Explore the differences! FHA VS Conventional loan programs in Charlton, Worcester County, Massachusetts

As of 2025, the conventional loan limit in Charlton, situated in the county of Worcester, MA, is set at $726,200. For single-family homes, the FHA limit is $472,030.

Utilize the Lendersa® Conventional loan calculator to assess the best rates today for Conventional, FHA, and USDA loans. Determine the essentials such as income, credit, reserves, and documentation needed to qualify. Through our advanced mortgage calculator, view a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans to help select the most suitable option in MA for your financial circumstances.

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Loan Limits and Down Payment Requirements for 2025 in Charlton, Worcester County, MA

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Note: This comparison table is applicable to zip codes: 01507, 01508, 01509

Choices for Conventional and FHA Loans in Charlton, MA

The mission of Lendersa® is to provide the best Conventional, USDA, or FHA loans efficiently and without stress. Select from three key starting points to find matched lenders and loan programs that work for you.

Discover results for USDA loan requests at Lendersa


  • GCMAC
  • 507 W. Rhapsody, San Antonio, TX, 78216
  • Great Central Mortgage Acceptance Co., LTD is a direct private money lender specializing in short term and long term loans for equity based real estate transactions. Texas Hard Money (GCMA) has been financing real estate investors, developers, business owners and others for more than 20 years. We understand the specific problems and needs of pri
  • South Texas Lending
  • 1846 N Loop 1604 W Acc Rd Suite 205, San Antonio, TX, 78248
  • South Texas Lending, powered by American Financial Network is the premier home loan choice for Residents of San Antonio! with our attention to detail, promise to close on time and customer service, there is no one in San Antonio that will beat our rates. Stop by for a cup of coffee, or call in for a local lender you can count on.
  • DIRECTIONS HOME LOAN
  • 2915 W Bitters Rd, Suite 102, San Antonio, TX, 78248
  • Directions Home Loan is a service driven mortgage company Our scope of expertise extends far beyond the average Conventional, FHA, VA, Jumbo, or USDA loan. We specialize in a multitude of federal and state-specific programs as well as Renovation Loans, One-Time Close Construction Loans.
  • Team Heard
  • 2915 W Bitters Road, Suite 102, San Antonio, TX, 78248
  • We are Senior Loan Officers with over 45 years of combined service. We are confident that we can offer the services and competitive rates you need. During our years of experience in the mortgage banking industry, we have personally assisted thousands of families with responsible and affordable home financing.
  • Gold Financial Services
  • 2822 N Loop 1604 W Ste. 101, San Antonio, TX, 78248
  • Gold Financial Services, Inc. is a division of Amcap Mortgage, Ltd. NMLS# 129122 and we provide residential mortgage solutions to a broad range of clients and customers. Our services include Conventional Mortgages, Jumbo and Non-conforming loans, VA and FHA loans, as well as a host of refinancing options.
  • Allegiant Funding
  • 1662 South Idalia Circle, Unit P, Aurora, CO, 80017
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Piazza Lending, LLC
  • 7227 Broadway, San Antonio, TX, 78209
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Rubiola Mortgage Co Inc
  • 8700 Crown1600 NE Loop, Suite 604, San Antonio, TX, 78209
  • Rubiola Mortgage Company is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you