FHA VS Conventional loan programs in 2025 for Ashton-Sandy-Spring, Montgomery County, Maryland
In 2025, the loan limit for Conventional loans in Ashton-Sandy-Spring, located in the county of Montgomery, MD, reaches $970,800, whereas for a single-family home, the FHA loan limit is set at $970,800.
With the Lendersa® Conventional loan calculator, you can find comparative rates for Conventional, FHA, and USDA loans today. It helps you assess income requirements, credit score needs, reserves, and the necessary documentation for qualification. Utilizing our advanced mortgage calculator, you can view Conforming Conventional, USDA, FHA, and VA loans side by side, assisting your choice of the most suitable program in MD for your financial context.
2025 Loan Limits and Downpayment Requirements in Ashton-Sandy-Spring, Montgomery County, MD
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$970,800
3%
USDA
$657,900
0%
FHA
$970,800
3.5%
This comparison table applies to the following zip codes: 20861, 20860, 20833, 20905
Conventional and FHA Loan Options in Ashton-Sandy-Spring, MD
The mission of Lendersa® is to provide you with the ideal Conventional, USDA, or FHA loan promptly and effortlessly. You can start with one of three pathways that align you with appropriate lenders and loan programs.
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The credit union is a member-owned financial cooperative providing financial banking services
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