FHA VS Conventional loan programs in Worcester, Worcester County, Massachusetts

In 2025, the loan limit for a Conventional mortgage in Worcester, within the county of Worcester, MA, stands at $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.

Make use of the Lendersa® Conventional loan calculator to explore and compare today's premier rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and required documents for qualification. Our advanced mortgage calculator offers side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, aiding you in selecting the best program in MA tailored to your financial situation.

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Loan Limits and Down Payment Requirements for 2025 in Worcester, Worcester County, MA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is applicable to the following zip codes: 01610, 01608, 01609, 01602, 01603, 01604, 01605, 01606, 01607, 01601, 01613, 01614, 01615, 01653, 01655

Exploring Conventional and FHA Loan Options in Worcester, MA

The goal of Lendersa® is to quickly secure the best possible Conventional, USDA, or FHA loan for you without any hassle. Choose one of three pathways that connect you with the right lenders and loan programs.

Results from Lendersa USDA loan requests and matching outcomes


  • Foothills Bank
  • 11689 S. Foothills Blvd, Yuma, AZ, 85367
  • Foothills Bank is based on the same sense of community, friendly and down-to-earth attitude that makes this part of America special We're proud to have fifteen locations: two in Yuma, two in Prescott, two in Kingman, two in Lake Havasu, and one in Casa Grande, Prescott Valley, Tucson, Flagstaff, Bullhead City, Cottonwood, and Phoenix.
  • 1st Bank Yuma
  • 2799 South 4th Avenue, Yuma, AZ, 85364
  • 1st Bank Yuma shall become the premier full service community bank throughout Yuma County. We have adopted an aggressive growth strategy while remaining committed to maintaining the highest quality of individualized personal service in the financial services industry, for our customers.
  • SonAriz Financial
  • 148 W 32nd Street, Yuma, AZ, 85364
  • SonAriz Financial® is a consumer lender that offers personal loans and auto title loans. We were established in 2004 to assist our community keeping in mind their financial needs. Our business is the definition of Family Owned and Operated. We treat our customers like family. In order to better serve our customers
  • AEA Federal Credit Union
  • 1780 S. 1st Avenue, Yuma, AZ, 85364
  • AEA Federal Credit Union is a not-for-profit financial cooperative dedicated to people helping people. Membership at AEA Federal Credit Union means becoming part of a credit union family of more than 33,000 members. For over 79 years, the credit union has served residents of Yuma and La Paz counties in Arizona.
  • Sno Falls Credit Union
  • 320 SW Mount Si Boulevard, Suite 109, North Bend, WA, 98045
  • Sno Falls Credit Union was established in 1957 to serve employees of the historical Weyerhaeuser Mill as a reliable lender. Today, Sno Falls Credit Union still makes it a priority to uphold those initial core values: to be a trusted, full-service financial cooperative. Its headquarters are located in North Bend, Washington.
  • Cascade Valley Mortgage
  • 1151 Hemlock Ave SW, North Bend, WA, 98045
  • Cascade Valley Mortgage Our goal is to make your loan process as simple and worry-free as possible. We pride ourselves in offering the highest level of customer service, and appreciate the opportunity to earn your business. By putting you first, we assure you a pleasurable transaction
  • Halvorson Mortgage
  • 27605 SE Issaquah Fall City Rd, Fall City, WA, 98024
  • Ryan Halvorson have had the privilege of guiding his clients through the home loan process since 2002. Our team consists of a seasoned group of industry veterans who are willing and able to help you navigate the home loan process. All of his clients receive expert advice and care from my dedicated team.
  • MountainCrest Credit Union
  • 3710 168th Street NE, Suite A108, Arlington, WA, 98223
  • Our mission statement is our reason for being. It represents the tenet by which we operate the credit union every day for our members. We excel in personal, professional & friendly service that helps us stand out among all financial institutions in the area. The purpose of the MountainCrest CU is to provide sound, quality financial services.