Explore the differences! FHA VS Conventional loan programs in Catonsville, Baltimore County, Maryland
For the year 2026, the conventional loan cap in Catonsville, located in the county of Baltimore, MD, stands at $726,200, while the FHA ceiling for a single-family dwelling is $632,500.
Evaluate and contrast today's best rates among Conventional, FHA, and USDA options using the Lendersa® Conventional loan calculator. Discover income, credit, reserves, and document requirements to qualify. Our enhanced mortgage calculator allows you to view Conventional Conforming, USDA, FHA, and VA options side by side, helping you find the most fitting program in MD for your unique financial needs.
Loan caps and initial payment necessities for 2026 in Catonsville, Baltimore County, MD
Type of Loan
Max Loan Amount
Minimum Down Payment
Conventional Conforming Loan
$726,200
3%
USDA Loan
$466,400
0%
FHA Loan
$632,500
3.5%
This comparison chart is valid for the following zip codes: 21250, 21228
Discover Conventional and FHA lending options in Catonsville, MD
At Lendersa®, our mission is to swiftly connect you with the most advantageous Conventional, USDA, or FHA loan without unnecessary difficulty. Begin with one of three methods to discover matching lenders and loan solutions.
At Skyway Financial, LLC. We are a full-service mortgage company. We specialize in Conventional Refinance and Home Purchases. Whether you are buying a home or refinancing, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.
"We offer hundreds of loan programs and mortgage choices to our customers, but our strength lies in the knowledge and experience of our loan officers. Many of our loan officers have been in the industry for decades and have successfully handled all types of home buying situations. Our loan officers are responsive.
Whether you dream of buying your first home, refinancing your current mortgage or consolidating debt, our highly experienced team of mortgage professionals will work with you to find the best loan program to fit your budget and your needs. Seagrave Mortgage officers and refinance experts
Bank of Clarkson is proud to be a locally-owned hometown bank. We are dedicated to not only meeting but exceeding your customer service expectations of quality customer service.
This bank and every director, officer and employee is a part of this community. We live, shop and belong to the same organizations as you.
At 1st Midwest Mortgage Corp., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
Edmonton State Bank is one of the few, locally owned and operated community banks. The Thompson Family has been serving the needs of our communities for five generations, and current Chairman and CEO John D. Thompson has enjoyed a nearly 60-year tenure working within those communities.
South Central Bank will provide shareholders, customers, team members, and the community with open, honest financial experiences that exceed expectations. South Central Bank will always be the first choice provider for banking solutions that instill confidence among customers, team members, and the community.
Mortgage Lender and broker, funding loans for refinances and new home purchases. We specialize in conventional, FHA, VA and Rural Development and Construction Lending. We meet with our clients face to face to make sure there is a level of trust and complete understanding of the loan process.
