Explore the differences! FHA VS Conventional loan programs in Edgewood, Harford County, Maryland

In 2026, the conventional loan limit for Edgewood, in the county of Harford, MD, is $726,200. Meanwhile, the FHA limit for a single-family home is set at $632,500.

Make use of the Lendersa® Conventional loan calculator to assess the most favorable rates for Conventional, FHA, and USDA loans today. Identify the necessary income, credit score, reserves, and documents for qualification. Our sophisticated mortgage calculator offers a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, guiding you in selecting the best program in MD for your specific financial circumstances.

Compare loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Edgewood, Harford, MD

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $466,400 0%
FHA $632,500 3.5%

The information in this table is applicable to zip codes: 21009

Exploring Conventional and FHA Loan Options in Edgewood, MD

The mission of Lendersa® is to ensure you receive the best possible Conventional, USDA, or FHA loan swiftly and with ease. Choose one of three starting points to find matching lenders and loan packages.

Outcomes of Lendersa USDA loan request


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  • 8047 North Milwaukee Avenue, Niles, IL, 60714
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  • C & R Mortgage Corporation
  • 7788 North Milwaukee Avenue, Niles, IL, 60714
  • C&R Mortgage Corporation Team is your premier reverse mortgage team located in Cape Coral, Florida. Also, licensed in Illinois, Indiana, Wisconsin, Michigan, Colorado, California and Tennessee. The experienced team members here are committed to quality customer service and putting the needs.

  • Forum Mortgage Bancorp
  • 7221 West Touhy, Chicago, IL, 60631
  • Forum Mortgage Bancorp., an Illinois Residential Mortgage Licensee, specializing in residential and commercial mortgage financing. Our firm works & maintains close working relationships with over 50 reputable banking institutions. Thus, Forum Mortgage Bancorp. is able to offer an extensive range of mortgage programs at the most competitive rates.

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  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Integra Financial Group Inc
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  • Combined Employees CU
  • 593 Russell Parkway, Warner Robins, GA, 31088
  • Combined Employees Credit Union is a not-for-profit financial cooperative that has enjoyed a long, remarkable history of serving our members. On October 6, 1969, what started with just 6 men and $200 has turned into a place of financial services opportunity for more than 3, 300 members.

  • NEXA Lending
  • 3705 Hillmeade Ct, Nashville, TN, 37221
  • NEXA Lending is the No. 1 Mortgage Broker in the United States. With over 280 lending partners, NEXA provides a wide variety of loan products, including Conventional, FHA, VA, USDA, jumbo loans, investor loans, commercial lending, construction loans, fix-and-flip, reverse, and many more! And our rates will never be beaten! Our mission is to serve o

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  • Hollygrove Lending is devoted to developing a relationship and track record with you. We aim to guarantee the highest level of customer satisfaction as we go the extra mile for your lending needs. Our mission is to help you get your next deal funded quickly and efficiently so you can focus on your properties.

  • Central Credit Union
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  • Since 1936, Central Credit Union has been a trusted, not-for-profit resource for financial services, education and advice. Because we're member owned,

    If you're looking for a safe, secure local alternative to your bank in the greater Chicago area, it's time to bring your business to Central Credit Union.