Conventional Loans Vs FHA in Southbridge, MA [in 2026]

In 2026, the Conventional loan limit in Southbridge, within the county of Worcester, MA, is set at $726,200, whereas the FHA limit for a single-family home is $472,030.

Use the Lendersa® Conventional loan calculator to compare today's best rates across Conventional, FHA, and USDA loans. Evaluate the income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, you can view Conforming Conventional, USDA, FHA, and VA loans side by side, allowing you to choose the best program for your financial situation in MA.

Explore FHA and Conventional Loan Options in Southbridge, MA

Lendersa® aims to provide the best possible Conventional, USDA, or FHA loan swiftly and without hassle. Choose from one of three starting points to match with suitable lenders and loan programs.

Results from Lendersa USDA loan requests and matches

Southbridge Lenders
(800) 657-9126 Lender's profile and map Webster Five 35 Millbury Street, Auburn, MA, 01501 Lends in Massachusetts Webster Five is a $1 billion community bank with seven convenient branches, serving Central Massachusetts with offices in Auburn, Dudley, Oxford, Shrewsbury, Webster and Worcester. For over a century, the bank has developed a reputation for outstanding personal service, community support and fiscal strength.
(413) 267-4646 Lender's profile and map Monson Savings Bank 146 Main Street, Monson, MA, 01057 Lends in Massachusetts Monson Savings Bank is a community bank that has served local residents and businesses since 1872. We are proud to play an integral role in the communities we serve, contributing to the progress and success of the area. We have a deep connection and understanding of the local landscape which allows us to appreciate everything that makes it so great
(800) 939-9103 Lender's profile and map Cornerstone Bank, National Association 230 Park Avenue, Worcester, MA, 01609 Lends in Massachusetts Cornerstone Bank was formed in 2017 & was built on the foundation of two local, mutual banks joining together— Southbridge Savings Bank & SpencerBANK (founded in 1871). Based in Worcester, Massachusetts, we currently operate 13 branch offices.Cornerstone Bank is a local, community bank dedicated to providing high-quality, personal customer service.
(978) 575-3053 Lender's profile and map Team Hunton 50 Elm Street, Suite 8, Worcester, MA, 01609 Lends in Massachusetts We are a full-service mortgage brokerage with access to over 50 different lending options to help find you the best rate and best structure for your mortgage to suit your short and long term financial needs We can offer access to a myriad of mortgage types from no down payments & first time home buyer programs to investor loans
(413) 967-6221 Lender's profile and map Country Bank For Savings 75 Main Street, Ware, MA, 01082 Lends in Massachusetts We are a state-chartered 1.7 billion-dollar mutual savings bank with offices in central and western mass. We've gone above and beyond for our customers since 1850. We value respect, courtesy, and excellence in service above all. As a mutual bank, we answer our customers first, not to investors.
(508) 752-1122 Lender's profile and map Worcester Fire Dept Credit Union 34 Glennie Street, Worcester, MA, 01605 Lends in Massachusetts Firefighters of the City of Worcester have benefited from a long and rich history of member service. It has evolved over the years from a "savings and loan" business to a full service financial institution.When you become a member of the Worcester Fire Deptartment Credit Union, you also become an owner. We will continue through sound investments