Explore the differences! FHA VS Conventional loan programs in Lenox, Berkshire County, Massachusetts
In 2026, the conventional loan limit in Lenox, within Berkshire county, MA is $726,200 while the FHA limit for a single-family home is $472,030.
Using the Lendersa® Conventional loan calculator helps you compare today's rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents needed to qualify. This advanced mortgage calculator offers side-by-side comparisons of Conforming Conventional loans with USDA, FHA, and VA options, guiding you to choose the best program in MA based on your financial profile.
2026 Loan Limits and Downpayment Needs in Lenox, Berkshire County, MA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table applies to zip codes: 01240
Loan Options Available in Lenox, MA
Lendersa® strives to secure you the best Conventional, USDA, or FHA loan swiftly and effortlessly. Choose from three starting options that match you to lenders and programs.
The Pittsfield Cooperative Bank marks over 130 years in business. The Bank has grown quietly and steadily over the years with the unwavering commitment to its customers, employees, and communities. Our story is of family homes funded and dreams realized, and of providing assistance to businesses and entrepreneurs.
Lee Bank Our vision is to remain an independent full service bank, provide premier financial services, and deliver a level of customer service that is superior to any other business you may deal with. Because of our independence, we make all our decisions locally, and offer flexible products and services to meet your specific needs
Greylock Federal Credit Union is an independent company, wholly owned by its members. This is what distinguishes the Credit Union from other financial institutions. Members put their money in a variety of savings accounts, and that money, in turn, is lent to members. After operating expenses and reserve requirements
Adams Community Bank is a responsive, community-focused, mutually owned savings bank providing premier banking services to the people and businesses of the Berkshires. Headquartered in Adams, MA, we have 8 full-service branch locations in Adams, North Adams, Williamstown, Cheshire, Lanesborough, Lenox, and Lee.
MountainOne is dedicated to the local communities we serve, with a mission of delivering solutions of real value that help individuals, businesses, and community institutions manage their financial lives with clarity & confidence. Founded in 1848, MountainOne Bank provides a complete array of personal and business banking and electronic services.
Westfield Bank is a federally chartered stock savings bank headquartered in Westfield, Massachusetts. Founded in 1853, Westfield Bank offers a comprehensive line of commercial and personal banking products and services to customers in Western Massachusetts and Northern Connecticut.
