan programs in Swampscott, Essex County, Massachusetts
In the year 2025, the limit for a conventional loan in Swampscott, located within Essex county in MA, is currently established at $828,000. By comparison, the FHA limit applicable to a single-family home is set at $828,000. These loan limits are crucial for potential homebuyers looking to understand their financing options within these geographic constraints.
Leverage the Lendersa® Conventional loan calculator to thoroughly compare today's top rates between Conventional, FHA, and USDA loans. This analytic tool assists you in evaluating what income level, credit score, financial reserves, and essential documents are necessary to qualify for financing. By utilizing our advanced mortgage calculator, you’ll have the ability to review side-by-side comparisons of Conforming Conventional loans alongside USDA, FHA, and VA loans, ensuring you select the most advantageous program for your specific financial situation in MA.
Essential Loan Limits and Downpayment Requirements for 2025 in Swampscott, Essex, MA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$828,000
3%
USDA
$675,000
0%
FHA
$828,000
3.5%
The figures in this table are relevant for the zip codes specified as: 1907
Explore a Variety of Conventional and FHA Loan Options in Swampscott, MA
At Lendersa®, our primary goal is to expedite your access to the best possible Conventional, USDA, or FHA loan solutions seamlessly and without unnecessary hassle. You can start by selecting one of the three strategic pathways, each designed to connect you directly with lending partners and loan programs tailor-made to suit your unique requirements.
"Our team has built a strong reputation as an outstanding local mortgage company, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state.
We're a full service mortgage company with an experienced staff offering expertise in every area of mortgage lending"
Northstar Mortgage Group LLC specializes in matching home buyers with the right mortgages. We’re committed to providing the highest quality service available anywhere. Northstar Mortgage Group LLC is Mortgage Broker so we can custom fit your needs! When you get pre-approved through Northstar Mortgage Group.
"Our vision is to make sure that the American Dream lives on.
That if you want to own a home you can because of our ability to obtain a mortgage which will improve your life.
That if you are moving from one home to another you can because of our ability to obtain a mortgage which will improve your life."
We are committed to providing our clients with the highest quality financial services. A member of the Corey Scott Team will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs. Whether you are purchasing your dream home, refinancing an outstanding loan
In 1938 teacher’s starting annual salaries were $1,100, the depression was ending and the war in Europe was beginning. On April 19, 1938 a group of determined Manchester area teachers organized the Manchester Teachers Federal Credit Union, known today as the Northeast Family Federal Credit Union.
Generation2 Mortgage Services was founded in 2008 as a direct result of the need for simple mortgage solutions for clients needing to purchase or refinance their home. We realized this need as we came from larger lenders; we saw the egregious fees and methodical loan process they put their clients through. Some of the items that we saw were clients
1343 Sullivan Avenue, 2nd Floor, South Windsor, CT, 06074
Since 1997 Money Market Mortgage, LLC has been in the business of residential and commercial mortgage origination. We are a company that serves individuals and companies who need a Mortgage Broker and/or Mortgage Lender and have built our business on a deep understanding of the needs of our community.
1750 Ellington Road, Bldg. 3, South Windsor, CT, 06074
Precision Mortgage, LLC is located in South Windsor, Connecticut and is a full service Mortgage Lender with experienced Mortgage Bankers offering expertise in every area of mortgage needs. We provide mortgage loans from purchase, refinance, renovation, to constrution lending. We are commited to building a strong reputation
Bridge Loan Network is a leading online marketplace serving the asset-based lending space. We provide a centralized platform that aggregates loans from borrowers and brokers to direct hard money lenders.Bridge Loan Network is a leading online marketplace serving the asset-based lending space. We provide a centralized platform that aggregates loans
As a credit union we put people before profit. The Credit Union’s main objective is to provide outstanding financial service to our members and their families. We do this by providing competitive, high-quality financial products and services in a friendly “small town” atmosphere while paying the highest dividends on all savings accounts.
As a credit union, Community Healthcare Credit Union is a not-for-profit financial cooperative owned and operated by our members. We look forward to serving you and showing you the credit union difference. Established in 1959, Community Healthcare Credit Union Inc, is a not-for-profit financial institution, owned and operated by its members.
Our goal is to make sure you are informed every step of the way. We strive to give you an honest assessment of your current financial situation. If there are hurdles we will work with you to prepare and execute a game plan to overcome those obstacles so that you are set up for long-term financial success.
