Explore the differences! FHA VS Conventional loan programs in Catonsville, Baltimore County, Maryland

For the year 2025, the conventional loan cap in Catonsville, located in the county of Baltimore, MD, stands at $726,200, while the FHA ceiling for a single-family dwelling is $632,500.

Evaluate and contrast today's best rates among Conventional, FHA, and USDA options using the Lendersa® Conventional loan calculator. Discover income, credit, reserves, and document requirements to qualify. Our enhanced mortgage calculator allows you to view Conventional Conforming, USDA, FHA, and VA options side by side, helping you find the most fitting program in MD for your unique financial needs.

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Loan caps and initial payment necessities for 2025 in Catonsville, Baltimore County, MD

Type of Loan Max Loan Amount Minimum Down Payment
Conventional Conforming Loan $726,200 3%
USDA Loan $466,400 0%
FHA Loan $632,500 3.5%

This comparison chart is valid for the following zip codes: 21250, 21228

Discover Conventional and FHA lending options in Catonsville, MD

At Lendersa®, our mission is to swiftly connect you with the most advantageous Conventional, USDA, or FHA loan without unnecessary difficulty. Begin with one of three methods to discover matching lenders and loan solutions.

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  • Waterloo Mortgage LLC
  • 1601 Elm Street, Floor 33, Dallas, TX, 75201
  • Waterloo Mortgage Everyday all across the great State of Texas we are working to help families realize the American dream. We provide specialized home-buying and refinancing services, and our approach is focused on addressing their needs and financial situations throughout the entire real estate financing process.
  • Resource One Credit Union
  • PO Box 660077, Dallas, TX, 75266
  • Since 1936, Resource One has been delighting members with over 60, 000 members worldwide today. Resource One was originally chartered on July 15, 1936, under the name of Sears Dallas Employees Federal Credit Union. Our mission was to fulfill the financial needs of the employees of the Catalog Order Plant of Sears, Roebuck,
  • AKIN MORTGAGE, LLC
  • PO Box 601356, Dallas, TX, 75360
  • Stephan has worked in the real estate industry for 30 years.First as a Realtor, then as a home builder & for the past 20 years as a mortgage banker.Prior to becoming a mortgage banker, he was the vice president of marketing & architecture for one of the nations top 10 home builders during which time he won national awards for his marketing efforts.
  • The First State Bank
  • 100 N. McKinney, Rice, TX, 75155
  • The First State Bank of Rice is a member of the Rice Bancshares, Inc. located in Rice, Texas. FSB of Rice offers the services of a modern financial institution while maintaining the integrity of a community bank where decisions are made locally. First State Bank takes pride in having served our community since 1928.
  • U S Lending Partner
  • 2911 Turtle Creek, Suite 300, Dallas, TX, 75219
  • U.S. LENDING PARTNER a DBA of AmRes Corp. We are a full service mortgage company based in Dallas, Texas. We specialize in FHA, VA, USDA, and Conventional Loans. Serving the surrounding areas in Dallas County, Ellis County, Tarrant County, Parker County & Johnson County. Whether you are buying a home or refinancing.
  • Bedrock Lending
  • 2911 Turtle Creek Blvd, Suite 300, Dallas, TX, 75219
  • Bedrock Lending was founded in 2005, with a goal of addressing the needs of the growing base of highly educated consumers/borrowers who are looking for quicker, easier access to mortgage loans at the best price. With the traditional mortgage broker process proving to be slow and tedious for customers in a faster-paced, technology-driven world.
  • Residential Capital Partners
  • 3838 Oak Lawn Avenue Suite 1500, Dallas, TX, 75219
  • Residential Capital Partners is a leading hard money lender with a national scope and a local presence in each market we serve. We are dedicated to the customers we serve and we understand the demands of the single-family residential purchase and rehabilitation process. Given the breadth and depth of our experience over the last 10 years
  • Bay Mountain Capital
  • 3710 Rawlins, Suite 1390, Dallas, TX, 75219
  • The Bay Mountain Capital team is more than just a group of employees, we’re a family. We’re dedicated to delivering the best service and expertise with 100+ combined years of experience in the real estate industry. Our people are the driving force for our company and together our team upholds our core values: excellence, integrity, improvement and