FHA VS Conventional loan in Princeton, Worcester County, Massachusetts

In 2026, the limit for conventional loans in Princeton, Worcester county, MA, is $726,200, while the FHA limit for a single-family home is $472,030.

Use the Lendersa® Conventional loan calculator to compare today's best rates for Conventional, FHA, and USDA loans. Determine your income, credit, reserves, and required documents for qualification. With our advanced mortgage tool, see Conforming Conventional, USDA, FHA, and VA loans side by side to help decide which program in MA suits your financial situation best.

Explore loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Princeton, Worcester County, MA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is applicable to zip codes: 1541

Explore Conventional and FHA Loan Options in Princeton, MA

Lendersa® aims to efficiently secure the best available Conventional, USDA, or FHA loan for you. Choose one of three starting methods to match with suitable lenders and loan programs.

Lendersa USDA loan request outcomes


Princeton Lenders

  • Leominster Credit Union
  • 20 Adams Street, Leominster, MA, 01453
  • Lends in Massachusetts
  • Leominster Credit Union is a member-owned, not-for-profit cooperative financial institution. For more than 65 years, we have provided a full range of deposit, lending, and other financial services to North Central Massachusetts residents. Today, we are proud to claim more than 50, 000 members. Leominster Credit Union is headquartered in Leominster,

  • Leominster Employees Federal Credit Union
  • 24 Church Street, Leominster, MA, 01453
  • Lends in Massachusetts
  • Leominster Employees Federal Credit Union is a unique non-profit financial institution that is owned and operated for the benefit of its’ membership, the City of Leominster Municipal employees, and their families. The Leominster Employees Federal Credit Union came into being in 1995

  • Fidelity Bank MA
  • 9 Leominster Connector, Leominster, MA, 01453
  • Lends in Massachusetts
  • The goliath banks of 1888 weren’t interested in providing a high quality banking experience to the hard working middle class of our community. They were only interested in what was in people’s wallets, not what was in their hearts. That’s where we came in. Fidelity Cooperative Bank first opened its doors in 1888.

  • Wachusett Mortgage Corporation
  • 45 Sterling St, West Boylston, MA, 01583
  • Lends in Massachusetts
  • The Wachusett Mortgage Corporation is your premier mortgage broker located in West Boylston, Massachusetts. The ownership team prides themselves on offering some of the most competitive rates in the area and makes the loan process simple and straightforward for borrowers seeking a mortgage in Massachusetts.

  • IC Federal Credit Union - Main Office
  • 300 Bemis Road, Fitchburg, MA, 01420
  • Lends in Massachusetts
  • We are a full-service Credit Union, but more importantly, we’re people like you, helping people like you. Yes…we have checking and saving accounts; auto loans and mortgages…you get the gist. But what we pride ourselves most on is helping you through every stage of your life. IC was founded in 1928.

  • GFA Federal Credit Union
  • 229 Parker St, Gardner, MA, 01440
  • Lends in Massachusetts
  • GFA Federal Credit Union is a full service, Member-owned, community financial institution serving Central Massachusetts & Southern New Hampshire, with branch locations in Ashburnham, Gardner, Hubbardston, Keene, Leominster, Peterborough, Rindge, Rutland & Winchendon. Offering Personal, Business, Investment & Insurance solutions to help buy a home.

  • Worcester Police Department Credit Union
  • 805 West Boylston Street, Worcester, MA, 01606
  • Lends in Massachusetts
  • The Worcester Police Department Credit Union was incorporated on November 22, 1946 and officially opened for business on February 1, 1947. The first official incorporators' meeting was held on October 22nd, 1946. In attendance were Boleslaw Izbicki, Frank R. Stake, George P. Merril, Joseph Turner Jr., Iver C. Blomstrom and more

  • Cornerstone Bank, National Association
  • 230 Park Avenue, Worcester, MA, 01609
  • Lends in Massachusetts
  • Cornerstone Bank was formed in 2017 & was built on the foundation of two local, mutual banks joining together— Southbridge Savings Bank & SpencerBANK (founded in 1871). Based in Worcester, Massachusetts, we currently operate 13 branch offices.Cornerstone Bank is a local, community bank dedicated to providing high-quality, personal customer service.

  • Team Hunton
  • 50 Elm Street, Suite 8, Worcester, MA, 01609
  • Lends in Massachusetts
  • We are a full-service mortgage brokerage with access to over 50 different lending options to help find you the best rate and best structure for your mortgage to suit your short and long term financial needs We can offer access to a myriad of mortgage types from no down payments & first time home buyer programs to investor loans