FHA VS Conventional loan in Wellesley, Norfolk County, Massachusetts

In the year 2026, the Conventional loan limit within Wellesley, located in the county of Norfolk, MA, is $828,000. Conversely, the FHA limit for a single-family residence is set at $828,000.

Lendersa® offers a Conventional loan calculator to efficiently compare current rates among Conventional, FHA, and USDA loans. It helps ascertain necessary income, credit, reserves, and documentation for qualification. With our state-of-the-art mortgage calculator, evaluate Conforming Conventional loans alongside USDA, FHA, and VA options, providing clarity on the best program in MA for your financial needs.

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Loan Limits and Down Payment Requirements for 2026 in Wellesley, County of Norfolk, MA

Loan Type Loan Limit Down payment
Conventional Conforming $828,000 3%
USDA $616,400 0%
FHA $828,000 3.5%

This table applies to following zip codes: 02482

Exploring Conventional and FHA Loan Options in Wellesley, MA

The goal at Lendersa® is to seamlessly provide you with the most beneficial Conventional, USDA, or FHA loans without unnecessary delays. Choose one of three strategic starting points to effectively identify compatible lenders and loan solutions.

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Wellesley Lenders

  • ProBuilder Financial, LLC
  • 396 Washington Street, Suite 225, Wellesley Hills, MA, 02481
  • Lends in Massachusetts
  • ProBuilder Financial is a direct, hard money lender, providing private acquisition, rehab, and construction loans to real estate builders and developers in New England. Loans based on the collateral value of the project, not on the credit history of the applicant. Creative and flexible financial solutions to meet the needs of your real estate proje

  • ProBuilder Financial LLC
  • 396 Washington Street Suite 225, Wellesley Hills, MA, 02481
  • Lends in Massachusetts
  • ProBuilder Financial is the hard money lender of choice for professional real estate developers, builders, and investors in New England. ProBuilder Financial provides friendly, personalized service, unsurpassed responsiveness, deep industry knowledge, and immediate access to funds for short and intermediate term commercial loans. At ProBuilder Fina

  • MutualOne Bank
  • 49 Main Street, Natick, MA, 01760
  • Lends in Massachusetts
  • Headquartered in Framingham, we are able to offer our customers the benefit of local decision making from people who live & work in their community. This allows us to support the local economy & the organizations that work so hard to strengthen it. MutualOne Bank meets the needs of its customers with a variety of checking, savings, consumer loan.

  • Boston Mortgage Solutions, LLC
  • 1237R Highland Ave, Needham, MA, 02492
  • Lends in Massachusetts
  • Boston Mortgage Solutions, LLC specializes in residential and commercial real estate mortgages. We are licensed in MA (NMLS MB2403) and NH (NMLS 12978-MBR) and we make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.

  • Mortgage Resources
  • 175 Highland Ave, Suite 303, Needham Heights, MA, 02494
  • Lends in Massachusetts
  • Our goal is to offer you great friendly and professional service. Rates and fees will be reasonable, fair and affordable. As mortgage brokers, Mortgage Resources works with many lenders and investors. With literally hundreds of different and unique programs to choose from, our mortgage specialists

  • Direct Federal Credit Union
  • 50 Cabot St, Needham Heights, MA, 02494
  • Lends in Massachusetts
  • Direct Federal is a community chartered credit union. This means that ANYONE who lives, works (or regularly conducts business in), worships, or attends school in Norfolk or Middlesex Counties, Massachusetts; or, has an immediate family member that lives, works (or regularly conducts business in), worships, or attends school in Norfolk

  • Fantini & Gorga LLC
  • 197 First Avenue, Needham Heights, MA, 02494
  • Lends in Massachusetts
  • Fantini & Gorga delivers creative, cost-efficient real estate financing to its borrower clients who include investors, developers, and corporations.
    Our access to capital is unsurpassed, founded on long-nurtured relationships and powerful transaction volume. Following over 300 capital sources in a uniquely disciplined.

  • Atlas Mortgage
  • 220 Reservoir Street, Suite 4, Needham Heights, MA, 02494
  • Lends in Massachusetts
  • We are a private lender to investors in the real estate community. We specialize in working with fix and flip rehabbers and builders of new construction. What makes us unique is we are builders ourselves so we know the business and can work quickly to close a loan for a good investor!

  • Mortgages Inc
  • 181 Wells Avenue, Newton Center, MA, 02459
  • Lends in Massachusetts
  • Our mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued client. We understand you're making a big commitment in buying a home, refinancing your mortgage, or cashing out your home’s equity. Therefore we make a commitment to you.