FHA VS Conventional loan in Waltham, Middlesex County, Massachusetts
In 2025, the Conventional loan limit in Waltham, found in Middlesex county, MA, is $828,000. Conversely, the FHA limit for a single-family home is $828,000.
Utilize the Lendersa® Conventional loan calculator to evaluate the best rates available today, comparing Conventional, FHA, and USDA loans. This tool helps determine necessary qualifications, such as income, credit history, reserves, and required documents. Our advanced mortgage calculator offers a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, guiding you to the best program in MA for your financial situation.
2025 Loan Limits and Down Payment Requirements for Waltham, County of Middlesex, MA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$828,000
3%
USDA
$675,000
0%
FHA
$828,000
3.5%
The table above applies to zip codes: 02452, 02451, 02453, 02454
Explore Conventional and FHA Loan Options in Waltham, MA
Lendersa® is dedicated to finding you the best possible loan options — be it Conventional, USDA or FHA — swiftly and hassle-free. Choose from one of three starting points to get matched with suitable lenders and programs.
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38701 W. Seven Mile Rd, Suite 290A, Livonia, MI, 48152
We know that purchasing a home is one of the most important decisions you may ever have to make. Priority 1 Lending is committed to make your mortgage experience as smooth and pleasurable as possible. We believe in process, people, product and technology. We have staff with over 20 years experience
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33300 Five Mile Road, Suite 105, Livonia, MI, 48154
Starnorth Mortgage LLC offers Livonia, MI mortgage programs to fit your budget. For practical and knowledgeable advice and options, give us a call. Remote quote and social distance precautions observed. Provide purchase mortgages and refinancing to Michigan homeowners since 2005!
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