Explore the differences! FHA VS Conventional loan programs in Waltham, Middlesex County, Massachusetts
In 2026, the Conventional loan limit in Waltham, found in Middlesex county, MA, is $828,000. Conversely, the FHA limit for a single-family home is $828,000.
Utilize the Lendersa® Conventional loan calculator to evaluate the best rates available today, comparing Conventional, FHA, and USDA loans. This tool helps determine necessary qualifications, such as income, credit history, reserves, and required documents. Our advanced mortgage calculator offers a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, guiding you to the best program in MA for your financial situation.
2026 Loan Limits and Down Payment Requirements for Waltham, County of Middlesex, MA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$828,000
3%
USDA
$675,000
0%
FHA
$828,000
3.5%
The table above applies to zip codes: 02452
Explore Conventional and FHA Loan Options in Waltham, MA
Lendersa® is dedicated to finding you the best possible loan options — be it Conventional, USDA or FHA — swiftly and hassle-free. Choose from one of three starting points to get matched with suitable lenders and programs.
We’re a member-owned, non-profit financial cooperative, governed by a volunteer Board of Directors. At RTN, we’re committed to helping you achieve financial well-being through quality products & services, personalized service & access to financial education.We provide individualized attention, whether you’re opening an account, applying for a loan.
American Mortgage Resource, Inc. is a home Mortgage Broker that specializes in home loans for home refinancing or first-time buyers with very competitive low mortgage rates in Waltham, MA, the Boston area and the entire Massachusetts state. We have programs available for first time home buyers, as well as conventional, Jumbo, FHA and VA loans.
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255 Washington Street, Suite 300, Newton, MA, 02458
Lends in Massachusetts
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