FHA VS Conventional loan programs in Milton, Norfolk County, Massachusetts

During 2026, the Conventional loan limit in Milton, found in the county of Norfolk, MA, is $828,000, whereas the FHA limit for a single-family home is $828,000.

Utilize the Lendersa® Conventional loan calculator to evaluate the current best rates for Conventional, FHA, and USDA loans. This tool helps in determining the needed income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator allows side-by-side comparisons of Conforming Conventional loans alongside USDA, FHA, and VA options, aiding you in selecting the best program in MA that meets your financial needs.

Review loan offers from 100 different lenders

2026 Loan Limits and Downpayment Requirements in Milton, County of Norfolk, MA

Loan Type Loan Limit Down payment
Conventional Conforming $828,000 3%
USDA $616,400 0%
FHA $828,000 3.5%

This table applies to the following zip codes: 02186

Exploring Conventional and FHA Loan Options in Milton, MA

Our goal at Lendersa® is to provide you with fast and hassle-free access to the best Conventional, USDA, or FHA loans possible. Choose from three initial pathways to identify the right lenders and loan programs that suit your needs.

Review Lendersa USDA loan results


Milton Lenders

  • Tremont Credit Union
  • 2 Granite Avenue, Suite 101, Milton, MA, 02186
  • Lends in Massachusetts
  • Tremont Credit Union is a full service cooperatively owned financial instituion serving the working men and women of Boston and Eastern Massachusetts (Norfolk, Suffolk and Middlesex Counties). Operating 4 full service branches throughout Boston and on the South Shore There are many ways to be eligible for membership at Tremont Credit Union. Members

  • Boston Firefighters Credit Union
  • 60 Hallet Street, Dorchester Center, MA, 02124
  • Lends in Massachusetts
  • Boston Firefighters Credit Union was established in 1948. Since that time, BFCU has had one goal; to provide high quality services in a warm, friendly atmosphere with the best possible rates while operating in a safe and sound manner consistent with all regulatory rules and regulations

  • East West Mortgage Company
  • 100 Hallet Street, Boston, MA, 02124
  • Lends in Massachusetts
  • East West Mortgage was started to help individuals and families manage their home finances and their lives in an efficient, and informed manner. Our technology allows us to save our customers time and money. Our knowledgeable loan officers are dedicated to helping customers understand their options and select the best loan programs available.

  • Mayflower Venture Partners
  • 2 Batterymarch Park Suite 2, Quincy, MA, 02169
  • Lends in Massachusetts
  • Mayflower Venture Partners

    Flexible growth lending

    Mayflower Venture Partners helps entrepreneurs and growing businesses secure smart, responsive financing—so you can hire, build, and scale with confidence. From tailored credit solutions to hands-on partnership, MVP puts speed and clarity first. Reach out at mvplender.com to explore your next round of capital.

  • Quincy Credit Union
  • 100 Quincy Avenue, Quincy, MA, 02169
  • Lends in Massachusetts
  • Quincy Credit Union is proud to be celebrating 80 years of providing outstanding financial service to its members. From competitive interest rates and many no-fee products and services, it remains our commitment every day to help members meet their financial goals. At QCU, we are dedicated to providing exceptional service as part of our “people hel

  • SharpTurn Mortgage LLC
  • 859 Willard St, Suite 400, Quincy, MA, 02169
  • Lends in Massachusetts
  • "SharpTurn Mortgage, LLC: is a mortgage provider of online and off-line mortgage broker services, headquartered in Quincy MA. SharpTurn Mortgage constantly strive for customer satisfaction.

    The company’s loan professionals are trained to deliver straightforward solutions, to help buyers make confident decisions about their mortgage selection"

  • Northeastern Mortgage LLC
  • 1073 Hancock Street, Suite 100, Quincy, MA, 02169
  • Lends in Massachusetts
  • Northeastern Mortgage LLC is a leading mortgage brokerage company that can arrange the best loan products available such as of Conventional Fannie Mae/Freddie Mac, FHA, VA, USDA, first time homebuyer, residential and commercial loans. and Our purpose is straightforward. We strive to arrange our clients with the best possible financing options.

  • Conquest Funds
  • 859 Willard Street, Suite 503, Quincy, MA, 02169
  • Lends in Massachusetts
  • Conquest Funds is an asset-based private money lender in the Boston, Dallas, Austin and San Antonio areas.Founded in 2010, Conquest specializes in hard money loans for real estate investors, builders and developers providing unparalleled real estate financing through bridge loans, fix & flip loans, construction and acquisition loans.

  • MBA Mortgage Corporation
  • 2 Adams Place, Suite 410, Quincy, MA, 02169
  • Lends in Massachusetts
  • Our success comes from the amazing colleagues, clients & communities.We’re grateful to have talented professionals across our organization,who provide knowledgeable service to our amazing clients.MBA Mortgage team continues to inspire action with our ongoing support of veteran causes.From fundraising to community engagement, our passion for service