FHA VS Conventional loan programs in 2025 for Worcester, Worcester County, Massachusetts

In 2025, Convetional loan limit in Worcester, county of Worcester, MA is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in MA is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Worcester, county of Worcester, MA

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 01610, 01608, 01609, 01602, 01603, 01604, 01605, 01606, 01607, 01601, 01613, 01614, 01615, 01653, 01655

Conventional and FHA loan options in Worcester, MA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Cross Timbers Mortgage LLC
  • 1000 W Wilshire Blvd, Suite 364, Oklahoma City, OK, 73116
  • Cross Timbers Mortgage specializes in home loans in Oklahoma. Our services go beyond just the products we offer: education, training, and building strong relationships within the mortgage industry are also what we focus on, allowing us to bring the most value to our customers. The goal is to provide the best guidance, speed
  • BlackRock Mortgage Company LLC
  • 4801 South I-35 Service Road, Suite 96701, Oklahoma City, OK, 73143
  • BlackRock Mortgage Company practices a standard of transparency when providing financial services to people of varying credit qualities & incomes. Our company maintains a wide base of corporate banks & private lending institutions for clients that seek the expertise of our team to finance their acquisition of mortgages and real estate investments.
  • Kruger Investment Co
  • 105 N Hudson, Suite 200A, Oklahoma City, OK, 73102
  • Kruger Investment Company was founded in Oklahoma City in 1934 by immigrant Herman Kruger and his sons. Members of the Kruger family and descendants have operated and managed the business since then. Kruger Investment Company is a hard money lender offering loans throughout the Oklahoma City metro area.
  • CSE Federal Credit Union
  • 4321 Nelson Road, Lake Charles, LA, 70605
  • CSE Federal Credit Union was established in 1943 and serves over 33,000 members throughout Calcasieu, Cameron, and Jefferson Davis parishes and beyond. Financial needs for personal or business, we can help. Join & experience the authentic difference.Credit Union was established in 1943 and serves over 33, 000 members throughout Calcasieu, Cameron.
  • Southwest Louisiana Credit Union
  • 4056 Ryan Street, Lake Charles, LA, 70605
  • Southwest Louisiana Credit Union is a member-owned financial cooperative institution, and we’re here to serve our members. Just by opening and maintaining a share savings account, you become a part-owner of the credit union. Credit unions are not-for-profit, allowing us to pass our savings on to you.
  • Bayou Mortgage LLC
  • 1912 Southwood Drive, Lake Charles, LA, 70605
  • "Bayou Mortgage is a mortgage brokerage serving the needs of consumers looking to buy a home or refinance in Louisiana. We're actively hiring Loan Officers who are looking to take control of their careers. We offer better rates, higher comp, and less fees. Bayou Mortgage LLC is an Equal Housing Opportunity Lender."
  • Pemberton Mortgage Group
  • 1918 Southwood Dr, Lake Charles, LA, 70605
  • At Pemberton Mortgage Group, our mission is to provide you with excellent service while offering the optimal mortgage loan products to fit your specific needs. Your best interest is our priority, as we offer our industry expertise to ensure you make a well-informed decision. We strive for a smooth transaction by opening lines of communication.
  • Citizens 1st Bank
  • 2001 East South East Loop 323, Tyler, TX, 75701
  • Citizens 1st Bank was chartered in Rusk on April 6, 1920. During the past 90+ years, the bank has had only three presidents - B. B. Perkins, E. R. Gregg, and the current President, James I. Perkins. Our current President has served since 1971 providing stability and leadership for the bank.