FHA VS Conventional loan in Baltimore-Highlands, Baltimore County, Maryland
In the year 2025, the limit for a Conventional loan in Baltimore-Highlands, located in the county of Baltimore, MD, is $647,200, whereas for a single-family home, the FHA loan limit is $583,050.
Employ the Lendersa® Conventional Loan Calculator to compare today's top rates between Conventional, FHA, and USDA loans while identifying the income, credit, reserves, and documentation required to qualify. This advanced mortgage calculator allows you to view Conforming Conventional loans, USDA, FHA, and VA options side by side, helping you choose the best program for your financial situation in MD.
2025 Loan Limits and Downpayment Requirements in Baltimore-Highlands, County of Baltimore, MD
Loan Type
Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$430,500
0%
FHA
$583,050
3.5%
This table applies to the following zip codes: 21227
Conventional and FHA Loan Opportunities in Baltimore-Highlands, MD
At Lendersa®, we are committed to securing the best available Conventional, USDA, or FHA loans for you swiftly and without hassle. Choose one out of three starting points designed to match you with suitable lenders and loan programs.
Wall Street Lending (NMLS # 175675) was formed in 2008 as a Michigan based mortgage broker offering an array of products to solve our client’s mortgage problems.
As an organization employed with individuals having over 50 years of combined mortgage experience, mortgage scenarios of all sorts are financed daily.
42633 Garfield Rd, Suite 315, Clinton Township, MI, 48038
John started Sock Mortgage in July of 2020. He began Sock Mortgage with a mission to change the mortgage experience for his borrowers. With over 10 years of mortgage experience on both the wholesale and retail side, John has had the opportunity to see the good and bad of the mortgage industry.
At BrightSide Lending you can expect a smooth easy process whether you are purchasing a new home or refinancing an existing one. We offer a wide variety of programs even if your credit is less than perfect. Give us a call and discover the brighter side of lending. Jeff Kaltz is the president.
43260 Garfield, Suite 250, Clinton Township, MI, 48038
"Victory Home Loans is a wholesale brokerage that was established in December of
2000. Scott Van Sickle is the broker & brings over 15 years of combined
mortgage & real estate experience to the table.Being a wholesale broker gives us
the unique advantage of giving superior service while at the same time delivering
very competitive rates and
Nowland Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
Cranbrook Loans is a retail residential mortgage corporation with significant executive experience. We have a stellar reputation with industry leading consumer protections. We offer direct lending options as well as the ability to broker loans when necessary. This enables us to make sure we’re always competitive with a one stop shop product line.
Premiere Mortgage One was created with the goal of providing the best value in the mortgage industry to our customers. Our loan officers are fully licensed by the U.S. Government and are held to the highest standards of licensing, testing and continuing education. They are available any time to answer any questions.
We are a locally owned & operated financial institution. We have protected the finances of residents and employees in Michigan since 1953, and our long history has established us as a trusted financial institution and advisor to our members.
Formed in December of 1953, what exists today was originally the Consolidated Paper Credit Union (CPCU)
When First National Bank was founded over 100 years ago, we were established as an independent community bank to support area residents and businesses. In the years since we have grown in services and the number of branches but our commitment to our mission remains the same. We are focused on building lifelong relationships with our customers
