FHA VS Conventional loan programs in 2026 for Salem, Essex County, Massachusetts
In 2026, the loan limit for a Conventional loan in Salem, located in the county of Essex, MA, is $828,000. Meanwhile, for a single-family home, the FHA loan limit is $828,000.
The Lendersa® Conventional loan calculator enables you to compare current top rates for Conventional, FHA, and USDA loans. It helps you determine the necessary income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator offers a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, aiding in choosing the best program suitable for your financial situation in MA.
2026 Loan Limits and Down Payment Requirements in Salem, County of Essex, MA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$828,000
3%
USDA
$675,000
0%
FHA
$828,000
3.5%
This table applies to the following zip codes: 01970
Conventional and FHA Loan Options in Salem, MA
Lendersa® strives to deliver the best Conventional, USDA, or FHA loan options for you swiftly and without complications. Choose one of three starting options that lead to matching lenders and appropriate loan programs.
Security Mortgage Corporation specialize in Home Purchase Loans (FHA & Conventional) FHA 203K Home Purchase Rehabilitation Loans Refinance & 125% Mortgage Relief Refinance Loans Reverse Mortgages Low Rate 30 year and 15 year fixed mortgages and We promise to give you and your realtor the best service. We promise to give you a great deal
Inlanta is a family owned business—and we run it that way. Treating our customers, partners and employees as family is why we believe we’ve been successful for our 25 years in service. Today, Inlanta is one of the nation’s fastest-growing independent mortgage banks with more than 250 team members serving borrowers in 24 states.
HomeFi provides a fast, affordable and fully digital mortgage experience backed by exceptional customer support. HomeFi Corp NMLS #1804455. HomeFi never charges extra fees for our services on government or conventional loans. That means no lender origination fees, application fees, or underwriting fees.
We understand the mortgage transaction process, how it works and how it impacts the life of every person applying to buy a home. From our founding, we’ve built personal relationships with each of our customers to better the process for everyone. First Option began with an idea: To provide a better life for employees and customers alike.
Titan Home Lending, based in Tampa, is one of Florida’s leaders in FHA 203K and Fannie Mae HomeStyle Renovation Loans. These little known and highly misunderstood programs have helped thousands of home buyers purchase properties at below market value, fix them up to make them their own
28870 US Highway 19 North, Suite 320, Clearwater, FL, 33761
At Mortgage Alliance, LLC, (PMA) was founded in 2014 by its President and CEO Mr. Michael L. Banner. We operate in Florida and New Jersey Mr. Banner brings 36 years of mortgage experience to the table and has established PMA as a premier mortgage company offering Fannie Mae, Freddie Mac, FHA, VA and Reverse Mortgages.
OJ Mortgage Inc. do business the old fashioned way – one by one, family by family. We understand that obtaining a mortgage is one of the most important decisions many of us will ever make and it is our duty to make sure that you make the right one for you and your family. We will always provide you with the mortgage program that’s right for you
