FHA VS Conventional loan in North-Adams, Berkshire County, Massachusetts

In 2025, the Conventional loan limit in North-Adams, located in Berkshire county, MA, is $647,200. Conversely, for a single-family home, the FHA limit is $420,680.

Use the Lendersa® Conventional loan calculator to compare the best rates today between Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator displays Conforming Conventional loans, USDA, FHA, and VA side by side, assisting you in selecting the best program for your financial situation in MA.

Check loan offers from over 100 lenders

2025 Loan Limits and Downpayment Requirements in North-Adams, County of Berkshire, MA

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison table applies to the ZIP codes: 1247

FHA and Conventional Loan Options in North-Adams, MA

The purpose of Lendersa® is to provide you with the most suitable Conventional, USDA, or FHA loan quickly and without hassle. Choose from three pathways that match you with the correct lenders and loan programs.

Results from Lendersa USDA loan requests and matches


  • Effective Mortgage Company
  • 8535 Reseda Blvd, Suite 100, Northridge, CA, 91324
  • We are a full service mortgage brokerage with experience in the areas of mortgage lending, real estate and business. Our company has established relationships with a multitude of mortgage investors and Banks to provide the best programs for your individual circumstances. Whether your looking to refinance or purchase we have a loan program for you.
  • Downtown Financial Group - Home Mortgage Loans
  • 19520 Nordhoff St, Suite 7, Northridge, CA, 91324
  • Our vision of home ownership is helping families understand that owning a home IS possible. Whether you are financially prepared now or whether families need to know the steps they need to take to be eligible for a home in the future, our goal is to educate families on what they need to do to own a home.
  • Universal Home Loans
  • 9017 Reseda Boulevard, Suite 204, Northridge, CA, 91324
  • Universal Home Loans, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family.
  • L.A. Mortgage, Inc
  • 9338 Reseda Blvd, Suite 210, Northridge, CA, 91324
  • At LA Mortgage Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
  • Vault Mortgage Group
  • 11845 West Olympic Blvd, Suite 830, Los Angeles, CA, 90064
  • Vault Mortgage Group has become one of the premiere mortgage bankers in California. With a reputation based on trust, integrity & delivering exceptional client service, we are one of the fastest growing full- service bankers in our area. We have grown to become one of the largest independent mortgage banking operations in the western United States.
  • Crescent Lenders
  • 2999 Overland Ave, Suite 116, Los Angeles, CA, 90064
  • Founded in 2010, Crescent Lenders is a direct private money lender for real estate investors looking to buy, rehab or refinance various types of investment properties.We have closed hundreds of deals with a transactional sum of over $120 million.We are committed to being the fastest, most flexible, and reliable company in our industry.
  • Pac Shores Mortgage Inc
  • 11400 OLYMPIC BLVD STE 830, Los Angeles, CA, 90064
  • "Welcome to our one stop mortgage shop that specializes in helping you attain your Real Estate financing goals. We offer a range of mortgage options to suit your individual needs. Since 1986, we have helped thousands of satisfied Californian residents qualify for, purchase, refinance, and/or sell all types of Real property.
  • Members Tech Mortgage Inc
  • 5833 Horseshoe Bar Rd, Loomis, CA, 95650
  • Every day we emphasize our customers always come first, it starts with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Lend4less
  • 2209 Hartvickson Lane, Valley Springs, CA, 95252
  • Lend4less Inc is located in Valley Springs, CA, United States and is part of the Activities Related to Credit Intermediation Industry. Lend4less Inc has 4 total employees across all of its locations and generates $303,475 in sales (USD). Experience the Difference working with a highly skilled lender who cares about your needs
  • Pacific West Mortgage Fund
  • 1971 West 190th Street, Suite 200, Torrance, CA, 90504
  • "We are a pooled mortgage fund of nearly 100 investors with total portfolio value that fluctuates between $27-32 million and growing. For brokers and potential borrowers: -Business purpose loans only on most property types. -Our primary area is Southern CA but will consider loans in any major market etc.."
  • eLoan Group, Inc.
  • 6740 Tampa Avenue, Reseda, CA, 91335
  • eLoan Group, Inc. is a mortgage brokerage firm specializing in conventional, conforming, FHA, VA, USDA, jumbo, super Jumbo, reverse mortgages, commercial, construction and private money loans. A family business since 1990, we pride ourselves on our exceptional service, decades of experience, and lending programs tailored to our valued clients.
  • California Prime Capital
  • 17412 Ventura Blvd, Suite 131, Encino, CA, 91316
  • California Prime Capital is a Los Angeles-based private money lender specializing in short-term real estate loans. By providing the fastest and most reliable funding options on the market, we have established ourselves as a key player in the lending sector for real estate investments.