FHA VS Conventional loan programs in 2025 for Milton, Norfolk County, Massachusetts

During 2025, the Conventional loan limit in Milton, found in the county of Norfolk, MA, is $828,000, whereas the FHA limit for a single-family home is $828,000.

Utilize the Lendersa® Conventional loan calculator to evaluate the current best rates for Conventional, FHA, and USDA loans. This tool helps in determining the needed income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator allows side-by-side comparisons of Conforming Conventional loans alongside USDA, FHA, and VA options, aiding you in selecting the best program in MA that meets your financial needs.

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2025 Loan Limits and Downpayment Requirements in Milton, County of Norfolk, MA

Loan Type Loan Limit Down payment
Conventional Conforming $828,000 3%
USDA $616,400 0%
FHA $828,000 3.5%

This table applies to the following zip codes: 02186, 02187

Exploring Conventional and FHA Loan Options in Milton, MA

Our goal at Lendersa® is to provide you with fast and hassle-free access to the best Conventional, USDA, or FHA loans possible. Choose from three initial pathways to identify the right lenders and loan programs that suit your needs.

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  • Citizens State Bank of Lena
  • 102 W. Main Street, Lena, IL, 61048
  • At Citizens State Bank, we are committed to being your full service, independent, locally-owned community bank. Our customers rely on our expertise, professional staff and diverse products and services, many of which can be customized to suit your specific needs. All business decisions are made locally by people who live and work where you do.
  • Sterling Federal Bank
  • 110 E 4th St, Sterling, IL, 61081
  • We’ve been serving families in Northwest Illinois (and, more recently, Northeast Iowa) since 1885. There were just 38 states when Sterling Federal Bank was born; Grover Cleveland was President of the United States; and our hometown of Sterling, IL was only about 50 years old. Sterling Federal is even older than the Federal Reserve Bank
  • Community State Bank of Rock Falls
  • 1801 First Avenue, Rock Falls, IL, 61071
  • Community State Bank is a banking organization consisting of several "community banks" branches & financial service companies within northwest Illinois.CSB employees provide prompt, courteous and professional banking services that exceed the expectations of it's customers. COMMUNITY STATE BANK'S employees provide prompt, courteous.
  • Full Service Mortgage Group LLC
  • 903 Murfreesboro Road, Franklin, TN, 37064
  • Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • New Mission Mortgage LLC
  • 427 Wild Elm St, Franklin, TN, 37064
  • New Mission Mortgage are buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Southeast Financial Credit Union
  • 220 S Royal Oaks Blvd, Franklin, TN, 37064
  • Southeast Financial Credit Union, our employees are an important part of our success, and we are excited that you have selected us to round out your career search. We are committed to providing an environment that fosters professionalism, growth and We recognize that our team is the reason we provide one of the highest levels of member service
  • Combined Employees CU
  • 593 Russell Parkway, Warner Robins, GA, 31088
  • Combined Employees Credit Union is a not-for-profit financial cooperative that has enjoyed a long, remarkable history of serving our members. On October 6, 1969, what started with just 6 men and $200 has turned into a place of financial services opportunity for more than 3, 300 members.
  • The State Bank of Pearl City
  • 215 South Main Street, Pearl City, IL, 61062
  • The year 1945 marked the official end of World War II, the founding of the United Nations and on December 8th, The State Bank of Pearl City was established. The bank has been an independently owned community bank since that day. Our focus continues to be on you and your financial needs, our local families, businesses and farmers.
  • Marshland Credit Union
  • 3650 Community Rd, Brunswick, GA, 31520
  • Marshland Credit Union consistently serves its members with the high-quality and professional service they look for in a financial institution. Marshland Credit Union is a not-for-profit organization. This means that any profits made by the credit union are returned to the member in the form of lower rates on loans
  • Loan Velocity
  • 4236 Norwich St, Brunswick, GA, 31520
  • veterans, Loan Velocity is a team of mortgage professionals with over one hundred years of combined experience. By integrating the ideals and principles from our military experiences, we strive to always give our clients our detailed attention while completing the mission at hand. Here at Loan Velocity, we believe that honesty and integrity
  • First Fidelity Bank
  • 1400 Gault Avenue North, Fort Payne, AL, 35967
  • First Fidelity Bank is an exclusive community Bank serving citizens of DeKalb County and surrounding communities. Organized in 1965, First Fidelity Bank has offices in Fort Payne, Rainsville & Ider, Alabama. The Bank is a wholly owned subsidiary of FBDC Financial Corp., a single Bank holding company, headquartered in Fort Payne
  • First State Bank of AL
  • PO Box 681299, Fort Payne, AL, 35968
  • Being locally-owned and locally-operated is one of the most beneficial as well as distinguishing characteristics of First State Bank.This trait separates us from our competitors by allowing FSB the pleasure and flexibility of servicing our customers’ needs promptly and personally.