Explore the differences! FHA VS Conventional loan programs in West-Laurel, Prince George's County, Maryland

In the year 2025, the limit for Conventional loans in West-Laurel, which is in Prince George's County, MD, is set at $970,800. For a single-family home, the FHA limit is $970,800.

Utilize the Lendersa® Conventional loan calculator to compare top rates available today among Conventional, FHA, and USDA loans. This tool helps determine necessary income, credit standing, reserves, and required documents for qualification. Our advanced mortgage calculator provides a side-by-side view of Conforming Conventional loans, USDA, FHA, and VA, assisting you in selecting the most suitable program for your specific financial situation in MD.

Explore loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in West-Laurel, Prince George's County, MD

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

The comparison table is applicable to the zip codes: 20707

Conventional and FHA Loan Options in West-Laurel, MD

Lendersa® is committed to finding you the most suitable Conventional, USDA, or FHA loan quickly and without hassle. Choose one of three starting pathways that will introduce you to matching lenders and loan programs.

Lendersa USDA loan requests with matching results


  • My Preferred Lender
  • 6120 Paseo Del Norte, Suite A-2, Carlsbad, CA, 92011
  • My Preferred Lender The goal of My Preferred Lender (MPL) is to establish a valued relationship between ourselves and our clients. The MPL Team consists of only the most qualified and experienced loan advisors strictly licensed by the California Bureau of Real Estate (CalBRE) and the Nationwide Mortgage.
  • America's Loan Advisors Inc.
  • 701 Palomar Airport Road, Suite 300, Carlsbad, CA, 92011
  • We directly fund between $9-$10 billion a year in home loans. This means we process, underwrite & wire the funds. If we do not have a loan option for our client “in-house, ” we will process the loan and submit it to an investor for underwriting and funding. Having both these funding sources allow us to provide the best loan options for our clients.
  • Integrity Financial
  • 701 Palomar Airport Road, Suite 300, Carlsbad, CA, 92011
  • We are a full service mortgage lending company with an experienced staff offering expertise in every area of mortgage lending, from purchase to refinance to home improvement to debt consolidation to construction lending. With access to over 100 full range mortgage sources, our lending specialists are dedicated to finding you the right loan.
  • Bluefire Mortgage Group
  • 2121 Palomar Airport Road, Suite 204, Carlsbad, CA, 92011
  • At Bluefire Mortgage Group, we understand the apprehension you may feel when buying a home and looking for financing. We do our very best to help you overcome your apprehension and understand all aspects of your mortgage and how it works. We are committed to responsible lending and pride ourselves on delivering exactly what we promise.
  • La Costa Loans
  • 703 PALOMAR AIRPORT ROAD SUITE 225, Carlsbad, CA, 92011
  • La Costa Loans’ private money provides short term financings ranging from $50,000 to $1,500,000 when traditional capital sources are unavailable, too slow or too costly. These private money loan transactions are often less costly than equity partnerships, more flexible in underwriting the collateral and borrower than institutional debt.
  • Synergy Financial Group Inc.
  • 29231 Latigo Canyon Road, Silverado, CA, 92676
  • Founder of Synergy Financial Group Inc. Sheila is dedicated to ensuring her clients and business partners are well informed and aware of the details behind the crucial financial decisions they make on a regular basis. She works hard to serve her community and to make dreams come true!
  • Traditional Lending Services
  • 26 Golf View Drive, Trabuco Canyon, CA, 92679
  • Traditional Lending Services Motivated, experienced Mortgage Broker professional with more than 31 years of experience in home loans origination guiding homeowners and borrowers with expertise in evaluating credit, income and collateral Home Loans, Jumbo, High Balance, Conforming, VA, FHA. We lend on Single Family Residences and more
  • Service First Lending
  • 28361 Quiet Hill Lane, Portola Hills, CA, 92679
  • Service First Group At Re/Max is located in Trabuco Canyon, California, and was founded in 2002 is a Real Estate & Mortgage Company, I take great pride in offering superior service to my clients. If you're in the market to buy or sell a home please give me a call, I'd be happy to discuss your needs and provide advice at no obligation to you
  • ReQuest Home Loans Inc.
  • 31945 La Subida, Trabuco Canyon, CA, 92679
  • ReQuest Home Loans has built a team of dedicated professionals that share the core belief that all clients deserve only the best service and personal attention to their home loan needs. The ReQuest Home Loan team also reaches outside the company and into the local community. We pride ourselves on developing relationships
  • W2 Mortgage Company
  • 2 Quail Place, Trabuco Canyon, CA, 92679
  • W2 Mortgage Company, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • Maltese Mortgage
  • 20702 Porter Ranch, Trabuco Canyon, CA, 92679
  • Maltese Mortgage mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Sun Financial Group
  • 23120 Alicia Parkway, Trabuco Canyon, CA, 92679
  • Sun Financial Group Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Serving our customers with honesty, integrity and competence Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan. We’ve been helping customers.