FHA VS Conventional loan programs in 2026 for Waltham, Middlesex County, Massachusetts
In 2026, the Conventional loan limit in Waltham, found in Middlesex county, MA, is $828,000. Conversely, the FHA limit for a single-family home is $828,000.
Utilize the Lendersa® Conventional loan calculator to evaluate the best rates available today, comparing Conventional, FHA, and USDA loans. This tool helps determine necessary qualifications, such as income, credit history, reserves, and required documents. Our advanced mortgage calculator offers a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, guiding you to the best program in MA for your financial situation.
2026 Loan Limits and Down Payment Requirements for Waltham, County of Middlesex, MA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$828,000
3%
USDA
$675,000
0%
FHA
$828,000
3.5%
The table above applies to zip codes: 02452, 02451, 02453, 02454
Explore Conventional and FHA Loan Options in Waltham, MA
Lendersa® is dedicated to finding you the best possible loan options — be it Conventional, USDA or FHA — swiftly and hassle-free. Choose from one of three starting points to get matched with suitable lenders and programs.
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Our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the loan process, so that you can confidently select the best loan for you and your company from the many loan options that are available today.
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23257 North State Road Seven, Suite 200, Boca Raton, FL, 33428
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