Explore the differences! FHA VS Conventional loan programs in Waltham, Middlesex County, Massachusetts
In 2025, the Conventional loan limit in Waltham, found in Middlesex county, MA, is $828,000. Conversely, the FHA limit for a single-family home is $828,000.
Utilize the Lendersa® Conventional loan calculator to evaluate the best rates available today, comparing Conventional, FHA, and USDA loans. This tool helps determine necessary qualifications, such as income, credit history, reserves, and required documents. Our advanced mortgage calculator offers a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, guiding you to the best program in MA for your financial situation.
2025 Loan Limits and Down Payment Requirements for Waltham, County of Middlesex, MA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$828,000
3%
USDA
$675,000
0%
FHA
$828,000
3.5%
The table above applies to zip codes: 02452, 02451, 02453, 02454
Explore Conventional and FHA Loan Options in Waltham, MA
Lendersa® is dedicated to finding you the best possible loan options — be it Conventional, USDA or FHA — swiftly and hassle-free. Choose from one of three starting points to get matched with suitable lenders and programs.
2100 Westlake Ave N, Suite 104, Seattle, WA, 98109
We're a local mortgage company with a big heart for helping you finance your home. We help our clients buy or refinance their home in Washington. We'll work with everyone from first-time homebuyers, to experienced homeowners. We offer conventional, JUMBO, FHA, VA, and USDA loans.
Avatar Financial Group is the leader in commercial bridge loans, offering solutions for non-conforming, income-producing real estate projects. A nationwide lender, we provide quick turnaround for deals that need it. AFG is a unique type of bridge lending company. While the current market has created a lack of credit availability
We’re Seattle’s credit union, and whether you’re a local or new to Seattle, we’re your partner in growth and prosperity. We’ve been part of Seattle since 1933, investing in our collective future, helping fuel the economy, and supporting our diverse communities through boom and bust.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
ICS is a vertically integrated correspondent commercial mortgage lending company. We have the largest network of commercial and investment real estate lenders in the nation. ICS processes, underwrites, and funds loans for commercial mortgage brokers and investors through our long-term commercial lending relationships with Banks, Private Lenders.
At The Mortgage Broker LLC, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. The Mortgage Broker LLC, where we specialize in residential mortgages.
Seattle Mortgage Brokers. We are here to serve you by guiding you through your new home purchase or refinancing, answering your questions, and assisting you in a friendly, courteous manner as you navigate through the mortgage loan process in Washington State. You can find out more about us by filling out an application for a new mortgage.
Since 2004, the desire to put people over profit in the mortgage industry inspires the leadership at Pacific Residential Mortgage. In the years since our creation, the company continuously experiences growth and success. Our most important accomplishment, however, is the development of our people and celebrating their achievements.
