FHA VS Conventional loan programs in Beltsville, Prince George's County, Maryland

In 2025, within the county of Prince George's in Beltsville, MD, the conventional loan limit is $970,800, whereas for an FHA loan, it's $970,800 for a single-family residence.

With Lendersa®'s Conventional loan calculator, you can evaluate the current best rates for Conventional, FHA, and USDA loans. Find out the income, credit, reserves, and documents necessary for qualification. Use our advanced mortgage calculator to compare Conforming Conventional loans, USDA, FHA, and VA side by side. Determine which program in MD suits your financial circumstances best.

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Understanding 2025 loan limits and down payment requirements in Beltsville, Prince George's, MD

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

Note: The table corresponds to the following zip codes: 20705, 20740, 20697, 20704

Exploring Conventional and FHA loan options in Beltsville, MD

Lendersa® is committed to securing you the most beneficial Conventional, USDA, or FHA loan quickly and without unnecessary complications. Choose from three starting options that align lenders and loan programs with your needs:

USDA loan request and matching results by Lendersa


  • Equity 1 Lenders Network Inc.
  • 2836 Felicia Way, Vista, CA, 92084
  • We are committed to providing superior service, from assisting in selecting the right lending option for your needs to closing loans on time, every time. Equity 1’s exemplary service is appreciated by our loyal clients. These relationships are built on trust, communication and excellent follow-through.
  • Loanstar Financial Corporation
  • 138 Civic Center Drive, Suite 208, Vista, CA, 92084
  • Our only mission is to serve our customers with honesty and integrity. Our goal is to provide home loans and financial solutions to our clients while providing them with the lowest possible interest rates and closing costs possible. Furthermore, we pledge to help our borrowers overcome roadblocks that can arise while securing a loan.
  • MANFRED MORTGAGE
  • 120 South Main Avenue, Fallbrook, CA, 92028
  • Manfred Mortgage is a San Diego based, family operated company, specializing in home mortgages and everything Real Estate for over 40 years. We pride ourselves on exceptional knowledge and experience in the industry. If you are buying your first home or you are a seasoned pro, we can help you achieve your real estate dreams.
  • Cushner Capital Group
  • 1143 SEA LARKE DRIVE, Fallbrook, CA, 92028
  • Cushner Capital Group is a direct Private Mortgage Lender and Brokerage based in Fallbrook, CA, thirty miles north of San Diego. We have been providing hard money non-standard and conventional mortgages throughout the state of California for the past 20 years. Our goal is to provide a viable non-standard mortgage solution for borrowers
  • North County Credit Union
  • 17045 Via Del Campo, San Diego, CA, 92127
  • North County CU is a not-for-profit financial cooperative owned by its members. As a not-for-profit cooperative, we're always looking for ways to save you money any way we can. North County CU representatives are rewarded for finding you the best deal - not on making record profits.
  • Norstar Capital
  • 11440 West Bernardo Court, Suite 300, San Diego, CA, 92127
  • Norstar Capital your secret weapon to finding the lending program that’s right for you. Principal/Broker Dee Hontz has access to a wide range of loan products through established relationships with banks, mortgage bankers, non-depository portfolio lenders, and direct private money investors.
  • Urban Lynx Realty, Inc
  • 11440 West Bernardo Court, Suite 300, San Diego, CA, 92127
  • We provide our clients with products & services tailored to meet their specific needs at the best rates possible, while providing the highest quality of customer service. In addition to our Homes for Heroes program, we also dedicate a portion of every transaction to further our outreach programs to local churches, schools, senior & veteran centers.
  • Federal Capital Funding Group
  • 11417 West Bernardo Court, Suite I, San Diego, CA, 92127
  • Federal Capital Funding Group are Mortgage Experts in locating the best mortgage for your individual circumstances. We have extensive experience in the Jumbo, Super Jumbo, conforming mortgage, and particularly specialized in niche products. Our areas of expertise also includes customizing residential mortgage solutions.
  • iServe Residential Lending, LLC
  • 10920 Via Frontera, Suite 520, San Diego, CA, 92127
  • We are a customer-centric organization who is determined to make our customers' financial goals become a reality both quickly and efficiently through a diverse platform of mortgage solutions. When each of our employees says "I care" it’s not just a statement, but a philosophy displayed through our professionalism and exceptional service.
  • Capital Loan Associates
  • 11590 W. Bernardo Court, Suite 120, San Diego, CA, 92127
  • Capital Loan Associates is committed to helping you find the right mortgage product to fit your needs. We understand that every borrower is a little different, and that is why we offer a variety of products to meet your individual requirements. We strive to make the process of securing a mortgage simple