FHA VS Conventional loan in Charlton, Worcester County, Massachusetts

As of 2025, the conventional loan limit in Charlton, situated in the county of Worcester, MA, is set at $726,200. For single-family homes, the FHA limit is $472,030.

Utilize the Lendersa® Conventional loan calculator to assess the best rates today for Conventional, FHA, and USDA loans. Determine the essentials such as income, credit, reserves, and documentation needed to qualify. Through our advanced mortgage calculator, view a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans to help select the most suitable option in MA for your financial circumstances.

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Loan Limits and Down Payment Requirements for 2025 in Charlton, Worcester County, MA

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Note: This comparison table is applicable to zip codes: 01507, 01508, 01509

Choices for Conventional and FHA Loans in Charlton, MA

The mission of Lendersa® is to provide the best Conventional, USDA, or FHA loans efficiently and without stress. Select from three key starting points to find matched lenders and loan programs that work for you.

Discover results for USDA loan requests at Lendersa


  • Prime Rate Mortgage, LLC
  • 1247 Waukegan Rd, Suite 200, Glenview, IL, 60025
  • We offer the assistance you need to help in all of your mortgage endeavors. Whether you are consolidating your debt, refinancing your home, or buying your first house, we have the expertise to make it a fast, easy, and enjoyable process. Our website offers a variety of online application options.
  • The Riddell National Bank
  • PO Box 340, Brazil, IN, 47834
  • Riddell National Bank has a rich heritage in Clay County, Indiana, having received its original charter in 1885 under the name of "Zeller and Riddell Bank." A National Charter was granted in March of 1900 and the name of the Bank was changed to The Riddell National Bank. And, since that time.
  • KeySmart Mortgage Co
  • 6847 West Cermak Road, Berwyn, IL, 60402
  • KeySmart Mortgage Co was created with the consumer in mind, we are a veteran owned and operated company with nearly 40 years of combined experience. Commitment to service, respect and excellence are our core values. Our strength is our people, we are guided by the principle of respect.
  • Guaranteed Financial Corp
  • 6231 West Roosevelt Road, Berwyn, IL, 60402
  • Guaranteed Financial is an Illinois residential mortgage company dedicated to one thing– fulfilling the American Dream.Our team serves the lending needs of home buyers, homeowners, real estate professionals & builders across the state by offering a host of diverse and flexible mortgage packages for customers with a variety of backgrounds and needs.
  • American Financial Solutions Inc
  • 6705 West 26th Street, Berwyn, IL, 60402
  • American Financial Solutions Inc We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify.
  • Chicagoland Mortgage Group LLC
  • 3351 West Harlem Avenue, Chicago, IL, 60634
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Pacor Mortgage Corp.
  • 14930 S Cicero Ave, Suite 2B, Oak Forest, IL, 60452
  • PACOR is an outstanding resource for mortgage financing. Now in our 34th year in the business, our management team has seen the company grow through the most challenging markets. It’s no secret that today’s real estate landscape has changed, but remaining nimble is one of our strengths.
  • Great Lakes Credit Union
  • 3290 N. Lewis Ave, Waukegan, IL, 60087
  • Great Lakes Credit union is banking for better. Founded in Lake County, Ill. in 1938, GLCU began with one goal in mind: Enable civil servants to create their ideal future by borrowing and saving at competitive rates. At the time, no financial institution existed in the area, leaving local workers without an option to safely.