FHA VS Conventional loan programs in 2026 for Aberdeen, Harford County, Maryland

In 2026, the limit for a conventional loan in Aberdeen, Harford County, MD is $726,200. For an FHA loan, the limit is $632,500 for a single-family dwelling.

Use the Lendersa® calculator to compare current rates for Conventional, FHA, and USDA loans. Discover income, credit, and document requirements needed to qualify. Our tool offers a side-by-side view of Conforming Conventional, USDA, FHA, and VA options to assist you in choosing the best program for your financial needs in MD.

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2026 Loan Limits and Down Payment Requirements in Aberdeen, Harford County, MD

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $466,400 0%
FHA $632,500 3.5%

This table applies to ZIP codes: 21001

Explore Conventional and FHA Loan Options in Aberdeen, MD

Lendersa® aims to quickly secure you the best possible Conventional, USDA, or FHA loan without hassle. Choose from these three options to match with lenders and loan programs.

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Aberdeen Lenders

  • Credence Funding Corporation
  • 1200 Technology Drive, Suite A, Aberdeen, MD, 21001
  • Lends in Maryland
  • Credence Funding Corporation, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • APG Federal Credit Union
  • PO Box 1176, Aberdeen, MD, 21001
  • Lends in Maryland
  • "APGFCU’s roots go back to 1938 when a group of local pioneers decided to address the savings and borrowing needs of the military families at the Aberdeen Proving Grounds.
    Now, with the ability to help all those who live, work, worship, volunteer or go to school in Harford and Cecil counties, as well as parts of Middle River, Maryland"

  • Freedom Federal Credit Union
  • 2019 Emmorton Road, Bel Air, MD, 21015
  • Lends in Maryland
  • Freedom Federal Credit Union is a federally-insured, community-chartered credit union serving members who live, work, worship, volunteer, or go to school in Harford County, Maryland, and their families, as well as businesses operating in the county. Freedom’s mission is to be a trusted partner by creating a culture of people helping people.

  • Hawk Mortgage Group
  • 725 N. Hickory Avenue, Suite 200, Bel Air, MD, 21014
  • Lends in Maryland
  • Hawk Mortgage Group offers a wide range of mortgage solutions for your personal and commercial needs.The company has been in the mortgage industry for 45 years. He is centralized geographically and very familiar with the mid-Atlantic region. His reputation for excellence is built on delivering personal quality-focused customer care and attention.

  • Har-Co Credit Union
  • 30 N. Hickory Avenue, Bel Air, MD, 21014
  • Lends in Maryland
  • Har-co Credit Union is built on the foundation of delivering a strong member focused experience. We believe that our success will only occur by upholding the values and principles of a culture where members, both internal and external, feel rewarded in a relationship.You are eligible for great rates, dedicated service & a superior member experience

  • MBA Mortgage Services
  • 426 S Main St, Bel Air, MD, 21014
  • Lends in Maryland
  • MBA Mortgage Services, Inc. started its business in 1999 as a small Maryland-based mortgage company that primarily focused on home buyers and assisting them with the purchase of their new home. During the next 10 years, MBA Mortgage has expanded its operation into three branches and nine states and now specializes in all types of home financing.

  • Blevins Home Mortgage
  • 2114 Swartz Rd, Darlington, MD, 21034
  • Lends in Maryland
  • Blevins Home Mortgage. We are a full service mortgage company based in Darlington, Maryland. We service all of Maryland and specialize in FHA Loans, VA Loans, USDA Loans, Conventional Loans and Renovations Loans. Whether you are buying a home or refinancing, Blevins Home Mortgage has got you covered.

  • Freeland Financial
  • 2104 Appaloosa Drive, Fallston, MD, 21047
  • Lends in Maryland
  • Freeland Financial has built a strong reputation as an outstanding mortgage brokerage firm. We serve the lending needs of builders, real estate professionals, and individual homebuyers throughout the state of Maryland, Virginia, and Florida.Our customers keep coming back because we have low rates and the best service in MD, VA and FL..

  • LM Federal Credit Union
  • 101 Chesapeake Park Plaza, Middle River, MD, 21220
  • Lends in Maryland
  • 1949 Credit Union is organized by the employees of the Glen L. Martin Aircraft Company in Baltimore. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves manufacturing employees. Membership is also open to immediate family of current members.