FHA VS Conventional loan programs in 2025 for Charlton, Worcester County, Massachusetts
As of 2025, the conventional loan limit in Charlton, situated in the county of Worcester, MA, is set at $726,200. For single-family homes, the FHA limit is $472,030.
Utilize the Lendersa® Conventional loan calculator to assess the best rates today for Conventional, FHA, and USDA loans. Determine the essentials such as income, credit, reserves, and documentation needed to qualify. Through our advanced mortgage calculator, view a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans to help select the most suitable option in MA for your financial circumstances.
Loan Limits and Down Payment Requirements for 2025 in Charlton, Worcester County, MA
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
Note: This comparison table is applicable to zip codes: 01507, 01508, 01509
Choices for Conventional and FHA Loans in Charlton, MA
The mission of Lendersa® is to provide the best Conventional, USDA, or FHA loans efficiently and without stress. Select from three key starting points to find matched lenders and loan programs that work for you.
7750 Maryland Avenue, Suite 50004, Clayton, MO, 03105
4MyCash’s hard money loan programs are designed for St. Louis real estate investors. Our reliable hard money loan programs make the process of investment funding fast and easy. In fact, our simple loan process enables our clients to close their purchases in as little as 5 business days.
St. Mary's Bank is proud of its heritage. For just over a century, we've been helping New Hampshire individuals, families, and businesses with a wide range of financial products and services, including checking accounts, personal loans, real estate loans, business banking, and savvy financial planning.
Haverhill Bank is a full service community bank with a wide range of financial products and services. Loan products include both residential and commercial mortgages and lines of credit, as well as personal and business loans. The bank’s personal and business deposit products include a variety of savings and checking accounts.
The Haverhill Teachers Credit Union was formed in 1937 as a member owned, state chartered, non-profit organization. It was opened in the basement of Haverhill High School (currently City Hall). Following the established pattern as a savings and loan service, members took advantage of the newly developed programs
Pentucket Bank was established in 1891 as a mutual bank, which essentially means we are owned by our customers and our primary focus has always been on meeting their needs. As a local community bank our focus is in three key areas: building long term relationships with our customers, by providing a level of service.
Skyline Financial Federal Credit Union was chartered in 1935 & remains committed to providing outstanding service to our members.The Credit Union was formed by a group of seven dedicated employees of what was then known as the Southern New England Telephone Company. The intent of our founders was to promote thrift among its members & to make loans.
2470 Boston Post Road, Unit B3, Guilford, CT, 06437
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
First Citizens’ Federal Credit Union was originally named Bristol Credit Union and was organized as a State Chartered Credit Union on November 17, 1937, to serve employees and residents of Bristol County, Massachusetts. Our name was changed to Citizens’ Credit Union when we expanded our operating field of membership to include Bristol, etc
