FHA VS Conventional loan programs in 2026 for Charlton, Worcester County, Massachusetts

As of 2026, the conventional loan limit in Charlton, situated in the county of Worcester, MA, is set at $726,200. For single-family homes, the FHA limit is $472,030.

Utilize the Lendersa® Conventional loan calculator to assess the best rates today for Conventional, FHA, and USDA loans. Determine the essentials such as income, credit, reserves, and documentation needed to qualify. Through our advanced mortgage calculator, view a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans to help select the most suitable option in MA for your financial circumstances.

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Loan Limits and Down Payment Requirements for 2026 in Charlton, Worcester County, MA

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Note: This comparison table is applicable to zip codes: 01507, 01508, 01509

Choices for Conventional and FHA Loans in Charlton, MA

The mission of Lendersa® is to provide the best Conventional, USDA, or FHA loans efficiently and without stress. Select from three key starting points to find matched lenders and loan programs that work for you.

Discover results for USDA loan requests at Lendersa


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