FHA VS Conventional loan programs in 2025 for Arbutus, Baltimore County, Maryland

In 2025, Convetional loan limit in Arbutus, county of Baltimore, MD is $726,200 while FHA limit is $632,500 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in MD is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Arbutus, county of Baltimore, MD

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $466,400 0%
FHA $632,500 3.5%

The comparison table applies to zip codes: 21227

Conventional and FHA loan options in Arbutus, MD

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Hypotec
  • 10055 Yamato Rd, Suite 305, Boca Raton, FL, 33498
  • Hypotec is a mortgage company specializing in all types of loans including: FHA, Conventional, VA, Jumbo, Reverse Mortgage, Renovation, Foreign National and Hard Money loans. Licensed in eight states across the United States, we are well on our way to complete nationwide coverage. mortgage company
  • Diversified Commercial Funding
  • 2973 100th Street, Suite 15, Urbandale, IA, 50322
  • At Diversified Commercial Funding, we work with businesses of all sizes to help them get the funding they need to grow. We have created wide variety of financial products aimed at ensuring you can find the capital your business needs at the best terms possible. Our team of trained and certified professionals are ready
  • Independent Mortgage
  • 10430 New York Ave, Suite B, Urbandale, IA, 50322
  • Independent Mortgage is one of Iowa's oldest mortgage banking firms. We have decades of mortgage industry experience that allows us to help you find the loan that is best for your unique situation. Through our main office in Urbandale, Iowa, we can serve the entire State of Iowa.
  • Mortgage Producers
  • 2755 106th St, Urbandale, IA, 50322
  • With over 20 years of helping Iowans find home loans with low interest rates under our belts, our role in your home buying experience is much more than simply finding you the right mortgage. We’re here to help you explore your options, understand each thoroughly, and choose the best option for your future.
  • Omaha FHA Mortgage Lender
  • 2753 99th St, Urbandale, IA, 50322
  • FHA mortgage loans are an attractive mortgage solution for a purchase or refinance because today's FHA mortgage rates are near historic lows. The guidelines are also flexible allowing more people to qualify. Whether you have had credit issues in the past or are simply looking to limit your down payment to 3.5%,
  • Pony Express Bank
  • 213 Main St, Braymer, MO, 64624
  • Pony Express Bank operates in two eras. Our banking accounts, products, and online services are cutting edge. But when it comes to customer service, we tend to be old-fashioned. We deal with our customers individually, treating people like people, not numbers. Our customers are our neighbors, after all.
  • Layla Capital
  • 7777 Glades Road, Suite 309, Boca Raton, NY, 33434
  • Layla Capital is a direct lender based in Boca Raton, FL (formerly New York City) that specializes in small to middle market debt opportunities in primary and secondary markets nationwide, with a greater focus on the East Coast and Midwest.Layla Capital’s lending platform offers loans up to $15 million.
  • Pine Bluff Cotton Belt Federal Credit Union
  • 1703 River Pines Blvd, Pine Bluff, AR, 71601
  • Pine Bluff Cotton Belt Federal Credit Union is a not-for-profit member owned financial cooperative. Unlike a bank, credit union profits are returned to the members in the form of higher dividends on savings, lower rates on loans, lower fees...and many other money saving services. A volunteer board of directors, elected by members, sets polici