FHA VS Conventional loan programs in Townsend, Middlesex County, Massachusetts

In 2026, the Conventional loan limit in Townsend, located in Middlesex county of MA, is $828,000. Meanwhile, the FHA limit for a single-family home is $828,000.

Utilize the Lendersa® Conventional loan calculator to compare the best rates available today for Conventional, FHA, and USDA loans. It allows you to determine the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator presents Conforming Conventional loans, USDA, FHA, and VA options side by side to help decide which program in MA best fits your financial situation.

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2026 Loan Limits and Down Payment Requirements in Townsend, Middlesex, MA

Loan Type Loan Limit Down Payment
Conventional Conforming $828,000 3%
USDA $675,000 0%
FHA $828,000 3.5%

This comparison table applies to these zip codes: 01474, 01469

Available Conventional and FHA Loan Options in Townsend, MA

The mission of Lendersa® is to swiftly connect you with the best possible Conventional, USDA, or FHA loan without hassle. Start from any of the three outlined paths to link with matching lenders and loan programs.

Results from USDA loan requests via Lendersa


  • Paragon Mortgage Services Inc
  • 4600 South Syracuse Street, 9th Floor, Denver, CO, 80237
  • Paragon Mortgage Services, Inc. (NMLS ID#50139) is a Veteran-owned Mortgage Brokerage with Home Lending services, available in Arizona, California, Colorado, Florida and Utah. Paragon Mortgage Services, Inc. offers a wide variety of mortgage loan products from over 40 Top Banks and Lenders for Residential and Commercial properties.

  • Ideal Home Loans LLC
  • 7900 E Union Ave, Suite 300, Denver, CO, 80237
  • Ideal Home Loans has helped thousands of people save money for almost 20 years. From first time home buyers to doctors, from teachers to professional athletes, we’re here to help. Our Specialists will guide you along every step throughout the entire process by providing the right information and advice you need to find the right fit for you.

  • Motto Franchising, LLC
  • 5075 S Syracuse St, Suite 1200, Denver, CO, 80237
  • Motto Mortgage is an innovative mortgage brokerage franchise that offers clarity and personalized guidance to homebuyers who deserve an advocate looking out for them. It’s a pioneering concept that connects a real estate brokerage to a separate, franchised mortgage brokerage and provides the one-stop shop homebuyers want.

  • Home Mortgage Alliance, LLC
  • 4601 DTC Blvd, Suite 150, Denver, CO, 80237
  • Home Mortgage Alliance has grown quickly to be a top mortgage lender in the Greater Denver area. Our mission is to continue to grow our success into one of the largest purchase money mortgage lenders in Colorado, by offering a large lender platform while still providing the customized, personalized service that delivers our borrowers

  • Colorado Home Loans
  • 2121 W 84th Ave, Suite 201, Denver, CO, 80260
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Vectra Bank
  • 2000 South Colorado Blvd, Suite 2-1200, Denver, CO, 80222
  • At Vectra Bank, we practice “proactive relationship banking.” Which means we get to know our clients well, and we use that knowledge to vigorously discover opportunities to grow their business. We’re passionate about helping clients who are passionate about their business, and our expert bankers serve them in 35 bank locations

  • Stone Creek Mortgage LLC
  • 1660 South Albion Street, Suite 723, Denver, CO, 80222
  • We are a Denver based, independent mortgage brokerage firm. We work with many wholesale lenders so we can do the shopping for you. We help you take advantage of the most competitive rates when they are available. You can expect very personal service, great communication and a small staff with decades of mortgage experience.We owe our success.

  • Distinctive Home Lending Inc
  • 1873 South Bellaire Street, Suite 930, Denver, CO, 80222
  • Distinctive Home Lending, Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you.

  • The Home Loan Arranger
  • 3255 South Birch Street, Denver, CO, 80222
  • The Home Loan Arranger closes loans on-time, and offers some of the nations most aggressive interest rates. Don't trust your loan with a rookie. JM Ruedy Lending, has been highly successful and I am pleased to announce it has recently been renamed to “The Home Loan Arranger.” With my 25+ years in the mortgage business