FHA VS Conventional loan in Arbutus, Baltimore County, Maryland

For 2026, the established limit for a conventional loan in Arbutus, situated within the county of Baltimore, MD, stands at $726,200. Meanwhile, the FHA limit for a single-family home is designated at $632,500.

Lendersa® offers a Conventional loan calculator to help you evaluate the current best rates across Conventional, FHA, and USDA loans. This assists in determining the necessary income, credit, reserves, and documents required for qualification. With our comprehensive mortgage calculator, you can see Conforming Conventional loans, USDA, FHA, and VA options side by side, aiding you in choosing which program in MD aligns best with your financial requirements.

Explore competitive loan offers from a broad range of 100 lenders

Loan Limits and Downpayment Requirements for 2026 in Arbutus, County of Baltimore, MD

Loan Type Maximum Loan Limit Required Down Payment
Conventional Conforming $726,200 3%
USDA $466,400 0%
FHA $632,500 3.5%

Note: This comparison table is applicable for the zip codes: 21227

Options for Conventional and FHA Loans in Arbutus, MD

Lendersa® aims to help you secure the best possible loan, whether it's Conventional, USDA, or FHA, with speed and minimal effort. You can start by choosing one of the three main pathways that will guide you to find matching lenders and relevant loan programs.

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Arbutus Lenders

  • SECU Credit Union
  • 971 Corporate Blvd, Linthicum Heights, MD, 21090
  • Lends in Maryland
  • SECU embraces the credit union difference by giving back to the communities we serve through community outreach initiatives including scholarship programs and financial education workshops for high school and college students. With financial centers throughout Maryland, thousands of free ATMs, and mobile and online banking.

  • Five Star Federal Credit Union
  • 716 Maiden Choice Lane, Suite 101, Baltimore, MD, 21228
  • Lends in Maryland
  • Five Star of Maryland Federal Credit Union is a member-owned credit union whose purpose is to provide premier personal banking service. The credit union was established in 1969 as Saint Agnes Employees Federal Credit Union by Saint Agnes Hospital employees and currently serves approximately 7, 000 members.

  • Petrous Capital, LLC
  • 2110 Devere Lane, Baltimore, MD, 21228
  • Lends in Maryland
  • Petrous Capital, LLC is a commercial 'hard money' lender providing purchase and rehabilitation financing to non-owner occupant
    residential real estate investors. These loans are generally of a term not greater than six months and can fund property acquisition, closing
    costs and specific renovations to a maximum loan-to-value ratio of 70%.

  • Mortgage247, LLC
  • 11 Newburg Ave, Suite 202, Catonsville, MD, 21228
  • Lends in Maryland
  • Mortgage247 provides financing solutions for residential real estate transactions, striving to put the people we serve first. Let us walk you through the loan process so that you can confidently select the best mortgage solution for you and your family. residential real estate transactions

  • The Harbor Bank of Maryland
  • 25 West Fayette Street, Baltimore, MD, 21201
  • Lends in Maryland
  • Harbor Bank of Maryland opened its doors in September of 1982 with $2.1 million in assets. As of December 31, 2015, Harbor Bank's assets were $288 million. The bank conducts general banking business in seven branch locations and primarily serves the Baltimore, Maryland Metropolitan area. The Bank also has a branch in Riverdale,

  • Provider Mortgage
  • 401 N. Charles St, Baltimore, MD, 21201
  • Lends in Maryland
  • Provider was founded in the aftermath of the financial meltdown on the premise that every individual deserves to be treated fairly regardless of their financial knowledge or negotiating ability. Provider believes that the purchase or refinancing of a home requires careful evaluation of each client’s individual financial circumstances.

  • AGM Financial Services Inc
  • 20 South Charles Street, Suite 1000, Baltimore, MD, 21201
  • Lends in Maryland
  • AGM Financial Services, Inc. is a leading FHA Lender providing financing for both Market Rate and Affordable housing communities. AGM arranges federally insured mortgages for apartment projects under FHA’s MAP (Multifamily Accelerated Processing) program. AGM is also an approved Lender for FHA’s Low Income Housing Tax Credit Pilot Program

  • PSG Lending
  • 400 W. Franklin St., Suite 300, Baltimore, MD, 21201
  • Lends in Maryland
  • PSG Lending was established in 2015 by an experienced team of mortgage banking professionals. With a focus on commercial bridge loan opportunities between $150,000 and $10,000,000, PSG Lending is a direct lender and capital partner. Our approach to lending is to build long term relationships by providing a transparent, reliable and swift process to

  • MECU Credit Union
  • 1 South Street, Baltimore, MD, 21202
  • Lends in Maryland
  • Our local Baltimore roots go back to 1936. From our humble beginnings to today, we have always put working families and their financial well-being at the center of everything we do. With better rates, free financial education and personal service, we are committed to improving the lives of our members and the communities we serve.