FHA VS Conventional loan in Olney, Montgomery County, Maryland

In 2025, the conventional loan cap in Olney, located in Montgomery county, MD, is $1,089,300. Additionally, for a single-family home, the FHA loan limit is set at $1,089,300.

Use the Lendersa® Conventional loan calculator to evaluate and compare today's best rates for Conventional, FHA, and USDA loans. It's important to assess the necessary income, credit standing, reserves, and documents required for approval. Our advanced mortgage calculator facilitates side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA programs to help you pick the most suitable solution in MD for your financial needs.

Review loan offers from 100 different lenders

2025 Loan Limits with Downpayment Requirements in Olney, Montgomery County, MD

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

This comparison table is relevant to the zip codes: 20860, 20832, 20833, 20853, 20830

Explore Conventional and FHA Loan Options in Olney, MD

The objective of Lendersa® is to secure the best available Conventional, USDA, or FHA loan for you promptly, without any hassle. Choose from three different starting points that lead to matching with suitable lenders and loan programs.

Lendersa USDA loan request and matching results view


  • Pinpoint Federal Credit Union
  • 37 Ferry Ln, Milton, PA, 17847
  • Pinpoint Federal Credit Union is a member-owned financial cooperative founded in Milton, PA. The Credit Union, originally named Northumberland County Schools Federal Credit Union was chartered in 1956 by a small group of teachers who wanted to offer low-cost financial services to other teachers and make a positive difference.
  • People First Mortgage
  • 2141 Downyflake Lane, Allentown, PA, 18103
  • People First Federal Credit Union is a not-for-profit and member-owned, caring provider of financial services. We are dedicated to helping the people of the Lehigh Valley and beyond improve their lives and secure a better future. Our mission is to provide the highest quality of financial services in a friendly, convenient, personalized atmosphere.
  • Bright Financial Group
  • 1255 S. Cedar Crest Blvd, Suite 1630, Allentown, PA, 18103
  • Bright Financial Group is a Mortgage Brokerage. We pride ourselves on exceeding our customer’s expectations in finding the competitive rates, service, and options for a home loan that’s right for you. Whether you want a better rate, a large amount of guidance, or a more complex financing package, we realize you are unique and we’ll work with you.
  • PARKWAY FINANCIAL LLC
  • 1255 S. Cedar Crest Blvd. STE 1620, Allentown, PA, 18103
  • We pride ourselves on exceeding our customer’s expectations in finding the competitive rates, service, and options for a home loan that’s right for you. Whether you want a better rate, a large amount of guidance, or a more complex financing package, we realize you are unique and we’ll work with you to form a loan that is for you.
  • Consumer Trust Mortgage
  • 2 Windsor Plaza, Allentown, PA, 18104
  • Consumer Trust Mortgage is approaching 30 years in business. We understand the challenges of today’s home financing market. Everyone at Consumer Trust Mortgage is part of a customer-centric culture that concentrates on you. We all work together to expand your lending options, close loans ahead of schedule, and create innovative new loan solutions.
  • Univest Home Loans
  • 4600 Broadway, Allentown, PA, 18104
  • Univest Home Loans is a division of Univest Bank and Trust Co. As a wholly-owned subsidiary of Univest Financial Corporation (UVSP) which was founded in 1876, the Corporation and its subsidiaries provide a full range of financial solutions for individuals, businesses, municipalities and nonprofit organizations throughout the Mid-Atlantic Region.
  • Allentown Mortgage Corporation
  • 2067 Walbert Ave, Allentown, PA, 18104
  • Allentown Mortgage Corp’s mission is to provide you with high quality mortgage and real estate programs that are tailored to fit your unique situation at some of the most competitive rates in the nation. After receiving your information, Allentown Mortgage Corp will be able to get a complete look at your financial situation
  • Conquest Funding, Inc.
  • 5000 W. Tilghman Street, Suite 249, Allentown, PA, 18104
  • Conquest Funding is the best in their industry. Their team is professional, friendly, and knowledgeable about all aspects of the real estate market, and they are passionate about giving everyday people a real chance at real estate investment. I had everything prepared to make my investment property project successful, but Conquest Funding was able
  • Service 1st Federal Credit Union
  • 1985 Montour Boulevard, Danville, PA, 17821
  • 1st Federal Credit Union is a full-service financial institution who puts the financial goals of our members at the heart of everything we do. Whether in one of our twelve branches located in Bloomsburg, Danville, Elysburg, Lewisburg, Loyalsock, Mifflinburg, Montandon, Shamokin Dam, Sunbury and Wilkes-Barre, or out-and-about in the community.
  • Central Susquehanna Community Federal Credit Union
  • 530 E Market Street, Danville, PA, 17821
  • CSC FCU opened in the TRW building in Danville as the TRW Federal Credit Union. When TRW closed its manufacturing plant, we moved our office across the street and changed our membership charter from segment-based to community-based. Continuing to provide great service to our members has always been important to us.
  • Penn Community Bank
  • 1129 N. 5th St, Perkasie, PA, 18944
  • Penn Community Bank provides banking, lending, and investment solutions for customers throughout Southeastern Pennsylvania, pairing the data-driven technology that families and business owners need with the local decision-making authority and focus they want. When we work with our customers, we’re in it together. And our commitment to community doe