FHA VS Conventional loan programs in Catonsville, Baltimore County, Maryland
For the year 2026, the conventional loan cap in Catonsville, located in the county of Baltimore, MD, stands at $726,200, while the FHA ceiling for a single-family dwelling is $632,500.
Evaluate and contrast today's best rates among Conventional, FHA, and USDA options using the Lendersa® Conventional loan calculator. Discover income, credit, reserves, and document requirements to qualify. Our enhanced mortgage calculator allows you to view Conventional Conforming, USDA, FHA, and VA options side by side, helping you find the most fitting program in MD for your unique financial needs.
Loan caps and initial payment necessities for 2026 in Catonsville, Baltimore County, MD
Type of Loan
Max Loan Amount
Minimum Down Payment
Conventional Conforming Loan
$726,200
3%
USDA Loan
$466,400
0%
FHA Loan
$632,500
3.5%
This comparison chart is valid for the following zip codes: 21250
Discover Conventional and FHA lending options in Catonsville, MD
At Lendersa®, our mission is to swiftly connect you with the most advantageous Conventional, USDA, or FHA loan without unnecessary difficulty. Begin with one of three methods to discover matching lenders and loan solutions.
716 Maiden Choice Lane, Suite 101, Baltimore, MD, 21228
Lends in Maryland
Five Star of Maryland Federal Credit Union is a member-owned credit union whose purpose is to provide premier personal banking service. The credit union was established in 1969 as Saint Agnes Employees Federal Credit Union by Saint Agnes Hospital employees and currently serves approximately 7, 000 members.
Petrous Capital, LLC is a commercial 'hard money' lender providing purchase and rehabilitation financing to non-owner occupant residential real estate investors. These loans are generally of a term not greater than six months and can fund property acquisition, closing costs and specific renovations to a maximum loan-to-value ratio of 70%.
Mortgage247 provides financing solutions for residential real estate transactions, striving to put the people we serve first. Let us walk you through the loan process so that you can confidently select the best mortgage solution for you and your family. residential real estate transactions
SECU embraces the credit union difference by giving back to the communities we serve through community outreach initiatives including scholarship programs and financial education workshops for high school and college students. With financial centers throughout Maryland, thousands of free ATMs, and mobile and online banking.
3458 Ellicott Center Drive, Suite 106, Ellicott City, MD, 21043
Lends in Maryland
In 2011, the HCTA Federal Credit Union petitioned NCUA to expand our charter from a Single Common Bond Charter to a Multiple Common Bond Charter. This allows us to offer membership to other entities in Howard County who are in some way affiliated with schools. Our first new membership group was the High School Students of HCPSS, beginning 2012.
Our mission is to serve our customers with honesty, integrity, and transparency. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Harbor Bank of Maryland opened its doors in September of 1982 with $2.1 million in assets. As of December 31, 2015, Harbor Bank's assets were $288 million. The bank conducts general banking business in seven branch locations and primarily serves the Baltimore, Maryland Metropolitan area. The Bank also has a branch in Riverdale,
Provider was founded in the aftermath of the financial meltdown on the premise that every individual deserves to be treated fairly regardless of their financial knowledge or negotiating ability. Provider believes that the purchase or refinancing of a home requires careful evaluation of each client’s individual financial circumstances.
20 South Charles Street, Suite 1000, Baltimore, MD, 21201
Lends in Maryland
AGM Financial Services, Inc. is a leading FHA Lender providing financing for both Market Rate and Affordable housing communities. AGM arranges federally insured mortgages for apartment projects under FHA’s MAP (Multifamily Accelerated Processing) program. AGM is also an approved Lender for FHA’s Low Income Housing Tax Credit Pilot Program
