FHA VS Conventional loan in Weston, Middlesex County, Massachusetts

As of 2026, in Weston, located in Middlesex county, MA, the conventional loan ceiling stands at $828,000, whereas the FHA limit for a single-family home is capped at $828,000.

Utilize the Lendersa® Conventional loan calculator to contrast current Conventional, FHA, and USDA rates, understanding the necessary income, credit, reserves, and documentation for qualification. This advanced tool allows a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, assisting in identifying the optimal program for your financial scenario in MA.

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2026 Loan Limits and Down Payment Needs in Weston, Middlesex County, MA

Loan Type Loan Limit Down Payment
Conventional Conforming $828,000 3%
USDA $675,000 0%
FHA $828,000 3.5%

This comparison framework is applicable to the following zip codes: 2493

Exploring Conventional and FHA Loans in Weston, MA

The mission of Lendersa® is to expedite your process of securing the ideal Conventional, USDA, or FHA loan swiftly and smoothly. Start with one of three options that match you with appropriate lenders and programs.

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Weston Lenders

  • American Mortgage Resource Inc
  • 2 Winter Street, Suite 202, Waltham, MA, 02451
  • Lends in Massachusetts
  • American Mortgage Resource, Inc. is a home Mortgage Broker that specializes in home loans for home refinancing or first-time buyers with very competitive low mortgage rates in Waltham, MA, the Boston area and the entire Massachusetts state. We have programs available for first time home buyers, as well as conventional, Jumbo, FHA and VA loans.

  • Independence Mortgage Group LLC
  • 318 Bear Hill Road, Suite 11, Waltham, MA, 02451
  • Lends in Massachusetts
  • Independence Mortgage Group was founded (back) in 2007. The company is a Licensed Mortgage Broker doing business in Massachusetts and New Hampshire and currently has 6 licensed Loan Officers. Independence Mortgage Group prides itself on giving personalized one-on-one service to every customer.

  • ProBuilder Financial, LLC
  • 396 Washington Street, Suite 225, Wellesley Hills, MA, 02481
  • Lends in Massachusetts
  • ProBuilder Financial is a direct, hard money lender, providing private acquisition, rehab, and construction loans to real estate builders and developers in New England. Loans based on the collateral value of the project, not on the credit history of the applicant. Creative and flexible financial solutions to meet the needs of your real estate proje

  • ProBuilder Financial LLC
  • 396 Washington Street Suite 225, Wellesley Hills, MA, 02481
  • Lends in Massachusetts
  • ProBuilder Financial is the hard money lender of choice for professional real estate developers, builders, and investors in New England. ProBuilder Financial provides friendly, personalized service, unsurpassed responsiveness, deep industry knowledge, and immediate access to funds for short and intermediate term commercial loans. At ProBuilder Fina

  • RTN Federal Credit Union
  • 600 Main Street, Waltham, MA, 02452
  • Lends in Massachusetts
  • We’re a member-owned, non-profit financial cooperative, governed by a volunteer Board of Directors. At RTN, we’re committed to helping you achieve financial well-being through quality products & services, personalized service & access to financial education.We provide individualized attention, whether you’re opening an account, applying for a loan.

  • Mortgage Resources
  • 175 Highland Ave, Suite 303, Needham Heights, MA, 02494
  • Lends in Massachusetts
  • Our goal is to offer you great friendly and professional service. Rates and fees will be reasonable, fair and affordable. As mortgage brokers, Mortgage Resources works with many lenders and investors. With literally hundreds of different and unique programs to choose from, our mortgage specialists

  • Direct Federal Credit Union
  • 50 Cabot St, Needham Heights, MA, 02494
  • Lends in Massachusetts
  • Direct Federal is a community chartered credit union. This means that ANYONE who lives, works (or regularly conducts business in), worships, or attends school in Norfolk or Middlesex Counties, Massachusetts; or, has an immediate family member that lives, works (or regularly conducts business in), worships, or attends school in Norfolk

  • Fantini & Gorga LLC
  • 197 First Avenue, Needham Heights, MA, 02494
  • Lends in Massachusetts
  • Fantini & Gorga delivers creative, cost-efficient real estate financing to its borrower clients who include investors, developers, and corporations.
    Our access to capital is unsurpassed, founded on long-nurtured relationships and powerful transaction volume. Following over 300 capital sources in a uniquely disciplined.

  • Atlas Mortgage
  • 220 Reservoir Street, Suite 4, Needham Heights, MA, 02494
  • Lends in Massachusetts
  • We are a private lender to investors in the real estate community. We specialize in working with fix and flip rehabbers and builders of new construction. What makes us unique is we are builders ourselves so we know the business and can work quickly to close a loan for a good investor!