FHA VS Conventional loan programs in Bel-Air-South, Harford County, Maryland
In 2026, the Conventional loan limit for Bel-Air-South, located in the county of Harford, MD, is $647,200, while the FHA limit for a single-family home stands at $583,050.
Leverage the Lendersa® Conventional loan calculator to evaluate today's best rates for Conventional, FHA, and USDA loans. It will determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator shows side-by-side views of Conforming Conventional, USDA, FHA, and VA loans to aid your decision on which program in MD best suits your financial situation.
2026 Loan Limits and Downpayment Requirements in Bel-Air-South, Harford, MD
Loan Type
Maximum Limit
Minimum Down Payment
Conventional Conforming
$647,200
3%
USDA
$430,500
0%
FHA
$583,050
3.5%
This table applies to these zip codes: 21009
Explore Various Conventional and FHA Loan Options in Bel-Air-South, MD
The objective of Lendersa® is to promptly secure the best possible Conventional, USDA, or FHA loan without hassle. Opt for one of three pathways that connect you with suitable lenders and loan programs.
1200 Technology Drive, Suite A, Aberdeen, MD, 21001
Lends in Maryland
Credence Funding Corporation, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
"APGFCU’s roots go back to 1938 when a group of local pioneers decided to address the savings and borrowing needs of the military families at the Aberdeen Proving Grounds. Now, with the ability to help all those who live, work, worship, volunteer or go to school in Harford and Cecil counties, as well as parts of Middle River, Maryland"
Freedom Federal Credit Union is a federally-insured, community-chartered credit union serving members who live, work, worship, volunteer, or go to school in Harford County, Maryland, and their families, as well as businesses operating in the county. Freedom’s mission is to be a trusted partner by creating a culture of people helping people.
725 N. Hickory Avenue, Suite 200, Bel Air, MD, 21014
Lends in Maryland
Hawk Mortgage Group offers a wide range of mortgage solutions for your personal and commercial needs.The company has been in the mortgage industry for 45 years. He is centralized geographically and very familiar with the mid-Atlantic region. His reputation for excellence is built on delivering personal quality-focused customer care and attention.
Har-co Credit Union is built on the foundation of delivering a strong member focused experience. We believe that our success will only occur by upholding the values and principles of a culture where members, both internal and external, feel rewarded in a relationship.You are eligible for great rates, dedicated service & a superior member experience
MBA Mortgage Services, Inc. started its business in 1999 as a small Maryland-based mortgage company that primarily focused on home buyers and assisting them with the purchase of their new home. During the next 10 years, MBA Mortgage has expanded its operation into three branches and nine states and now specializes in all types of home financing.
Freeland Financial has built a strong reputation as an outstanding mortgage brokerage firm. We serve the lending needs of builders, real estate professionals, and individual homebuyers throughout the state of Maryland, Virginia, and Florida.Our customers keep coming back because we have low rates and the best service in MD, VA and FL..
101 Chesapeake Park Plaza, Middle River, MD, 21220
Lends in Maryland
1949 Credit Union is organized by the employees of the Glen L. Martin Aircraft Company in Baltimore. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves manufacturing employees. Membership is also open to immediate family of current members.
Residential Mortgage Solutions is both a licensed mortgage lender and broker in several states. We specialize in originating first and second conforming and non-conforming mortgage loans. Some companies can talk about customer service but here at Residential Mortgage we deliver it, loan after loan!
