FHA VS Conventional loan programs in Edgewood, Harford County, Maryland

In 2025, the conventional loan limit for Edgewood, in the county of Harford, MD, is $726,200. Meanwhile, the FHA limit for a single-family home is set at $632,500.

Make use of the Lendersa® Conventional loan calculator to assess the most favorable rates for Conventional, FHA, and USDA loans today. Identify the necessary income, credit score, reserves, and documents for qualification. Our sophisticated mortgage calculator offers a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, guiding you in selecting the best program in MD for your specific financial circumstances.

Compare loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Edgewood, Harford, MD

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $466,400 0%
FHA $632,500 3.5%

The information in this table is applicable to zip codes: 21009, 21010, 21040

Exploring Conventional and FHA Loan Options in Edgewood, MD

The mission of Lendersa® is to ensure you receive the best possible Conventional, USDA, or FHA loan swiftly and with ease. Choose one of three starting points to find matching lenders and loan packages.

Outcomes of Lendersa USDA loan request


  • Rate House Mortgage Company
  • 1316 Bound Brook Suite 2C, Middlesex, NJ, 8846
  • Rate House Mortgage Company was founded with a simple mission - To provide our clients with the best rates and terms in the industry. And our Team Members with the best place to work. Our priority is to keep home ownership affordable, and accessible to qualified American Families.
  • New Jersey Home Funding
  • 1405 Route 18 South, Old Bridge, NJ, 08857
  • Established in 1990 New Jersey Home Funding Group llc is one of New Jersey's longest standing independent mortgage lender. For 27 years and billions of dollars of residential mortgages originated over that time there has never been 1 single consumer complaint upheld by any regulatory agency. A record we are proud of!
  • Rutgers Federal Credit Union
  • 85 Davidson Road, Piscataway, NJ, 08854
  • RFCU began helping faculty and staff and their families reach their financial goals. Over the years, we have since included UMDNJ, students, and partnered with a variety of Rutgers University organizations. Today, Rutgers Federal Credit Union has over $90 million in assets and over 9, 400 members.
  • Provident Bank
  • 105 Chambers Bridge Rd, Brick, NJ, 08723
  • Provident Bank has served individuals, families, and businesses in our local communities with personal and business banking services. We’re proud of that. And we’re proud of this: we’re still your bank—right here, right now. What your parents wanted? We had it. What you need? We’ve got it. What your kids will face? We’ll solve it. You are our commi
  • Help Me BA
  • 270 Walker Drive, Suite 110E, State College, PA, 16801
  • HELPMEBA is a safe haven that allows the curious to learn about the mortgage market without feeling compelled to buy anything. Brian Allen the owner offer free consultations and seminars on First Time Home Buying, Credit Scoring, Equity Management, and Reverse Mortgages. Whether you are a couple looking for your first home.
  • Mortgage Source PA
  • 1346 S Atherton Street, State College, PA, 16801
  • As a mortgage broker, we work for you - not the bank. We work to fit you with the best loan program and lender to meet your mortgage needs and we represent you throughout the entire process. Giving you the personal attention you deserve, we will streamline the process for you from the application to the decision.
  • Professional Choice Mortgage
  • 100 North Patterson Street, State College, PA, 16801
  • Professional Choice Mortgage is a mortgage broker based in State College, PA that was started in March 2005. We specialize in providing analytical tools and market knowledge regarding rates, so that you can make informed decisions about your mortgage and understand how it fits into your financial plan.
  • Principle Home Mortgage
  • 1402 S. Atherton Street, Suite 002, State College, PA, 16801
  • We're Principle Home Mortgage - a full service Pennsylvania mortgage broker offering the loans that will fit your needs. Our offices are located in State College, and we have decades of experience in Pennsylvania mortgages. Our mission is to provide exceptional customer service for all borrowers no matter the situation.
  • TRUE HOME MORTGAGE
  • 1315 S Allen St, Suite 207, State College, PA, 16801
  • True Home Mortgage we are a full service mortgage company based in State College. We specialize in First Time Homebuyer Programs in State College. We also serve the surrounding cities such as Bellefonte, Centre Hall, Port Matilda, Philipsburg, Altoona, Tyrone, and Lewistown. Whether you are buying a home of refinancing