FHA VS Conventional loan in Aberdeen, Harford County, Maryland

In 2026, the limit for a conventional loan in Aberdeen, Harford County, MD is $726,200. For an FHA loan, the limit is $632,500 for a single-family dwelling.

Use the Lendersa® calculator to compare current rates for Conventional, FHA, and USDA loans. Discover income, credit, and document requirements needed to qualify. Our tool offers a side-by-side view of Conforming Conventional, USDA, FHA, and VA options to assist you in choosing the best program for your financial needs in MD.

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2026 Loan Limits and Down Payment Requirements in Aberdeen, Harford County, MD

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $466,400 0%
FHA $632,500 3.5%

This table applies to ZIP codes: 21001

Explore Conventional and FHA Loan Options in Aberdeen, MD

Lendersa® aims to quickly secure you the best possible Conventional, USDA, or FHA loan without hassle. Choose from these three options to match with lenders and loan programs.

Lendersa USDA loan request and matching results


  • Money Source of America
  • 201 E 5th St, Suite 980, Sheridan, WY, 82801
  • Callaway Financial Group is a direct private money warehouse lending group. A Real Estate Investment Firm that currently holds over 50 million in portfolio real estate holdings. We and our lending group have over a Billion dollars in funding holdings and has been in the making for over 100 years.

  • Cherry Creek Mortgage, LLC
  • 379 Kilbourne St, Sheridan, WY, 82801
  • We are a full service mortgage banking company. Cherry Creek Mortgage embodies the best of the big and small lenders. By dealing with Fannie Mae, Freddie Mac, and the Wall Street conduits, our customers are offered a variety of loan products and services with the financial backing they can count on.

  • Collegiate Peaks Bank
  • 105 Centennial Plaza, Buena Vista, CO, 81211
  • Collegiate Peaks Bank, Division of Glacier Bank is a growing community bank, serving personal and commercial customers. We currently have four bank Branches, in Salida, Buena Vista, Denver-RiNo, Denver-Belcaro and in February, 2020 we will be opening a Branch in the Denver Tech Center.

  • Centinel Bank of Taos
  • 512 Paseo Del Pueblo Sur, Taos, NM, 87571
  • At Centinel Bank we are invested in the success of our customers and are grateful they choose to bank with us. Community banking is about building relationships & working for the betterment of our customers, our employees, and our local community, this is why we feel a strong commitment to providing excellent service, building strong relationships.

  • Dimond Mortgage
  • 705A Paseo del Pueblo Sur, Taos, NM, 87571
  • We will work with you to get you the best financing arrangement possible, and we will never take our relationship with you for granted or betray the trust you place in us. You will find, like the many satisfied customers shown on this site, that Dimond Mortgage is truly a cut above for all your mortgage needs.

  • Central Rockies Mortgage Corp
  • 30 Benchmark Rd, Suite G3, Avon, CO, 81620
  • Central Rockies Mortgage was formed in 1992. Robert Grems, David Lau and William DesPortes took over ownership of the company in 2016. Our reputations, and the impeccable reputation of the company, have been built and established on providing exceptional and ongoing customer service to each and every one for our valued clients.

  • Eagle One Financial
  • 150 E Beaver Creek Blvd, Avon, CO, 81620
  • We offer many loan programs tailored for the resort market including jumbo mortgage loans, condo-tel loans, and portfolio loans for borrowers with unique situations or properties.

    We are a Colorado based, family owned mortgage lender and provide personalized service to each client, one at a time. Many of my clients have been with me for years

  • Merchants Commercial Bank
  • 4608 Tutu Park Mall, Suite 100, St Thomas, VI, 00802
  • Merchants Commercial Bank was created to provide state-of-the-art financial resources and solutions to the Virgin Islands business and professional community. MCB is a Virgin Islands chartered, FDIC insured, boutique commercial bank bringing state-of-the-art internet and traditional banking services to the Virgin Islands community.

  • Cowboy State Bank
  • 515 Dayton Street, Ranchester, WY, 82839
  • Cowboy State Bank Ranchester State Bank was founded in 1912 by Clyde C. Trader from Mountain Park, Colorado, who believed that Ranchester, Wyoming would be a good place to start a small country bank. The doors opened on May 22, 1912, in a small room in front of the Nevees building in Ranchester. From there, the bank continued to prosper and grow ov