FHA VS Conventional loan programs in 2026 for Fairland, Montgomery County, Maryland

In 2026, the conventional loan limit in Fairland, county of Montgomery, MD, is $1,089,300. Meanwhile, for a single-family home, the FHA limit is $1,089,300.

Use the Lendersa® Conventional loan calculator to assess today's best rates, comparing Conventional to FHA and USDA loans. Find out the income, credit, reserves, and documentation needed to qualify. Our sophisticated mortgage calculator allows you to view Conforming Conventional loans, USDA, FHA, and VA side by side, helping you choose the best program in MD for your financial situation.

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2026 Loan Limits and Down Payment Requirements in Fairland, Montgomery, MD

Loan Type Loan Limit Down payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

This comparison table is relevant for zip codes: 20866

Explore Conventional and FHA Loan Options in Fairland, MD

At Lendersa®, our aim is to quickly secure the optimal Conventional, USDA, or FHA loan without hassle. Select from three starting points to match with suitable lenders and loan programs.

Results from Lendersa USDA loan request


Fairland Lenders

  • Gateway Mortgage Solutions
  • 15320 Spencerville Ct, Suite 201, Burtonsville, MD, 20866
  • Lends in Maryland
  • We have assembled an experienced and talented team, which quite frankly, gives us an almost unfair advantage over other mortgage companies. Our team continually works to stay fresh in the industry-investing the necessary time to break down each minute step of the mortgage financing process, attending educational events and seminars.

  • WSSC Federal Credit Union
  • 14501 Sweitzer Lane, Laurel, MD, 20707
  • Lends in Maryland
  • WSSC Federal Credit Union (WSSC FCU) was chartered in April 1964 with an initial asset base of $2, 000. Since then, the Credit Union has grown to over $30 million in assets with over 4, 000 members. We serve WSSC Water employees, retirees, contractors, and their families; members and employees of Reid Temple AME and Kingdom Fellowship AME Churches.

  • Tower Federal Credit Union
  • 7901 Sandy Spring Road, Laurel, MD, 20707
  • Lends in Maryland
  • Tower Federal Credit Union was ranked #1 on Forbes Magazine’s Best-in-State Credit Unions for 2021, and was one of only five Maryland credit unions to make the Forbes Best-in-State list in 2020.

    Tower Federal Credit Union was formed in 1953 when its seven original members pooled together their money

  • Diamond Financial Mortgage
  • 8645 Cherry Lane, Laurel, MD, 20707
  • Lends in Maryland
  • Diamond Financial Mortgage Corporation has helped many families buy a home with the loan that is right for them. We pride ourselves on our technical expertise and are committed to exceeding our clients' expectations. We work together with our clients to understand their needs, wants, and expectations and offer a flexible approach

  • NewDay USA
  • 8160 Maple Lawn Blvd, Fulton, MD, 20759
  • Lends in Maryland
  • "NewDay USA is building our nation's leading VA mortgage company, serving America’s veterans and their families, to help Veterans like you get the financial security and peace of mind you deserve.

    Since 2004, NewDay USA has set out to improve the lending experience for Veterans, Service members and their family members."

  • Imperium Mortgage LLC
  • 8115 Maple Lawn Blvd, Suite 350, Fulton, MD, 20759
  • Lends in Maryland
  • Imperium Mortgage We are a people-centric organization that not only seeks to minimize the impact of our business on the environment but also shares concerns that will be confronted by future generations. You do not normally expect to hear this from a mortgage company, but the fact is, we finance people’s future.

  • Access Financial Mortgage Corp.
  • 8115 Maple Lawn Blvd, Suite 350, Fulton, MD, 20759
  • Lends in Maryland
  • Access Financial Mortgage Corp., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • APL Federal Credit Union
  • 11050 Johns Hopkins Road, Laurel, MD, 20723
  • Lends in Maryland
  • Our members entrust us with the enormous responsibility of helping them reach their financial goals. Everyone at APL FCU works tirelessly to be worthy of that trust, and to create the best member experience possible. If you live, work, regularly conduct business in or attend school in Howard County, Maryland.

  • Market USA Federal Credit Union
  • 8871 Gorman Road, Suite 100, Laurel, MD, 20723
  • Lends in Maryland
  • Market USA, a full-service financial institution, was originally chartered in 1953 to serve Giant Food employees in the Mid-Atlantic region. Throughout the years our membership has grown to include additional grocery store chains such as Giant of Carlisle, Stop and Shop, and BI-LO, as well as over 80 select employer groups.