FHA VS Conventional loan programs in 2025 for Bel-Air-South, Harford County, Maryland

In 2025, the Conventional loan limit for Bel-Air-South, located in the county of Harford, MD, is $647,200, while the FHA limit for a single-family home stands at $583,050.

Leverage the Lendersa® Conventional loan calculator to evaluate today's best rates for Conventional, FHA, and USDA loans. It will determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator shows side-by-side views of Conforming Conventional, USDA, FHA, and VA loans to aid your decision on which program in MD best suits your financial situation.

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2025 Loan Limits and Downpayment Requirements in Bel-Air-South, Harford, MD

Loan Type Maximum Limit Minimum Down Payment
Conventional Conforming $647,200 3%
USDA $430,500 0%
FHA $583,050 3.5%

This table applies to these zip codes: 21009, 21015, 21014

Explore Various Conventional and FHA Loan Options in Bel-Air-South, MD

The objective of Lendersa® is to promptly secure the best possible Conventional, USDA, or FHA loan without hassle. Opt for one of three pathways that connect you with suitable lenders and loan programs.

Overview of Lendersa USDA loan request results


  • Adler Financial Group
  • 11350 Random Hills Road #720, Fairfax, VA, 22030
  • Adler Financial Group is an entrepreneurial family partnership seeking investment opportunities which forward the success of our partners, employees, clients, and vendors. For more than a quarter of a century, we have been the capital resource of choice for Washington area real estate professionals and investors.
  • Clear Sky Financial, LLC
  • 9406 Jackson Street, Burke, VA, 22015
  • Clear Sky Financial knows the DC/VA/MD metro area’s residential real estate market deeply, is a trusted partner for investors across the region, and has a proven track record. We are quickly able to discern which opportunities are viable and how we can help you succeed.Clear Sky Financial’s success starts with our community and the People in it
  • Clear Sky Financial
  • 9406 Jackson Street, Burke, VA, 22015
  • Clear Sky Financial knows the DC/VA/MD metro area’s residential real estate market deeply, is a trusted partner for investors across the region, and has a proven track record. We are quickly able to discern which opportunities are viable and how we can help you succeed. Clear Sky Financial strives to give back to the community.
  • LBG Lending Services LLC
  • 4333 Charles Crossing Drive, White Plains, MD, 20695
  • LBG (Led By God) Lending Servieces is a Christian and Veteran owned company. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
  • Strategic Federal Credit Union
  • 22110 Pacific Boulevard, Suite 100, Sterling, VA, 20166
  • Strategic FCU is a not-for-profit, cooperative financial institution owned and governed by its members. Members' deposits are Federally insured and Strategic FCU is Federally regulated by the National Credit Union Administration (NCUA). Our sole purpose is to provide our members with the best possible financial services at the lowest cost.
  • Fleetwood Bank
  • 2 W Main St, Fleetwood, PA, 19522
  • Fleetwood Bank is the only locally-owned, community bank in the Greater Reading and Berks County area, and has eight offices located in Blandon, Boyertown, Fleetwood, Kutztown, Lyons, Oley, Shoemakersville and Wyomissing. We’re committed to maintaining a hometown atmosphere in each of our offices and to being active in our communities.
  • Motto Mortgage
  • 16394 Samuel Paynter Blvd, Suite 102, Milton, DE, 19968
  • Motto Mortgage Prosperity have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice. As an experienced loan officer.
  • Redwood Mortgage Company
  • 40 Tanner Street, Suite 2, Haddonfield, NJ, 08033
  • Redwood Mortgage is a South Jersey mortgage company headquartered in Haddonfield, NJ that serves the needs of clients in New Jersey, Pennsylvania, Delaware, North Carolina and Florida. As a full-service mortgage company we service the lending needs of real estate professionals, builders and individual home buyers.
  • BMC Keystone Home Mortgage
  • 508 N Tyson Ave, Glenside, PA, 19038
  • BMC Keystone is a licensed mortgage brokerage located in Glenside, PA. Simply put, we match home buyers with mortgage loans. We shop around, scanning dozens of lenders to find the most favorable rates, fees and terms for our clients who plan to purchase or refinance a home. We seek out the nation’s most creative and responsible lenders.