FHA VS Conventional loan programs in 2026 for Peabody, Essex County, Massachusetts

In 2026, the Conventional loan cap for Peabody in Essex county, MA, is $828,000. At the same time, the FHA limit for a single-family home is $828,000.

Employ the Lendersa® Conventional loan calculator to gauge today's best rates between Conventional, FHA, and USDA options, evaluating necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator lets you compare Conforming Conventional loans to USDA, FHA, and VA choices side by side, aiding in deciding the most apt program for your economic needs in MA.

Explore loan offers from over 100 lenders

2026 Loan Limits and Down Payment Requirements in Peabody, County of Essex, MA

Loan Type Loan Limit Down Payment
Conventional Conforming $828,000 3%
USDA $675,000 0%
FHA $828,000 3.5%

The comparison table relates to zip codes: 01960, 01961

Options for Conventional and FHA Loans in Peabody, MA

Lendersa® aims to quickly secure the best loan option for you, whether it be Conventional, USDA, or FHA, without complication. Choose any of three starting pathways to connect with suitable lenders and loan programs.

Lendersa USDA loan request and matching results


  • Pacific Lending Group Inc
  • 1750 University Drive, Suite 225, Coral Springs, FL, 33071
  • Pacific Lending Group is a busy and cutting edge correspondent mortgage lender headquartered in Coral Springs, Florida, catering to homeowners and first time buyers. We have an experienced team of mortgage loan originators with backgrounds in financial planning, insurance, appraisals, real estate and business.

  • EPIC MORTGAGE, INC
  • 1515 N. Universtiy Dr Ste 111, Coral Springs, FL, 33071
  • Epic Mortgage, we serve our customers with honesty, integrity and competence, while providing them with the lowest interest rates and closing costs available. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan with many other lenders

  • Sunshine State Mortgage
  • 1515 N. UNIVERSITY DRIVE #101, Coral Springs, FL, 33071
  • Sunshine State Mortgage has provided South Florida homebuyers with competitive loan options and services for over 25 years. It is our goal to be the leading home mortgage brokerage firm in Florida. In addition, we make exceptional customer service the cornerstone of our business by staying on top of industry .

  • Nationwide Mortgage Group
  • 1750 N University Dr #201, Coral Springs, FL, 33071
  • Nationwide Mortgage, Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • Bluecastle Lending, Realty & Title
  • 12514 W. Atlantic Blvd, Coral Springs, FL, 33071
  • Bluecastle Lending, Realty & Title primarily services Broward, Palm Beach & St. Lucie counties, however, we do loans & title all throughout Florida. We offer some unique and almost unfair Buyer advantage like one-stop-shop, finding the best deal in the market for the buyer’s taste & budget the first day looking

  • Bombay Mortgage
  • 8 Sorento Drive Suite 14, Osprey, FL, 34229
  • Bombay Mortgage believe in helping all aspiring homeowners get the help they need. We are committed to finding the right solution for your mortgage as quickly as possible. By streamlining our processes and offering professional service along the way we’ve found many of our clients are able to qualify for a mortgage loan

  • Kingdom Lending Group Corp
  • 441 South State Road 7, Suite 19A, Margate, FL, 33068
  • Kingdom Lending Group Corp. NMLS Entity ID#1741812. A Florida Mortgage Broker. All loans are arranged through 3rd party lenders. As a Mortgage Broker, kingdom Lending Group Corp does not make commitments or fund mortgage loans. All mortgage loans are arranged with third party lenders.kingdom Lending Group Corp does not directly offer

  • Royal Capital Solutions
  • 8200 Sw 13th Street North, Lauderdale, FL, 33068
  • The Royal Capital Solutions Team is your premier mortgage team located in Pompano Beach, Florida. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Pompano Beach area.