FHA VS Conventional loan programs in Quincy, Norfolk County, Massachusetts

During 2026, the limit for a Conventional loan in Quincy, within Norfolk county, MA, is $828,000, whereas for a single-family home, the FHA loan limit is $828,000.

Lendersa® offers a Conventional loan calculator to evaluate current rates, allowing you to compare Conventional, FHA, and USDA options. This tool enables you to assess the required income, credit score, reserves, and documentation needed for qualification. Our advanced mortgage calculator provides a comprehensive comparison of Conforming Conventional, USDA, FHA, and VA loans side by side, guiding you to select the most suitable choice for your specific financial profile in MA.

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Review the 2026 loan limits and down payment requirements in Quincy, county of Norfolk, MA

Loan Type Loan Limit Down Payment
Conventional Conforming $828,000 3%
USDA $616,400 0%
FHA $828,000 3.5%

This comparison applies to the zip codes: 02169

Available options for Conventional and FHA loans in Quincy, MA

Lendersa® aims to quickly secure the most fitting Conventional, USDA, or FHA loan for you, minimizing hassle. You have three initial steps to choose from, each leading to a matching lender and suitable loan program.

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Quincy Lenders

  • Mayflower Venture Partners
  • 2 Batterymarch Park Suite 2, Quincy, MA, 02169
  • Lends in Massachusetts
  • Mayflower Venture Partners

    Flexible growth lending

    Mayflower Venture Partners helps entrepreneurs and growing businesses secure smart, responsive financing—so you can hire, build, and scale with confidence. From tailored credit solutions to hands-on partnership, MVP puts speed and clarity first. Reach out at mvplender.com to explore your next round of capital.

  • Quincy Credit Union
  • 100 Quincy Avenue, Quincy, MA, 02169
  • Lends in Massachusetts
  • Quincy Credit Union is proud to be celebrating 80 years of providing outstanding financial service to its members. From competitive interest rates and many no-fee products and services, it remains our commitment every day to help members meet their financial goals. At QCU, we are dedicated to providing exceptional service as part of our “people hel

  • SharpTurn Mortgage LLC
  • 859 Willard St, Suite 400, Quincy, MA, 02169
  • Lends in Massachusetts
  • "SharpTurn Mortgage, LLC: is a mortgage provider of online and off-line mortgage broker services, headquartered in Quincy MA. SharpTurn Mortgage constantly strive for customer satisfaction.

    The company’s loan professionals are trained to deliver straightforward solutions, to help buyers make confident decisions about their mortgage selection"

  • Northeastern Mortgage LLC
  • 1073 Hancock Street, Suite 100, Quincy, MA, 02169
  • Lends in Massachusetts
  • Northeastern Mortgage LLC is a leading mortgage brokerage company that can arrange the best loan products available such as of Conventional Fannie Mae/Freddie Mac, FHA, VA, USDA, first time homebuyer, residential and commercial loans. and Our purpose is straightforward. We strive to arrange our clients with the best possible financing options.

  • Conquest Funds
  • 859 Willard Street, Suite 503, Quincy, MA, 02169
  • Lends in Massachusetts
  • Conquest Funds is an asset-based private money lender in the Boston, Dallas, Austin and San Antonio areas.Founded in 2010, Conquest specializes in hard money loans for real estate investors, builders and developers providing unparalleled real estate financing through bridge loans, fix & flip loans, construction and acquisition loans.

  • MBA Mortgage Corporation
  • 2 Adams Place, Suite 410, Quincy, MA, 02169
  • Lends in Massachusetts
  • Our success comes from the amazing colleagues, clients & communities.We’re grateful to have talented professionals across our organization,who provide knowledgeable service to our amazing clients.MBA Mortgage team continues to inspire action with our ongoing support of veteran causes.From fundraising to community engagement, our passion for service

  • Grand Coast Capital Group
  • 1515 Hancock Street Suite 404, Quincy, MA, 02169
  • Lends in Massachusetts
  • Grand Coast Capital Group is a real estate private lending and investment firm based in Boston, MA, with over 40 years of combined real estate investment and development experience. Established in 2013, the firm has developed an institutional-quality platform with a reputation as the preferred private lender for seasoned real estate investors, ope

  • The Grossman Companies, Inc.
  • 859 WILLARD STREET SUITE 501, Quincy, MA, 02169
  • Lends in Massachusetts
  • First Boston Capital Partners, an affiliate of The Grossman Companies with offices in Quincy, MA and Southport, CT, extends private loans to builders, developers and real estate investors in Massachusetts, Connecticut, Rhode Island, New Hampshire and New York. We provide short-term bridge capital for acquisitions, ground-up construction or renovati

  • Colonial Federal Savings Bank
  • 15 Beach Street, Quincy, MA, 02170
  • Lends in Massachusetts
  • Since 1889, Colonial Federal Savings Bank has been “your neighborhood bank”. As the only remaining mutual savings bank founded in the City of Quincy, we are aware that nothing replaces the understanding, thoughtful, and individual service that is only available through personal contact.