FHA VS Conventional loan programs in Townsend, Middlesex County, Massachusetts

In 2026, the Conventional loan limit in Townsend, located in Middlesex county of MA, is $828,000. Meanwhile, the FHA limit for a single-family home is $828,000.

Utilize the Lendersa® Conventional loan calculator to compare the best rates available today for Conventional, FHA, and USDA loans. It allows you to determine the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator presents Conforming Conventional loans, USDA, FHA, and VA options side by side to help decide which program in MA best fits your financial situation.

Compare loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Townsend, Middlesex, MA

Loan Type Loan Limit Down Payment
Conventional Conforming $828,000 3%
USDA $675,000 0%
FHA $828,000 3.5%

This comparison table applies to these zip codes: 01474

Available Conventional and FHA Loan Options in Townsend, MA

The mission of Lendersa® is to swiftly connect you with the best possible Conventional, USDA, or FHA loan without hassle. Start from any of the three outlined paths to link with matching lenders and loan programs.

Results from USDA loan requests via Lendersa


  • Diversified Home Mortgage
  • 1750 Sky Lark Lane 1700, Houston, TX, 77056
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan

  • Matador Lending
  • 3033 Chimney Rock, Suite 605, Houston, TX, 77056
  • The right loan, for the right home. How do you know what mortgage loan is the best for your unique situation? Our team is built to review 100’s of mortgage options match you with the financing that you’ll be comfortable with now and ensure you have the right loan to fit your financial needs.

  • The Bank Of Beaver City
  • PO Box 1279, Liberal, KS, 67905
  • The Bank of Beaver City was chartered in 1902, five years before Oklahoma statehood, by a group of local businessmen to provide much needed banking services to the Beaver, Oklahoma area. The Bank expanded in 2007 by constructing the Liberal Banking Center in nearby Liberal, KS. This made two full service banking locations to meet customer needs.

  • Neighborhood Housing Services of Waco, Inc
  • 922 Franklin, Waco, TX, 76701
  • NeighborWorks® Waco is a non-profit organization whose mission is to build stronger neighborhoods through homeownership, quality rental housing and community-building initiatives. Our team will continue work both on site and remotely, and will be available by mail and phone. We have decided to temporarily.

  • Titan Bank, National Association
  • 1701 E. Hubbard Street, Mineral Wells, TX, 76067
  • Titan Bank was founded in 1907. The bank has a long history of focusing on the needs of small businesses in shifting economies. It is a full-service national bank with the capital, knowledge and staff to help entrepreneurs with their financial needs. Titan Bank is based in Texas and lends in all 50 states.

  • BHI Funding
  • 2626 South Loop West, Suite 232, Houston, TX, 77054
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Tidal Loans
  • 2616 S Loop W, Unit 505, Houston, TX, 77054
  • Our team has over 50 years of combined hands on experience investing in all aspects of real estate: from residential development, private money lending, property management and fix and flips. We have been in your shoes and we know what it takes to become successful real estate investors.

  • Preferred Funding, LLC
  • 2530 O'Day Rd, Pearland, TX, 77581
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.

  • Mortgage Options of Texas Limited Company
  • 2404 South Grand Boulevard, Suite 220-A, Pearland, TX, 77581
  • Committed to providing ideal financing options to homebuyers and homeowners. We care what our customers think of us and so should you. We are partners in your business and your success is ours. Independent, locally owned mortgage brokerage offering various loan options. VA, FHA, conventional, reverse & Non QM loans.