Explore the differences! FHA VS Conventional loan programs in North-Adams, Berkshire County, Massachusetts

In 2025, the Conventional loan limit in North-Adams, located in Berkshire county, MA, is $647,200. Conversely, for a single-family home, the FHA limit is $420,680.

Use the Lendersa® Conventional loan calculator to compare the best rates today between Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator displays Conforming Conventional loans, USDA, FHA, and VA side by side, assisting you in selecting the best program for your financial situation in MA.

Check loan offers from over 100 lenders

2025 Loan Limits and Downpayment Requirements in North-Adams, County of Berkshire, MA

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison table applies to the ZIP codes: 1247

FHA and Conventional Loan Options in North-Adams, MA

The purpose of Lendersa® is to provide you with the most suitable Conventional, USDA, or FHA loan quickly and without hassle. Choose from three pathways that match you with the correct lenders and loan programs.

Results from Lendersa USDA loan requests and matches


  • The First National Bank of Gilbert
  • 2 North Broadway, Gilbert, MN, 55741
  • We offer a wide variety of checking accounts and savings plans to suit your special needs. As we are an independent bank serving the Iron Range area since 1908, our products and services are designed for customers within our local community. We're here to serve you, in a prompt, efficient, and friendly manner.
  • Bank of Sullivan
  • 318 W. Main Street, Sullivan, MO, 63080
  • Sullivan Bank formerly Bank of Sullivan was founded in 1895 and continues to operate by the principles that formed our charter: stability, strength and service.The bank is a locally owned financial institution chartered by the State of Missouri. It is a member of the Federal Deposit Insurance Corporation (FDIC).
  • Coast2Coast Lending
  • 93 King St, Saint Augustine, FL, 32084
  • cost of homes usually requires a mortgage to make this become a reality. Let Coast2Coast Lending help you with this very important decision. Mortgage rules are changing all the time, let our highly qualified mortgage advisors answer all of your loan questions and concerns.We have mortgage products to fit most borrower’s needs.
  • Bay Hill Mortgage LLC
  • 93 King Street, Saint Augustine, FL, 32084
  • We’re making getting a mortgage easier than ever before. Bay Hill Mortgage LLC has an experienced team of brokers on staff. Joel McConnell is a Licensed Sr. Mortgage Loan Advisor and industry professional. Joel and his Team have worked with thousands of Buyers – many repeat clients and referrals – and have in-depth knowledge of all loan programs.
  • First National Bank
  • 341 Military Street S, Hamilton, AL, 35570
  • Founded in 1976, the bank’s stable growth and progress for over 45 years is a reflection of the hard work and traditional values that exist in the Board of Directors, management, and staff. Our number one goal is to provide quality service that will meet all of your banking needs with the personal touch that will make you feel right at home.
  • The Bank of Fayette County
  • LogoFEB22-3967, Bolivar, TN, 38008
  • The Bank offers loans for almost all of your business needs. Our lending professionals are trained to assist you with your financial needs. We strive to tailor all lending to each customer’s needs. There are various financing options available. Please contact a Loan Officer directly to discuss your options.
  • Miners National Bank of Eveleth
  • 401 Grant Ave, Eveleth, MN, 55734
  • The Miners National Bank of Eveleth is an independent, family-owned, community bank located in downtown Eveleth. Established in 1903, we are a full service institution specializing in personalized service for all your personal and business needs. To help you keep up with the fast pace of the world today, we offer you access to your account info.
  • Lake Elmo Bank
  • 11465 39th Street N, Lake Elmo, MN, 55042
  • Lake Elmo Bank has built its tradition on a personal approach to banking. We get to know our customers so that we understand each customer's unique needs with the intent of building long-term financial relationships. This goal has been the foundation of our business for over 100 years.
  • Impact Mortgage LLC
  • 2796 Lisbon Avenue Court North, Lake Elmo, MN, 55042
  • Impact Mortgage was started in 2007. After working with a few different direct lenders and brokers since 2004, I decided that I could save my clients a lot of money by not charging all the unnecessary fees associated with purchasing or refinancing their home. So I took the self-employment leap in 2007 and have never looked back.
  • First Community Bank of Central
  • 715 Wilson St Wetumpka, Wetumpka, AL, 36092
  • First Community Bank of Central Alabama is a commercial Bank that has been open since August, 2001. We currently have offices in Wetumpka, Millbrook, Eclectic, Prattville, Tallassee, and Holtville. We also operate a Wealth Management Division and a full-service mortgage company, First Community Mortgage. It is our belief that a community is best
  • The First National Bank of Moose Lake
  • 400 Elm Avenue, Moose Lake, MN, 55767
  • First National Bank of Moose Lake is a locally owned community bank dedicated to providing caring personal service, maintaining a knowledgeable staff and building long lasting customer relationships. Demonstrating dedication to our customers, community and employees by providing meaningful conversations and services,
  • Heritage Bank Minnesota
  • 181 Main Street, West Concord, MN, 55985
  • Heritage Bank is proud of its southern Minnesota history, rooted in local family ownership. Known as Farmers State Bank from 1930-2018, this community bank originated in West Concord, Minnesota. In 1966, current owners, Al and Mary Ellen Organ, moved from the Rice Lake, Wisconsin area to West Concord.