FHA VS Conventional loan programs in Bel-Air-South, Harford County, Maryland

In 2025, the Conventional loan limit for Bel-Air-South, located in the county of Harford, MD, is $647,200, while the FHA limit for a single-family home stands at $583,050.

Leverage the Lendersa® Conventional loan calculator to evaluate today's best rates for Conventional, FHA, and USDA loans. It will determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator shows side-by-side views of Conforming Conventional, USDA, FHA, and VA loans to aid your decision on which program in MD best suits your financial situation.

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2025 Loan Limits and Downpayment Requirements in Bel-Air-South, Harford, MD

Loan Type Maximum Limit Minimum Down Payment
Conventional Conforming $647,200 3%
USDA $430,500 0%
FHA $583,050 3.5%

This table applies to these zip codes: 21009, 21015, 21014

Explore Various Conventional and FHA Loan Options in Bel-Air-South, MD

The objective of Lendersa® is to promptly secure the best possible Conventional, USDA, or FHA loan without hassle. Opt for one of three pathways that connect you with suitable lenders and loan programs.

Overview of Lendersa USDA loan request results


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  • Green House Mortgage
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  • Mike is a Certified Mortgage Planner with over 30 years of experience who has helped over 3, 000 families finance the American Dream here in the Tampa Bay area. He is a proven performer who has built an excellent reputation as an honest, knowledgeable and dedicated professional who always takes care of his clients by offering great rates.
  • CPF Mortgage
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  • CPF Mortgage (Christopher Paul Financial, LLC) was established for the purposes of creating a dependable home financing company in which people can comfortably and confidently trust their most precious asset: their home. We've been helping customers afford the home of their dreams for many years and we love what we do.
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