FHA VS Conventional loan programs in 2025 for Edgewood, Harford County, Maryland
In 2025, the conventional loan limit for Edgewood, in the county of Harford, MD, is $726,200. Meanwhile, the FHA limit for a single-family home is set at $632,500.
Make use of the Lendersa® Conventional loan calculator to assess the most favorable rates for Conventional, FHA, and USDA loans today. Identify the necessary income, credit score, reserves, and documents for qualification. Our sophisticated mortgage calculator offers a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, guiding you in selecting the best program in MD for your specific financial circumstances.
2025 Loan Limits and Down Payment Requirements in Edgewood, Harford, MD
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$466,400
0%
FHA
$632,500
3.5%
The information in this table is applicable to zip codes: 21009, 21010, 21040
Exploring Conventional and FHA Loan Options in Edgewood, MD
The mission of Lendersa® is to ensure you receive the best possible Conventional, USDA, or FHA loan swiftly and with ease. Choose one of three starting points to find matching lenders and loan packages.
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