FHA VS Conventional loan programs in Natick, Middlesex County, Massachusetts

In the year 2025, the conventional loan ceiling in Natick, located in the county of Middlesex, MA, is set at $828,000, while the FHA ceiling is $828,000 for homes meant for single families.

Utilize the Lendersa® Conventional loan calculator to evaluate today's best rates for Conventional, FHA, and USDA loans. Find out the necessary income, credit score, reserves, and required documents for loan qualification. With our user-friendly mortgage calculator, compare Conforming Conventional, USDA, FHA, and VA loans side-by-side in MA, aiding you in choosing the appropriate program based on your financial circumstances.

Explore loan options from 100 different lenders

2025 Loan Ceilings and Down Payment Details in Natick, County of Middlesex, MA

Type of Loan Maximum Limit Required Down Payment
Conventional Conforming $828,000 3%
USDA $675,000 0%
FHA $828,000 3.5%

The comparison chart is applicable for zip codes: 1760

Options for Conventional and FHA Loans in Natick, MA

The aim of Lendersa® is to secure the most favorable Conventional, USDA, or FHA loan for you quickly and efficiently. Choose one of three routes to find a match with lenders and suitable loan programs.

Lendersa USDA loan request matching outcomes


  • Community First Bank, Inc.
  • 3685 Blue Ridge Boulevard, Walhalla, SC, 29691
  • Our mission is to provide superior performance and outstanding customer service, while earning a reasonable profit. We will maintain safety and soundness and remain an independent bank, while being fully aware of opportunities to acquire other financial institutions. Community First Bank opened for business in March of 1990.
  • Purdue Federal Credit Union
  • 1725 Veterans Memorial Pkwy S, Lafayette, IN, 47909
  • Purdue University Employees Credit Union was founded in 1969 by a group of university employees. Put simply, they wanted a place where they, their families and fellow employees could save and borrow money safely, confidentially, & at a fair rate of interest. Through its 10 full-service branches, three satellite branches & digital banking services.
  • SouthEast Bank
  • 12700 Kingston Pike, Knoxville, TN, 37934
  • SouthEast Bank has become a premiere financial institution in Tennessee by delivering exceptional quality service, & innovative Banking products to its clients. Our experienced staff diligently serves our communities with integrity and a sense of pride by offering exceptional service & value to not only our customers, but the community as a whole.
  • Midwest Carpenters & Millwrights Federal Credit Union
  • 680 Union Street, Hobart, IN, 46342
  • The Midwest Carpenter’s and Millwright’s Federal Credit Union exists to provide quality financial services and benefits to members utilizing cooperative principals while emphasizing long term financial stability. In September of 1960, our credit union officially obtained its charter.
  • Allegius Federal Credit Union
  • 2027 East 37th Avenue, Hobart, IN, 46342
  • Allegius Federal Credit Union will provide our membership quality service, and competitive financial choices to help ensure their long-term financial health. Our goal is to be our member’s financial service provider of choice by providing quality service and competitive products to ensure long term financial security.
  • Tennessee Members 1st Federal Credit Union
  • 112 Administration Road, Oak Ridge, TN, 37830
  • TN Members 1st was Oak Ridge’s first credit union chartered by the Federal Government to service the employees of the Department of Energy. In October 2005, TN Members 1st received its community charter for Anderson, Knox, and Roane counties. Tennessee Members 1st Federal Credit Union exists to provide quality financial services for its members.
  • Homepath Mortgage LLC
  • 30 Rockingham Lane, Oak Ridge, TN, 37830
  • Kimberly Richards President has been in the industry since 1985. She has worked as a forensic underwriting auditor with the federal government and private investors; operated several mortgage branches in TN, TX, GA, MS, and AL; and knows every step of a loan from beginning to end.
  • Y-12 Federal Credit Union
  • 501 Lafayette Dr, Oak Ridge, TN, 37830
  • Y-12 Federal Credit Union is a federally chartered not for profit organization, owned by its members, offering a wide range of financial services to its members/owners. The Credit Union was chartered in 1950, to serve the employees of the Union Carbide Y-12 Nuclear Weapons Production Plant.
  • First Bank, MI
  • 1400 Delta Avenue, Gladstone, MI, 49837
  • First National Bank in Gladstone was established on August 14, 1916. Five years later, a quote from the "Delta County Reporter" reflected on the bank's practice of "modern banking methods in which the public is given the benefits of all accommodations in which safety and conservative management will permit.
  • Bank of Jamestown
  • 400 Monument Square, Jamestown, KY, 42629
  • Bank of Jamestown has been committed to serving this area since 1899 and nothing has changed about that. We are more committed than ever to our community and customers. We are continually investing in new technology to better meet the needs of our customers. We are a locally-owned