FHA VS Conventional loan programs in Sturbridge, Worcester County, Massachusetts

In 2025, the Conventional loan limit in Sturbridge, situated in Worcester county, MA is $726,200, while the FHA limit for a single-family home is $472,030.

Use the Lendersa® Conventional loan calculator to compare the leading rates today for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator presents Conforming Conventional loans alongside USDA, FHA, and VA options, aiding you to choose the most suitable program in MA for your financial needs.

Explore loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Sturbridge, Worcester County, MA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to zip codes: 01518, 01566

Available Conventional and FHA Loan Options in Sturbridge, MA

The objective of Lendersa® is to connect you swiftly with the best possible Conventional, USDA, or FHA loan efficiently and without hassle. Choose from three starting paths toward matching lenders and loan programs.

Results from USDA loan requests through Lendersa


  • Silver Fin Capital Group LLC
  • 11 Grace Avenue, Suite 408, Great Neck, NY, 11021
  • Silver Fin Capital is a mortgage broker licensed to conduct residential business in Connecticut, Florida, New Jersey & New York & commercial loans throughout most of the United States. Our customized pricing engine & proprietary database provides access to over 50 lenders, allowing our loan officers to match you and your needs with the loan options
  • Bayport Funding LLC
  • 98 Cuttermill Road, Suite 424 N, Great Neck, NY, 11021
  • Bayport Funding LLC is Greater New York’s leading boutique private equity lending firm, specializing in short-term, non-traditional real estate loans to fund the acquisition of residential/commercial real estate investments. The company’s core mission—fueled by responsible and successful portfolio investment—is to invest in New York’s growing and b
  • W Financial
  • 60 Cutter Mill Road, Suite 601, Great Neck, NY, 11021
  • W Financial is a New York-based commercial real estate bridge lender specializing in time-sensitive or complex loan requirements. When a deal is unusual or time is short, we provide our clients with rapid, reliable access to the capital they need to get their deal over the finish line.
  • Manhattan Bridge Capital
  • 60 Cutter Mill Rd., Suite 205, Great Neck, NY, 11021
  • Manhattan Bridge Capital, Inc. (Nasdaq – “LOAN”) has been a publicly traded company since 1999. MBC is a "hard money" lender in New York Metropolitan area and in Florida, and is known to close its deals in a very short period of time. In most cases the client will have cash in his/her possession in 3-10 business days.
  • Garden City Mortgage
  • 170 Tullamore Road, Garden City, NY, 11530
  • In business since 1997, our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Contour Mortgage Corporation
  • 990 Stewart Avenue, Suite 660, Garden City, NY, 11530
  • Contour Mortgage Corp. has built a solid reputation for unparalleled customer service to exceed the expectations of home owners and buyers. With a multi-state licensed footprint, we are able to serve and reach more customers and offer an expansive product suite and hands-on service that our customers deserve.
  • Wisdom Capital
  • 3000 Marcus Ave Ste 2W1, New Hyde Park, NY, 11042
  • The Wisdom Capital asset-backed loan portfolio has generated a solid 6-10% return on investment (ROI), outpacing the market in year-over-year performance and offering a consistent hedge against volatility. Individual accredited investors are able to access a large marketplace of institutional quality mortgage loans sourced
  • Madison Mortgage Services Inc.
  • 3 Dakota Drive, Suite 100, Lake Success, NY, 11042
  • We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.